Can anyone recommend a reputable hard money lender in the San Diego area?

Asked by Cory La Scala, San Diego, CA Wed Oct 5, 2011

My client thanks you!

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Answers

52
Steve Brown’s answer
Steve Brown, , Los Angeles County, CA
Tue Jun 18, 2013
What hard money lender program you need? Property: Residential, commercial, apartment, etc. Loan Type: bridge, stated ? I know a Southern California lender you can meet face to face who offers rates from 7.5%, 10% down. 310 596 4221
Regards
Steven
0 votes
, ,
Sun Sep 25, 2016
Go with North Coast Financial http://www.northcoastfinancialinc.com/

Over 35 years of hard money lending experience in San Diego and throughout California.

Fast approvals and funding. Competitive rates. Professional service.

Lending up to 75% of current value.

Contact Don. 760-722-2991
8 votes
Armstrongjoel, Home Buyer, San Diego, CA
Thu Mar 31, 2016
Lantzman Lending.

They are a local Direct Lender and have competitive
rates and are very reliable.

858-720-0229
http://www.lantzmanlending.com
8 votes
Polina Rysha…, , Mountain View, CA
Thu May 22, 2014
I've been referring my clients to a new lender - LendingHome Funding Corp. So far great feedback on the terms and the process.

1-855 408-7694
2 votes
Matt Matt, Agent, San Diego, CA
Tue Oct 7, 2014
Wilshire Quinn Capital is a reputable hard money lender downtown San Diego. I've done some deals with them.

(619) 872-6000
1 vote
Ashley R, Home Buyer, San Diego, CA
Mon Aug 4, 2014
Hi Cory

Source Capital Funding, Inc. is what I would recommend . We used them for our own requirement. Very professional and easy process in which we were guided by the lender. We would gladly recommend them for any one looking to buy property in California.

Source Capital Funding Inc.

+1.888.334.6636
1 vote
I too have worked with Source Capital and they have a great reputation. They have hundreds of positive Google reviews too and thats the reason I used them. You will speak directly to a decision maker when you call, which is nice!
Flag Tue Dec 29, 2015
Tony Stanson, Both Buyer And Seller, San Diego, CA
Fri Jun 7, 2013
We've done several rehab deals with Windvest Corporation. They are located in Mission Valley, great service, nice guys, and competitive terms.

Contact John Ermin or Andre Jimenez at

http://www.windvestcorp.com
Windvest Corporation
3131 Camino Del Rio N
Suite 310
San Diego Ca 92108

john@windvestcorp.com 619-285-0777ext 205 for John or 619-285-0777 ext 203 for Andre
1 vote
, ,
Wed Oct 5, 2011
Approximate value? Amount desired? Cash-out or?

Thank you, Rudi
Web Reference:  http://www.umboc.com
1 vote
John Georges, Agent, San Diego, CA
Wed Oct 5, 2011
If you want the lowest rate and costs for a Private or Hard Money loan go to http://www.e-approval.com. I've had great experiences with them regarding these types of loans. They will assist you in structuring a loan specific to your needs.

Best wishes,

John Georges
Mortgage Services of America, INC.
888-619-4858, ext. 12
1 vote
Alvin Newton, Agent, Carmel Valley, CA
Wed Oct 5, 2011
Ted Przybylek Private Money Specialist in Del Mar. This guy rocks!! Tell him Alvin Newton with Windermere sent you.

(619)647-1999
ted@ranchoted.com
1 vote
Californiaha…, Home Buyer, San Diego, CA
Fri Jun 30, 2017
"Making Hard Money Easy!"

California Hard Money Loans specializes in placing our California clients in quality, fair, asset based loans designed to close in as little as 5 days.

At California Hard Money Loams decisions are ALWAYS based on equity, property type, and purpose and NEVER on Credit, Income, or Payment History!

We have programs for full time Real Estate Investors, First time flippers, Cash Out for Buisness Purposes, Probate loans, or for just about anyone with sufficient equity needing a cash infusion to get back on track!

We work with our investors directly to provide financing with quick closings based on equity, property type, and purpose alone and WE make the final decision on a case by case basis using a common sense approach to each individual's needs.

If you have the equity California Hard Money Loans has right program for you!

For more information email us californiahardmoneyloans @ g m ail . c o m

or call us directly at 8558001900
0 votes
Cajonesrealt…, Home Buyer, Carmichael, CA
Mon May 22, 2017
HI, I just want you to know that I am a Hard Money Specialist and I can lend in the San Diego area. In fact, I have programs that are nationwide! Please let me know if I can help you: cajonesrealotr@gmail.com
0 votes
Loans, Home Buyer, San Diego, CA
Tue Feb 28, 2017
Also try San Diego Private Money. 858-560-6555 and ask for Terri.
0 votes
Loans, Home Buyer, San Diego, CA
Tue Feb 28, 2017
Also try San Diego Private Money. 858-560-6555 and ask for Terri.
0 votes
, ,
Thu Jun 9, 2016
My company is currently looking forward to lend money for any deals concerning income producing commercial or residential properties.

Do you have a bad credit? People with low credit rating are also eligible.

Scott Financial Corporation can help you secure a loan with interest as low as 5%.

100% funding with minimum documentation, funding as fast as 72 hours after approval.

WE CAN DO:
* Deal sizes up to $50 Million
* Rates as low as 4-8% both home and over seas.
* 10-30 year terms
* Broker friendly
* Closing typically in under 2-5 working days.
* We also do the following loans: Rehab, Construction, Completion, Conversion etc.

Specific terms depend on the deal in question.

We are very flexible, we would be happy to receive an Executive Summary of your project to see if you have any Viable project we can finance and partner together by making financial investment in form of soft loans.

I will be looking forward to hearing from you to discuss your loan

scenarios.

Best Regards,
Linda Scott (Ms)
Senior Loan Officer,
Scott Financial Corporation.
(717) 884-9572
scottfincorporation@aol.com
0 votes
Linda or william or whtever

I deposit to your Bank fee. and it was a SCAM...
Nothing with the Loan. Only taking the Money I transfer to your Account you gave me. Last week.
Flag Sun Jul 31, 2016
Barrywebb619, Home Buyer, San Diego, CA
Thu Jun 9, 2016
Barry Webb Ph: 619-861-8348
0 votes
Kunalsem, Home Buyer, San Diego, CA
Tue Mar 29, 2016
Contact kunal sharma an expert internet marketer, social media marketer and search engine optimizer.

kunalsem @ gmail.com
0 votes
Pkmortgagesus, Home Buyer, San Diego, CA
Wed Sep 23, 2015
Who charges 11% on hard Money in Philadelphia?please email to pkmortgagesus@gmail.com
0 votes
Eddie Stevens…, , Brooklyn, NY
Wed Sep 2, 2015
Are there any reputable hard money lenders in the New York State area? They can be within New York City or New York State.

I am receiving inquiries for End Users that want to PURCHASE a home as an OWNER OCCUPIED property.

Any suggestions?

Any DIRECT LENDERS out there to finance OWNER OCCUPIED deals?
NO BROKERS PLEASE!
You can email me at: stevensloanfinders@yahoo.com
0 votes
NO ONE HAVE THE RIGTH TO DO OWNWER OCCUPIED ......THE LOW
Flag Wed Sep 23, 2015
Mariah, Home Buyer, San Diego, CA
Thu Aug 20, 2015
I'd recommend you try San Diego Private Money (http://www.sandiegoprivatemoney.com/), or call 858-560-6555 and ask for Terri. They loan on most types of properties throughout CA (even though they are based in San Diego), including residential, commercial, multi-family, land and construction.
0 votes
John Reeves -…, Agent, San Diego, CA
Thu Jun 25, 2015
Here's a link that can give you guide where you can find lenders on Sand Diego.
0 votes
Joe, Home Buyer, San Diego, CA
Tue May 12, 2015
San Diego Private Money: 858-560-6555
0 votes
Matt Matt, Agent, San Diego, CA
Tue May 12, 2015
Wilshire Quinn Capital does residential and commercial loans from $200k to $10 million. They are a reputable lender and can close quickly. (619)872-6000.
0 votes
Gregg Orstov…, , La Jolla, CA
Fri Jan 23, 2015
Source Capital Funding, Inc. http://(www.source-capital.com) is a reputable, licensed lender that is "A+" rated by the BBB and specializes in hard money (private) loans. They have been featured in various publications and have a solid, proven track record.

888.334.6636
0 votes
ghiatt, Both Buyer And Seller, La Jolla, CA
Thu Jan 22, 2015
New private money lender with no up front fees. No points and low interest rate. For Southern California call 480-577-5396
0 votes
Christopher…, , 92121
Tue Jan 13, 2015
First Security Mortgage has been helping borrowers in San Diego since 1972.

11839 Sorrento Valley Road #903
San Diego, CA 92121

858-565-4466 Office
858-565-2137 Fax

ask for Paul Rios or Christopher Arnold
0 votes
RonS, , Concord, CA
Thu Jan 8, 2015
That's kind of an oxymoron isn't it?

You are on a real estate website so, can we assume it relates to real estate that you are seeking hard money on? If the answer is yes, in my experience, you are looking for a needle in a haystack. "Hard Money Lender" are not the lenders of yesterday. Yesterday, they could charge and would charge stupid points/fees on genuine hard money at VERY low LTV's. They HOPED you would default so they could get the property back.

Today, all lenders have to adhere to Federal ATR (Ability to Repay) rules on all non HELOC loans. That means, you have to qualify for the loan. You have to demonstrate the ability to repay the loan. If they require it and you are required to do it, why wouldn't you use a traditional lender instead of a hard money guy? I'll assume it's because you have credit issues preventing you from qualifying so...

If you are looking to purchase and can't use family money and need a hard money guy to provide funds for that purchase, that might be possible but the risk will outweigh the reward 90% of the time. If you are looking to refinance and have credit issues, that will be tough unless its a government loan originated before June, 2009.
0 votes
I'll add that my response is only for owner occupied property. If you are seeking hard money for investment, hard money is out there but again, the risk will outweigh the reward most of the time.
Flag Thu Jan 8, 2015
Harold Lear, Agent, San Diego, CA
Fri Oct 17, 2014
Depending on the amount needed I have two sources that can get your client unsecured funding.
0 votes
jenniferandr…, Home Buyer, San Diego, CA
Thu Aug 7, 2014
Hi Cory!

There are many reputable company in San Diego. http://cahardmoneynow.com/ is one of the reputed company which provides different kinds of services, hard money loans, private money loans.
Call here and get more information:

George Kengott
25185 Madison Ave Ste. A
Murrieta, CA 92562
george@cahardmoneynow.com
619-987-8639 Direct
619-923-3007 fax
DRE broker #01465319, NMLS #269373
0 votes
Jenniferandr…, Home Buyer, San Diego, CA
Tue Jul 29, 2014
Hi Cory La Scala

You need hard money lender in san diego.I suggest you CA Hard Money Lender.It's provide the service in sen diego,los angeles,California, ETC.You have any query you can direct contact CA HARD MONEY 619-987-8639
0 votes
Sean Rios, , San Diego, CA
Thu Jun 26, 2014
First Security Mortgage in sorrento valley. The broker's name is Paul, they have been in business in San Diego since 1972, longer than ANYONE ELSE, and it's for a reason. Theyre darn good and super helpful and they get it done faster than anyone. They helped me out big time.
1stsecuritymortgage@gmail.com
858-565-4466
0 votes
Brock Vanden…, Home Buyer, R Circle J Estates, Yuma, AZ
Fri May 9, 2014
TaliMar Financial specializes in funding Fix & Flip and residential Income Property loans in California. I know they list all the loans they have recently funded so you can get a better idea of their success. They are located in San Diego and offer some of the most aggressive financing with the best rates.
0 votes
Do you know of a good hard money lender in Yuma?
Flag Tue May 27, 2014
John Costigan, Agent, El Cajon, CA
Sun Apr 6, 2014
I can do better than that, I have direct investors who will finance sensible transactions. I also have buyer programs that do not require traditional lenders.
0 votes
John,

Please email as I deal with a lot of direct private money lenders Maybe we can work together on something. Keith@keithyackey.com
Flag Thu Feb 12, 2015
David Inderm…, Agent, San Diego, CA
Sat Apr 5, 2014
Cory,

Here is another good hard money lender to talk to Carl S. Maggio (California BRE Broker #01216308 and NMLS #700208).


Here is his website http://www.maggiocapital.com/

Best Wishes,

David R. Indermill

Re/Max Hall Of Fame, CDPE | Since 1998 | Luxury Real Estate Advisor
International Referrals | Bank Owned Assets | Off Market Properties
Large Cash Investor Fast Close Network | B.R.E License # 01232827


http://www.SanDiegoHomeStore.Com

Cell: 858-414-LIST (5478) Texting OK
Fax: 858-430-5544
Email: david@sandiegohomestore.com

http://www.trulia.com/profile/sandiegohomestore/
0 votes
David Inderm…, Agent, San Diego, CA
Sat Apr 5, 2014
Cory,

I am sure you might already found a great hard money lender and I wanted to send my recommendation.


I hope this helps you.. click on the link below and a brochure will open.'

https://www.dropbox.com/s/wurn6j78w3s5wcr/PCG2%20flyer.pdf

Brad will take good care of you.




Best Wishes,

David R. Indermill

Re/Max Hall Of Fame, CDPE | Since 1998 | Luxury Real Estate Advisor
International Referrals | Bank Owned Assets | Off Market Properties
Large Cash Investor Fast Close Network | B.R.E License # 01232827


http://www.SanDiegoHomeStore.Com

Cell: 858-414-LIST (5478) Texting OK
Fax: 858-430-5544
Email: david@sandiegohomestore.com

http://www.trulia.com/profile/sandiegohomestore/
0 votes
Tue Apr 1, 2014
Maggio Capital, Inc., is a direct private lender located in San Diego. We have some of the lowest rates and fees in the business and we will be happy to try and beat any bona fide offer from a licensed private lender. Give us a call (858) 779-1447 or visit our website http://www.maggiocapital.com. BBB "A" rated.
0 votes
John Georges, Agent, San Diego, CA
Fri Mar 21, 2014
I would be happy to assist you. I can be reached at 951-536-1217
0 votes
John Arendsen, Agent, Leucadia, CA
Fri Mar 21, 2014
Cory, this goes back to '11. Are you still looking for HM?
0 votes
, ,
Mon Feb 3, 2014
Lantzman Management. Give me a call (202) 677-5348. Thanks!
0 votes
sourcecapital, , San Diego, CA
Wed Dec 4, 2013
Licensed, BBB "A" rated company with impeccable reputation- Fair rates and terms and are direct.

Source Capital Funding
http://www.source-capital.com
0 votes
rcallas22, , San Diego, CA
Tue Aug 20, 2013
Private money loans on residential investment properties, commercial, construction, etc. Loans up to $10 Million and higher

Robert Callas
Wilshire Quinn Capital
RCallas@wilshirequinn.com
619-872-6000
0 votes
I am looking for a hard money of $800000 for my condo conversion project in Imperial Beach. The market is very hot for condos now and I am excited to finish my project and sell them.

Please let me know if you would be interested in looking at this funding now.
Flag Wed Feb 19, 2014
John Arendsen, Agent, Leucadia, CA
Fri Jun 7, 2013
We were also approved by Windvest but fortunately didn't need hard money. However, Andre was our go to guy and if we would have needed $$ he would have been the man we would have wanted to work with.
0 votes
Davidw, , San Diego County, CA
Tue May 28, 2013
Best hard money lender in town is TRILION CAPITAL

Contact:
David Weiner
President
Trilion Capital
10755 Scripps Poway Parkway, Suite 630
San Diego, CA 92131
858-530-2251
dweiner@trilioncapital.com
http://www.TRILIONCAPITAL.com

Specializing in fix & flip / residential rehab loans
0 votes
Gregorio Den…, , San Diego, CA
Wed Oct 5, 2011
The first question should always be: "Why do you need a hard money lender?"
0 votes
Robert Boern…, Agent, El Cajon, CA
Wed Oct 5, 2011
Cory,
I am a hard money lender who has been writing private money paper with our own funds since 1996. If you would like to contact me, please give me a call or send me an email. I can take a look at your commercial property scenario and let you know what to expect.

Thank you,
Robert L. Boerner
Gecko Financial Services
(619) 977-2262
rboerner@geckofinancial.com
0 votes
Derk Simonson, Agent, La Jolla, CA
Wed Oct 5, 2011
David Zigrang@roadrunner.com
760-420-6978

just closed one with him
good luck
Derk Simonson
derk@derk1.com
Web Reference:  http://derk1.com
0 votes
Jim Lackey, , San Diego, CA
Wed Oct 5, 2011
Hi. My name is Jim Lackey and I do private loans of various types (residential purchases, refi, construction (even spec projects) and commercial.

I'd be happy to find out more about your requirements to see if I can help.

Thanks!

Jim, 858-699-2280.
0 votes
Cory La Scala, Agent, San Diego, CA
Wed Oct 5, 2011
The loan would be for a commercial property. Thanks for the responses so far!
0 votes
, ,
Wed Oct 5, 2011
Cory,

We can go up to $3,000,000. What is the value of the property, amount owed, commercial or residential and if residential is it a primary residence or an investment property? I may be able to help.

Happy funding, Rudi
Web Reference:  http://www.umboc.com
0 votes
Janet Shanner, Agent, San Diego, CA
Wed Oct 5, 2011
If you need a hard money lender for residential, owner occupied, then I don't think there are any lenders that can meet that need; however, if you are looking for anything else, call Sunbelt Financial Corp and ask for Cheryl Green. The phone number is 858-547-9883 ext 301. This company is great and they aren't in it to rip people office. Cheryl will also be able to tell you who else can help you if she can't.
Good luck
janet shanner
real estate broker - san diego
0 votes
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