I'm very sorry about this situation.
However, the best way to handle it is to go see an attorney.
If you do one thing the wrong way (some word is missing in the notice) - you might have this nightmare continue much longer than you deserve.
There are some young attorney who work pro-bono, and you can check this with your state's bar association.
Best of luck in resolving this,
Beachfront Realty, Inc.
CDPE - Certified Distressed Property Expert