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95841 : Real Estate Advice

  • All12
  • Local Info2
  • Home Buying2
  • Home Selling1
  • Market Conditions1

Activity 11
Wed Aug 23, 2017
Susie Kay answered:
Hi Ryanktahy96,

I would suggest that you read your contract with the park and go from there.
0 votes 2 answers Share Flag
Wed Aug 19, 2015
answered:
I am not sure that Trulia has something like that, but I can provide you with statistics.

Give me a call if you like 714-968-2500
0 votes 1 answer Share Flag
Fri May 1, 2015
answered:
Hello Judy, the 4 bedrooms are scarce with the low rental inventory. There are a few 2bd 1ba apartments in 95841 zip code of Sacramento at $725 monthly rent. The purchase start from 69k for 2bd 1ba condo which is as low as $350 down payment with a minimum 580 fico score @69k.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 4 answers Share Flag
Fri May 1, 2015
answered:
Hello Alicia, that is unfortunate but you may be able to put more deposit down on rentals or buy without issues. There are a few 2bd 1ba apartments in 95841 zip code of Sacramento at $725 monthly rent. The purchase start from 69k for 2bd 1ba condo which is as low as $350 down payment with a minimum 580 fico score @69k.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 1 answer Share Flag
Sat May 3, 2014
Janene Sundseth Love answered:
Everyone loves the challenge to the imagination of accomplishing the realization...of conquering the decorum of insightful and creative formation displaying your inner conception...releasing the constitution to tranquil resolution to artful composition, the resolute characterization to the beauty of ones personification!
Hunnicutt Lane in the 95821 Arden/Arcade area...is a fantastic place to invest.
Where older homes, built in the mid 1950's, are being sold as is w/out the amenities, renders an affordable price, at FMV, within the Market comps.....
With the refurbish additions of modern conveniences... Enhancing the decorum, of vintage design.... Embellishing the uniqueness in charm...Will transform the completion, to these homes of reflective objet d' art... You'll find yourself breezy tranquil....like a sonnet, that may go like this.....
The quintessential nuance, embodying the essence.of inner elan' vital....will quench the spirit like that of fresh spring water .lighten heart to calm repose, aerial vision of when time found me young....reminiscent safe in keeping, the memories treasure sweetly cherished..to the depths within my heart and soul.... I carry with me, every day... the inspiring thoughts, of when time was young, a time that lived, by those who loved me! JSL I'm sorry I got carried away..... To answer your question...Yes, the market for selling fixer-upper's can be good, depending on the neighborhood... Arden/Arcade ,near Del Paso Country Club is prime!:)
... more
0 votes 12 answers Share Flag
Wed Feb 19, 2014
Jaime Becker answered:
Hi Melissa

This might be a technical issue to ask Trulia. Are you in need of property management? Here at Lyon we have an excellent property management team with great exposure.


Let me know if I can be of assistance.

Jaime Becker
Masters Club Member
Lyon Real Estate
jbecker@golyon.com
www.SacramentoHomesByJaime.com
Off: 916-484-3610
Cell: 916-715-7454
BRE# 01737783
... more
0 votes 1 answer Share Flag
Tue May 28, 2013
Jim Walker answered:
Looks like those tenants needed to be disturbed.
If you are still on the fence about selling or renting it again, you could try a dual track strategy.
Agents will advise against it, because we hate the idea of getting a tiny leasing fee, when we are really hoping for a sales commission. The thing is, when that real estate sign is out there, we'll wind up getting both kind of calls.
It would probably rent quickly, within a few days of putting it on the market. A sale at market value could take longer, maybe a full week!

Just kidding, It won't take a full week.
... more
0 votes 20 answers Share Flag
Tue May 14, 2013
Randall Ortiz answered:
I can put you in contact with a mortgage broker. Contact me if you still want assistance.
0 votes 1 answer Share Flag
Wed Nov 14, 2012
Ted Greene answered:
More than likely your teen will be at Foothills High School, but doing my research, I found that Keema High School is also nearby. They're in the same district, so now I think it's up to whatever you prefer for your children. Good luck!

Ted A. Greene
JCL Realty
http://www.jclrealty..com
... more
0 votes 4 answers Share Flag
Fri Mar 23, 2012
Max Boyko answered:
You can visit our website here and click on Community Info, and see the crime rates, school grades, etc. You can also compare it with other zip codes to your liking.

http://www.teamhybridre.net/micommunity/zip/95841/ ... more
0 votes 9 answers Share Flag
Sun Jul 19, 2009
answered:
Angela - I just researched your scenario via HUD form 4155, the handbook used for setting certain FHA lending guidelines, here's what you'll need to get approved for purchasing a 3-4 unit property (within the 1-4 unit guidelines):

- you'll need a minimum of 3 months reserves AFTER you covered your down payment/closing cost expenses.
- a minimum 620 score is needed, but you won't get the best rate until your scores are over 660 with most lenders
- when going with a 3-4 unit property, FHA states the rental income has to meet/exceed your total monthly payments for you to be eligible for this purchase. The lender won't actually use the current income, rather they hire an appraiser to estimate these amounts, which are then adjusted downward for vacancies (typically 25%)
- you can verify this yourself at the following site:
http://www.hud.gov/offices/adm/hudclips/handbooks/hsgh/4155.1/index.cfm

Pls feel free to contact me if you'd like further clarifications!

best regards, Jeff Marr
Stanford Mortgage
916-947-1312
... more
0 votes 8 answers Share Flag
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