Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

98208 : Real Estate Advice

  • All14
  • Local Info1
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 11
Oliver, Home Buyer in Lynnwood, WA
Thu Oct 6, 2016
Oliver asked:
We have 2 listings in which I can not access to expire on Trulia and Hotpads even though I have expired it through Zilllow, I have used the report function you all provide on your page but…
0 votes 0 Answers Share Flag
Beth Anne, Home Buyer in Seattle, WA
Wed Oct 5, 2016
Beth Anne answered:
What is your credit score? If it's under 700 and you don't have a lot of assets I would wait and work up to a better financial situation to enter home ownership. Granted I am conservative (financially), but I do believe if you're purchasing a home you shouldn't have any major debt. Low to zero credit card balance,
modest car payments-- but preferably no car payments, and student loans paid off or close...
... more
0 votes 1 answer Share Flag
Jimboz2, Home Buyer in Everett, WA
Wed Jul 27, 2016
Jimboz2 asked:
--
This question was asked from this property: http://www.trulia.com/foreclosure/3237045285-8523-Vistarama-Ave-Everett-WA-98208
0 votes 0 Answers Share Flag
Demahi, Home Buyer in Everett, WA
Sat Apr 30, 2016
Demahi asked:
If I put down 20%, on the purchase of a new manufactured home, is it possible to get 30 year financing? Also, are the interest rates for manufactured homes higher than traditional homes?
0 votes 0 Answers Share Flag
kevin colomb…, Real Estate Pro in lake stevens, WA
Fri Jan 3, 2014
kevin colombana answered:
Hard money still requires a down payment in most cases, at least 10% but probably more with a 12% I/O loan. They don't typically finance longer than 6 months in my experience, so you'll have to refinance into a conventional loan. That would probably mean doing things that make it financeable first. If you want more guidance, you can contact Caliber Real Estate, I have used them in the past, Ian Morrell was always my contact and would recommend him.

Good Luck.
Kevin
... more
0 votes 1 answer Share Flag
Saihou Dramm…, Real Estate Pro in Shoreline, WA
Mon Oct 28, 2013
Saihou Drammeh answered:
Hello Sara,

It sounds like you're trapped in a situation of not your own doing. You may not be able to stay at that current location, but there are at least seven $0 down payment programs available to you as a first time buyer. go to www.wshfc.org. check out the programs there and call me at (206)291-4450. I do teach home buyer seminars. You do have several options to get your own house.

Good Luck to you!!!

Saihou
... more
0 votes 9 answers Share Flag
Rick Griffith,  in Seattle, WA
Mon Jul 8, 2013
Rick Griffith answered:
1100-1800 most likely but there are so many factors that go into this. Area obviously being the biggest as South Everett can mean Casino Rd and it can also mean View ridge. Any more info? ... more
0 votes 2 answers Share Flag
Stephanie Br…, Real Estate Pro in Seattle, WA
Sun Jun 9, 2013
Stephanie Brown answered:
I'm not an attorney, but an HOA can foreclose on your property as a result of delinquent dues. Just be careful, and consult your agent or attorney.
0 votes 19 answers Share Flag
J Mario Preza, Real Estate Pro in Burlingame, CA
Tue Dec 21, 2010
J Mario Preza answered:
You've mentioned a few things that causes one to wonder about other alternatives. However, if you're like many of the hundreds of thousands of people who bought houses when they were going up anticipating that somewhere down the line you would reap a huge windfall only to confront a new reality, then this situation will clearly point out the downside of this type of "investing". If what you're hoping to accomplish is just keeping one house and getting out from under the other one and you do not want to attempt a modification of the existing mortgages on the second house, you may want to fully explore the way the second house was bought, the way you financed it, and a few other things that may create another set of issues for you if you don't proceed correctly. I would strongly urge to contact either the lender of your house (investment), or even a housing agency that specializes in helping homeowners "save" their properties in order to get another opinion of where you stand. If these do not give you the advice you need to fully evaluate your situation, check out the modification companies that offer FREE advice before committing you to pay for their services. If all else fails, since you've mentioned not being too particular about the consequences to your credit, the foreclosure is inevitable if you stop paying, but the downside is what other remedies the lender(s) may have against you and your other assets (a deficiency judgment). This is the reason you need to evaluate it all before. Good luck. ... more
0 votes 14 answers Share Flag
Scott Godzyk, Real Estate Pro in Manchester, NH
Tue May 25, 2010
Scott Godzyk answered:
You should be very worried unless you take teh time to do your homework. You will need to complete a title search to see if there are any back taxes, second mortgages or liens on the property. When you purchase at foreclosure auction you would be responsible for aany liens. As well you need to do your best to inspect the property. if you can get in check everything from basement to roof including aIl mechanicals. If you can not get in, inspect the exterior, try and asess if there is a tenant or if it is teh owner. If it is a tenant you may be bale to get in as if it is teh former owner, your chances are nil. If there is an occupant you will be responsible for evicting them and any damage they do. Good luck with your auction ... more
1 vote 1 answer Share Flag
Search Advice
Search

Followers

123