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97016 : Real Estate Advice

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Fri Feb 12, 2016
Jessica Fields answered:
Try postlest.com they syndicate out your listing to all the major websites Zillow included. Zillow and Trulia recently merged, but I haven't yet seen FSBO on Trulia yet. Best of luck!
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Mon Dec 17, 2012
Priscilla Beggs answered:
I think a 203b loan is for new or existing. If you want to build, you need a construction-to-permanent-financing loan. You could call Washington Federal to see what they think about an owner-builder loan.

It looks like you might qualify for a total house payment around $1,000/month (unless you don't have ANY other scheduled monthly debt that shows up on a credit report). Total debt-to-income ratio for approval is 41-42%, typically. So, the house you buy or after-built price, depending on whether you are in a high property tax area, would be $125-150,000. That cost would include the lot, the city/county's systems development charges, plans, etc., and be a finished, move-in-ready home.

You might also want to contact Highline Homes, Adair Homes, or Reality Homes for package, stick-built homes.

There may be a 680 score limit on some lending programs, as well.

I also have a bank that has money available to help with loan down payment, closing costs, prepaids, etc.

Let me know if you need more information. Call me anytime 503-580-2941.
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