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97222 : Real Estate Advice

  • All6
  • Local Info0
  • Home Buying1
  • Home Selling0
  • Market Conditions1

Activity 3
Thu May 5, 2016
Su Carey asked:
can I continue to show my home while a heating oil tank is being decommissione in the front lawn. If so, will miss our selling summer season.
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Thu Apr 28, 2016
Melissaarmstrong825 asked:
Hi, I had my offer accepted on a home. During the inspection period major issues came up with house structurally and with the sewer. I signed a unconditional disapproval (prior to end of…
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Fri May 15, 2015
Monamarie McCreary, SFR answered:
Dear Islandboy,

Have you considered a Reverse Mortgage?

You'll need to have some equity and everyone on title must be at least 62 years of age to qualify. I recommend you call a Realtor to complete a market analysis to see if you have equity to pursue a Reverse Mortgage. The County FMV isn't a reliable source to determine value but I would be happy to help with no obligation and no fee on your part. I specialize in the 97222 area and own property in the Hector Campbell district.

If you don't have equity you can talk to your lender to see if you qualify for a HARP refinance which may lower your payments. You can check out this website for more info on HARP: http://www.makinghomeaffordable.gov/programs/lower-rates/Pages/harp.aspx

THE WORST THING YOU CAN DO RIGHT NOW is to avoid your lender. Call them and let them know what's going on and see if they can help especially if you are behind on payments. I've seen some AMESOME loan modifications that have helped keep people on their feet and in their homes!

We are in a great SELLER's market because there are so few homes on the market. You might be AMAZED at all your options but first: let's see what the value of your home "truly" is!


Best wishes,
Monamarie McCreary, SFR
Principal Broker
M&M Real Estate Solutions, Inc - YOUR WAY HOME!
503-348-3025
... more
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