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Abilene : Real Estate Advice

  • All65
  • Local Info8
  • Home Buying15
  • Home Selling2
  • Market Conditions3

Activity 72
Mon Apr 24, 2017
Quetentacion asked:
Sat Feb 25, 2017
Marilynaimus answered:
Sun Nov 20, 2016
Susie Kay answered:
It depends. How big is your home? What are the upgrades that you'd like to put in the home? Even if you know the answers to all the questions above the cost is still going to be different from one general contractor to another.

I hope this makes sense!

Susie Kay
Ultima Real Estate
... more
0 votes 1 answer Share Flag
Fri Nov 4, 2016
Angelica P answered:
Hello,

To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.

http://www.trulia.com/submit_listings/

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Mon Sep 12, 2016
Susie Kay answered:
It depends on the location of the home and the condition of the home. I would suggest that you pick up the phone and call a local realtor to assist you.

Best,
Susie Kay
United Real Estate Dallas
4693712899
... more
0 votes 1 answer Share Flag
Fri Jul 8, 2016
Mitz308 asked:
Fri Jun 3, 2016
Dmeeks30 asked:
How do I get a mls number without being charged?
0 votes 0 Answers Share Flag
Tue Jan 26, 2016
Karen Peyton answered:
I'd go for it! Speak with a lender for an explanation of mortgage loans and down payment requirements, get pre-qualified, choose an agent, and see where it leads...hopefully to the front door of you new home!

Best of luck!
... more
1 vote 1 answer Share Flag
Sat Jan 2, 2016
Amelia Robinette answered:
you generally cannot roll renovations into a purchase mortgage loan.

a few exceptions are the FHA 203K purchase mortgage, which allows you to borrow some extra for fixing up. this is a detailed and specific type of loan product, so make sure you have a loan officer with deep experience in 203Ks. The other is a construction loan, but they usually require a large down payment, so probably not an option for you if don't have a lot of cash on hand.

the other option is to find something that's livable, but has lots of potential. save as you go and do projects as you have the cash available.
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1 vote 1 answer Share Flag
Thu Aug 6, 2015
Tony Grech answered:
Hi Maggie
I'm not IN Texas, but I am licensed in Texas, and I do a lot of work with first time homebuyers, especially those who are credit challenged. I also have a company I rely on to help folks get their credit scores up, and this can often be done is as little as 2-4 months.

A lot of lenders don't want to work with low credit folks, especially on loans under $100k, but I enjoy helping people achieve their goals of owning a home.

Feel free to give me a call or email me and I can explain the process a little more and we can see if it's something that you guys would like to pursue.

Tony

Tony Grech
Sr. Mortgage Loan Originator – NMLS #977416
Luxury Mortgage Corp
29200 Northwestern Highway, Suite 300
Southfield, MI 48034
Mobile: 313-622-7383 | Direct: 248-714-4914 | Fax: 248-415-1522
Licensed in MI,GA,DC,TX
https://www.luxurymortgage.com/lo/agrech
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0 votes 2 answers Share Flag
Wed May 20, 2015
rr97guy answered:
There are lenders that will help you to purchase if you meet their lending standards and comply with FHA or VA eligibility. I will take it that your credit has some dings in it. I would suggest you obtain your current credit report and contact a mortgage company and discuss the situation. They can advise you as to your options and address steps to get you on track to qualify.

I have less than stellar credit and am presently working with a lender who reviewed my credit, told me what to do AND what not to do. What was killing me was high balances on credit cards which I have paid down, a couple old credit cards that were charged off and an old medical bill at a collection agency. I am under contract on a home and due to close in late June, 2015. So, Do not let your credit issues keep you out of a home.

The lenders have their own policies but basically, they will take the middle of your 3 credit scores , your debt to income ratio,, age of your credit accounts, the percentage of available credit being used on your credit cards, your down payment and run it thru an automated scoring system such as the one that FHA has and see if you can get an approval. Your best option is talk to a lender and see where you stand and go from there.
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0 votes 1 answer Share Flag
Wed Apr 29, 2015
Charles Jones VA Specialist answered:
My first thought is seeing way too many "I"s. That in itself may or may not be the solution. Good luck
0 votes 2 answers Share Flag
Thu Apr 23, 2015
Hollie Truesdale answered:
I think it would take a lot of work to determine the market value of your home without an appraiser! You could look up similar houses to yours or houses in your area to see what they're going for to get an idea of how much your house is worth. That's assuming that the houses in your neighborhood are all relatively the same value and someone hasn't done extensive remodeling to make their house a lot nicer. http://www.eastcoastappraisal.com ... more
0 votes 10 answers Share Flag
Wed Mar 25, 2015
Terri Marcus answered:
This neighborhood is in the Cooper High area
0 votes 1 answer Share Flag
Thu Mar 19, 2015
Kimberly dahl answered:
If you are looking for apartments the Taylor Grand is nice and gated. Most of the apartment complexes are ok with pets you just have to pay an extra deposit. Sometimes the homes will be listed as "no pets" but depending on the breed they will accept it just ask. ... more
0 votes 2 answers Share Flag
Wed Mar 4, 2015
Dan Tabit answered:
Susan,

Rental scams are common here and on any site that allows the general public to post. Please be very cautious with deals that seem too good to be true. NEVER send money expecting keys back by mail. You can search the address in any search engine to see how the homes are advertised elsewhere. If one listing is much cheaper than other places, it's likely a scam.

Read the scam warning Trulia posts. I've attached a link to it below.

When you find a questionable listing please go to the More button on the listing and then hit the FLAG button on the listing page to warn Trulia and others or email it to Rentalfraud@Trulia.com.
... more
0 votes 1 answer Share Flag
Thu Jan 15, 2015
Dan Tabit answered:
Shlsted,
I have one huge suggestion, don't. Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.
Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.
Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
... more
1 vote 1 answer Share Flag
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