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Home Buying in 97030 : Real Estate Advice

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Activity 4
Mon Feb 1, 2016
K9lvr asked:
This mobile home at 2980 NE Division St. SP#49 Gresham, OR 97030 was SOLD in October of 2014. Please update your records to reflect this fact. Too many people are stopping by to ask about…
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Thu Jun 11, 2015
Jules Mikalson answered:
If you are in Oregon check out the Oregon Bond Loan Program, for which State funds should renew in July, and you could ask to be pre-approved now to close in early July. If a Veteran, go with the VA Loans first. Pacific Islanders and other persons of color might find extra opportunities by going thru a non-profit Portland Housing Agency orientation. Hacienda and the Portland Land Trust are other good options for the right families. Don't give up--at least get into a down-payment matching program, tp make sue you save the most possible for a loan down payment.. Good Luck! ... more
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Wed May 14, 2014
Valerie D'Amico answered:
I would recommend contacting a local realtor and him/her walk you through the process. However there are a couple steps that must be taken in order to get you a home.

1. Consult a Mortgage Profesional for a pre approval letter
(try to stay away from big banks) (go with a mortgage bank)
2. Consult a Realtor
(contact you local top brokerage and work with someone who is credible and who has been selling homes in that area for at least year)
3.Find a home, place a bid (offer to purchase agreement)
4.Depending on you state laws, get an attorney to draw up contracts
(some states allow for Realtors to draw up contracts)
5. get a home inspection done
6. Sign Contracts
7. Appraisal
8. Closing Date

Roughly this is the timeline for a home purchase, of course its simplified to make it look stress free, but if you have the rite Realtor it will be a smooth transition.

All the Best
... more
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