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96707 : Real Estate Advice

  • All10
  • Local Info2
  • Home Buying5
  • Home Selling0
  • Market Conditions1

Activity 10
Sat Feb 25, 2017
Chloetatiana asked:
I posted my home for rent on Zillow and it automatically posted here on Trulia. However, the photo on the Trulia posting is incorrect and I would like to add the correct photos to the listing.
0 votes 0 Answers Share Flag
Sun Feb 21, 2016
Diane Christner answered:
If it's still showing as for sale, contact the listing agent and have them remove your home from the site. The other option would be to contact trulia's customer service directly. It is doubtful anyone from trulia will see your post here. ... more
1 vote 1 answer Share Flag
Sun Dec 27, 2015
Jan Baer answered:
Hi Mary,

the best ways to improve your credit score is to:
1. Pay all your Bills on time, all the time
2. Keep your credit card balances low
3. Only open new credit when you really need it.

good luck!
... more
0 votes 9 answers Share Flag
Sun Dec 27, 2015
Jan Baer answered:
Hi Jean, if you are looking to purchase property in Hawaii at Auction, here is a link to a site of frequently asked Questions and Answers for your reference:

You should also check with your realtor, the Auction company and/or the county hosting the Auctions for their requirements.

Good luck!
... more
0 votes 1 answer Share Flag
Sun Jun 7, 2015
Frank Diaz answered:
Mgmt Co: Hawaiiana Mgmt Co #: 808-593-9100
Community Assn: KOCA Ko Olina Community Association Assoc Phone: 808-671-2512

0 votes 1 answer Share Flag
Thu Nov 21, 2013
Munro Murdock answered:
Aloha Robert,

Yes, I am in agreement with Arlene and Catherine. There are already significant economic drivers in effect in the Kapolei / Ewaplain region that leads me to the expectation of continued appreciation in the next 2-3 years, regardless of whether or not a mall is ever constructed.

It is not likely that home prices will "jump significantly" as the project will be built slowly over time. As the mall complex goes up and nears completion I think it would be natural to expect the real estate development and market values in the surrounding areas to see some positive gains as well, though market values are affected by a wide variety of factors, of course, so none of us can know for sure.

Certainly, adding such a significant landmark as the Ka Makana Ali'i mall by renowned DeBartolo Development to this area only serves to bring a heightened awareness to both Oahu residents and out-of-area investors alike that Kapolei truly is fast-becoming the "Second City" everyone said it would become. The mall, and other businesses that will open in Kapolei in coming years, will add hundreds of jobs and keep a lot more money in Kapolei, rather than having it spent at Ala Moana and Pearlridge, the two largest malls on Oahu, respectively.

I attended the meeting in Kapolei last week (Nov. 14, 2013) with the DeBartolo representatives, the Dept. of Hawaiian Homelands (DHHL) commissioners and about 120+ residents of the surrounding communities. You can read about some of it on my Twitter feed (@MunroMurdock) or by searching Twitter with the hashtag #KaMakanaAli'i as that is what I added to most of my posts during the meeting.

I listened to over two hours of testimony and discussion regarding this project and whether or not the DHHL commissioners should grant DeBartolo the one year lease extension they were seeking. You can read about the meeting and the outcome from it here:

"Beneficiaries" (home owners on leasehold DHHL land) in surrounding Hawaiian Homelands communities were able to negotiate a 'benefits package' with the developer valued at approximately $5.5M during the first 25 years of the mall's operation. Essentially, they are to receive 4% of the gross rental proceeds paid by all of the mall's tenants. These funds will be transferred to DHHL monthly and set aside for use by these DHHL communities and their residents. Pretty interesting and I'm sure all of them are happy about this project now, even if they weren't before.

Interestingly enough, probably about 95% of those residents who took advantage of the opportunity to share 1 1/2 to 2 minutes of testimony spoke out in favor of this project, speaking to the many financial benefits and local conveniences that will be provided Kapolei residents as well as those who live in neighboring communities. While there will certainly be a traffic and busy-ness aspect that will come to the area as a side effect of a project of this size, the residents felt that the benefits of this mall coming in far outweighed any potential downsides. It could be argued that their support of it was partially financially motivated, if they happen to live in one of these communities that will be receiving a portion of the gross rents.

At any rate, I am in favor of this project being built as I feel it is ideally suited for the long-term vision of Kapolei's Urban Design Plan.

I hope you are able to see the appreciation gains in your home value you are hoping for in the coming years and when the opportune time comes to sell or to make another move I would be happy to assist you.


... more
0 votes 3 answers Share Flag
Mon Jun 25, 2012
Mike Gallagher answered:

My name is Mike Gallagher and Principal Broker, Owner: Mike Gallagher Real Estate, Inc. Twelve years in Business.

I would advise you to go to my website at and review in detail exactly what is happening in the Hawaii Real Estate Market.

Ewa, Kapolei, Ocean Point all share the same weather patterns: Typiclly Hot, Dry due to flatness of terrain. A little cooler towards the Ocean but this whole area is on the South Side of the Island is Hot and Dry. Humidity is moderate but increases into the 90% tile sometimes in the months of September and October.

Water is an issue and will be always an issue on the Island of Oahu as a whole. I recommend zero landscapping as much as possible as the Water Board is raising rates at a phenominal increase to cover collapsing Sewer Lines all over the Island.

Between the Rail to No Where and the Water Board increases in Taxes all Families on Oahu have a new Tax Obligation exceeding $30,000 per family.

If you need further help or have questions please contact me.

Much Aloha,

Mike Gallagher, 808-384-9015 or
... more
0 votes 2 answers Share Flag
Tue Apr 10, 2012
Mike Gallagher answered:
My name is Mike Gallagher and I own my Brokerage here on Oahu.
Overall, in my opinion, Mililani Mauka is the better are to purchase into over Kapolei and Ocean Point. It cost more to get into Mililani Mauka but it is worth it in the long run in terms of appreciation. The hard part is finding somethign to buy. There is little or no inventory in Mililani Mauka right now and this is usually the case.

There is too much inventory in both Kapolei and Ocean Poin right now.
I have made you a set of graphs to look at and I have posted them onto my under "Trulia Answers." It is a P.D.F. so you can open with the Free Acrobat Reader if unless you already have Adobe software.

There you will what you are looking for in order to make your comparisons in performance.
I recommend you also read my Market Reports including the new Oahu Report on my website as well.

Finally, I do not have a "Crystal Ball" to anwer your question about what is going to happen over the next few years but best guess is:

1) Interest Rates are going rise.
2) We will hit the bottom of the market sometime in the next few years
3) The rate of decline in home values is still slightly going down but at much less steeper rate than in the past few years. We are now 'flatline' in Sold Prices. For the most part they are going up or down.

If you have anymore questions you can contact me at or 808-384-9015.
I wish you much Aloha,
Mike Gallagher, Mike Gallagher Real Estate, Inc.
... more
0 votes 3 answers Share Flag
Fri Nov 11, 2011
Mkingery1 answered:
Thank you all for answering. It is our only account (out of 4) that ever gets overdrawn and never by very much. We will let our lender know tomorrow and see if she thinks is will not be a problem or whether we should get a VOD. My husband says his friend just got a home loan and had NSF charges every month. Alot of them can be explained as lack of communication between my spouse and I, or like the charges this last month, a miscommunication between a merchant and the bank. In the last two months there have been 5 NSF charges but I am still nervous that they will look at YTD charges. In the beginning I would put money into that account manually instead of auto pay and that resulted in a cont. neg balance in march and april. We finally switched it over and have had little issues other than the occasional forgetfulness on my part. With two boys I would hope they understand that it hasn't effected our rent or car payments or credit cards, those are always on time. The charges were for mundane things, not usually charging over 15.00. Still have knots in my stomach though, hopefully since UW hasn't happened if she thinks it will be an issue we can just go with a VOD for that account. ... more
1 vote 4 answers Share Flag
Fri Aug 7, 2009
Terrie Lynn Spotkaeff answered:
The Disney Resort will be built in th Ko Olina Area, near Kapolei. It is a resort community with the Marriot timeshare, Ihilani Resort, Ko Olina Golf Club, Roys Resturant, and both single family and townhomes. It on the Westside of the island of Oahu, with Kapolei being known as the second city. ... more
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