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Home Buying in 95828 : Real Estate Advice

  • All39
  • Local Info3
  • Home Buying24
  • Home Selling0
  • Market Conditions2

Activity 9
Thu Sep 8, 2016
Derek Jones answered:
There isn't a problem offering lower than asking as long as it's justified. Every house is different so it would depend on that specific home. If it's a hot home with multiple offer then obviously coming in below asking price might not be best but if it's been sitting for while or their asking price is too high then a lower offer price is warrantied.

Feel free to reach out to me to discuss a specific property or general market conditions for the Sacramento area.
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Wed Aug 17, 2016
Lewis George answered:
we have fund available
lggatorfinance @
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Mon Apr 4, 2016
The Rotting bay window is actually wood rot and a wood infestation. The home inspector is not allowed to call it out as he is not licensed. The termite inspection company my be liable but probably not.

As far at the drain cover, I am sure it is less than $10

The seller of the house may have know the bay window was rotten and you could sue them. But if you lose the lawyers fees would be more than the cost of replacing this wood.

I would fix it an move on with my life. Or you can add a hundred or so hours of stress to your life, hiring lawyers waiting in court and sue everyone in sight.
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Mon Jul 22, 2013
James Tan answered:
Hi Tena
first I would try to get a free credit report and scrutinize what is in your credit. Then as suggested by others, I would contact an expert to start repairing your credit.

Your husband can establish credit right away, by simply get a store credit card e.g. Target, use it and pay it off. Pretty soon, he should be able to get a great credit score.

Good luck, and let me know if I can be of further help.
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Sun Jul 21, 2013
Ron Thomas answered:
That's why we have Title Insurance.
Can be contested.
You can buy something else.

Now, what was your question?
1 vote 5 answers Share Flag
Sat Jun 22, 2013
Maria Gilda Racelis answered:
The LTV will play an important factor in your intention to have the MI removed.
In my understanding, you need 20 percent at least before you can request for removal.

However, not sure about the exact date of implementation this year, all MI on FHA loans will be carried for the life of the loan.

Read your loan documents as mentioned by some of the members here. And contact your lender. Lender will not removed it unless you get involved.

Best of Luck.
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Wed Jun 19, 2013
If you have any mortgage financing questions feel free to contact me!
Geoff Prettyman
NMLS: 459613
0 votes 6 answers Share Flag
Thu May 15, 2008
Erin answered:
Hi Mylinh: After reading your input from yesterday, I can understand exactly how you feel. You want to get a second opinion. One of the resources I would recommend to you is You can request an independent Comparative Market Analysis from an agent who subscribes to that service. Compare that with the one you get from your agent as Elizabeth wisely suggests and there you are.

I hope this helps you. Good luck.
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Fri Dec 14, 2007
Erin Stumpf (Attardi) answered:
Hi Rachel,

The listing at 23 Rancho Torre Court was withdrawn from the market back in August after spending approximately 8 months on the market. It had been "value range" priced from $350k - $378k. According to the assessor's records, this home is 5 bedrooms, 3 bathrooms, 2,113 square feet, .236 acres. I will email you this information. If you have further questions, please feel free to contact me. ... more
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