Well Ted while many of these answers are great, let's solve your answer. If you have been in the same line of work for two years, we may be able to help. A lot of people figure they can do the job themselves and get paid more and have more freedom. Since we are entering the new year I'd like to get with your CPA or tax person to get your income in the 30k to 40k net range. Hey unless you're driving a Ferrari I doubt your minimum monthly debt is more than $600 a month if you're telling me you have high scores.
Ms. Beardslee gave great advice about using depreciation to add back in as income. You can use depletion as well but you don't want to trigger an IRS audit either.
Let me know if I can help.