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97322 : Real Estate Advice

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  • Local Info0
  • Home Buying1
  • Home Selling1
  • Market Conditions1

Activity 3
Fri Feb 12, 2016
Jessica Fields answered:
While in most cases, yes, you need income to be approved for a home loan, there are ways to be approved for a loan without income. I've come across this situation with many buyers before. One option is to get a loan that uses private money funds, the down side is that you pay a high interest rate! I'm talking 10% the last time I checked. (right now rates are around 3.75%) This option should really be used for a short period of time until you can refinance into another loan. Another option that will qualify you for a loan is if you have X amount of months worth of payments in the bank. I want to say 6 months worth of payments, but it's been a while since I've looked into this option. Jeff Nunley at Peak Mortgage if you need a lender. ... more
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Mon Jan 6, 2014
Cathy Rackham answered:
Please contact me at 541-974-5441 or e-mail me at CatRackham@kw.com I would love to talk to you about listing your home.
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Sun May 22, 2011
Meredith Lankford answered:
7 homes with 2 bed/1-1.5 baths and sq ft between 850-1000 have been sold in Albany since the first of the year. Average days on market were 120. Don't hesitate to ask your Realtor for those stats - that's our job! I see that your home is currently listed on the mls - I wish you a successful, quick sale! Meredith Lankford, Keller Williams Realty Mid-Willamette. ... more
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