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98003 : Real Estate Advice

  • All13
  • Local Info1
  • Home Buying3
  • Home Selling0
  • Market Conditions1

Activity 9
Mon Jun 1, 2015
No possible Jocelyn. There are some non-prime lenders that will grant you a mortgage with credit as low as 500, but they require huge down payments - 30% or more. As far as 0% down payment programs, there are VA (for veterans only) or USDA, but they are both going to require 600-640 credit at a minimum.

I hate to say it, but the only way you're going to be able to get a mortgage is if you get those scores way up or save up a boatload of money.

ALL lenders look primarily at 3 factors when deciding to give you a loan: income, down payment, and credit. You should preferably be on solid ground with all 3, but 2 out of 3 will at least give you some options. 1 out of 3 won't fly though.

My best recommendation to you, or anyone for that matter, is to get their finances in order before deciding to purchase a home. After all, the goal is not just to get into a home, but to stay there!

I hope this helps!
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0 votes 2 answers Share Flag
Mon Mar 16, 2015
My NC Homes Team answered:
Generally speaking homes built in 55+ communities will all be ADA friendly. Once you own the home it's your's and interior modifications rarely would require any HOA approval, exterior modifications would almost assuredly require HOA approval; both will require permits be pulled.

You may leave the property to someone in your will who isn't 55+ and in fact all 55+ communities are require by law to allow a percentage of non 55+ residents. The person you leave it to can either live there or sell it outright as they choose. HOA fees in 55+ communities are no different than condos; there's an annual budget that is presented to the homeowners, discussed and voted on, if the budget requires fees to go up then they do. I would strongly suggest that you find a local Realtor who is experienced with these communities and who works as a buyer broker and work with them, they can help you better understand the pros and cons of the different communities you're interested in.
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Wed Jan 21, 2015
Dan Tabit answered:
Rental scams are common here and on any site that allows the general public to post. Please be very cautious with deals that seem too good to be true. NEVER send money expecting keys back by mail. Read the scam warning Trulia posts. I've attached a link to it below.
When you find a questionable listing please go to the More button on the listing and then hit the FLAG button on the listing page to warn Trulia and others.
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Thu Nov 13, 2014
Dan Tabit answered:
Technically you can't rent a house from this site. You can see what is for rent, but you'll need to contact a local agent or the person posting the listing to apply and get approved. Just be very careful for scams. If something is listed too low and the deal is too good to be true it isn't. NEVER send money hoping for keys.
I've attached a link to Trulia's warning. Please take the time to read it.
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0 votes 1 answer Share Flag
Mon May 12, 2014
Pure Real Estate answered:
Mon Nov 19, 2012
Lyssa Tackett answered:
Actually, zip code 98003 can be Todd Beamer, Federal Way High School or if you are closer to the Edgewood/Federal Way Border then you would actually be in the Fife School District. Again as mentioned before it is good to check the School District web site for more accurate information. ... more
0 votes 5 answers Share Flag
Mon Jan 31, 2011
Jirius Isaac answered:
Hopefully, you alread y have seen the answers below. It is really up to the landlord to deal with section 8 or not. They have to fill out paperwork & have an inspection & there is a limit as to the amount of rent. You may even be able to convince a non section 8 landlord to become one if you find a house you like to rent. ... more
1 vote 4 answers Share Flag
Tue Oct 7, 2008
Diane Kawell answered:
Numbers of sales are typically less, but marketing time can still be under 30 days due to fewer homes for sale. That said, this last quarter of 2008 - well ?? We would hope buyers are realizing this is a GREAT opportunity and our sales volume could increase. ... more
1 vote 16 answers Share Flag
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