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95758 : Real Estate Advice

  • All36
  • Local Info0
  • Home Buying21
  • Home Selling1
  • Market Conditions2

Activity 30
Thu Apr 20, 2017
Mary answered:

Thank you for contacting us regarding the erroneous foreclosure status on this property page. I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a ticket request to remove the Foreclosure status of your property from their site. Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Mon Aug 29, 2016
Angelica P answered:

To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 2 answers Share Flag
Mon Apr 11, 2016
Derek Jones answered:
It depends on what your definition of cosmetic repair is and how big your standard home is. Some area's your standard home is 2000 sq-ft while others the standard home is 1000 sq-ft. Some investors calculate rehab cost as anywhere from $20-$40 per sq-ft of the home. ... more
0 votes 1 answer Share Flag
Wed Mar 4, 2015
Seems that is part of the scam. More than one person has said it was a person claiming to be a man of God who had the property. Of course if they said they are a man of Godddd you have to trust them, right? Send them you money and your social security number, That way they can take out some credit cards in your name while their are at it.


I can not tell you how angry this scam makes me. do you know how many people have lost all of their money and ended up living in their car over this scam?
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0 votes 4 answers Share Flag
Tue Sep 30, 2014
Doug Grace answered:
If you received a Notice of Default, you can be certain the bank has started the foreclosure process. You are in foreclosure. If you do nothing, the bank will sell your house at auction. I've been working with people in foreclosure for over 15 years, helping them avoid foreclosure. I see foreclosure sales happen every day because people didn't take action.

You need an expert on your side, who has dealt with banks and foreclosures. Take action sooner rather than later!
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0 votes 9 answers Share Flag
Tue Aug 13, 2013
Anna Chi Huang answered:
First of all, I would say if you don't have any investment experience as a landlord it is best to buy properties without a tenant, this is only if you want to purchase a primary residence to begin with, if so you will be need to prepare yourself for ongoing repairs, and possible miss payments, etc that a landlord will anticipate. If you don't want to manage a property yourself, you can always hire a reputable management company to help you coordinate the property monthly. ... more
0 votes 9 answers Share Flag
Wed Feb 6, 2013
Hena Martin answered:
My opinion is contact the agent your working with and allow her to assist you ,she/he could direct you in the right direction ,thanks HENA MARTIN BROKER
0 votes 5 answers Share Flag
Tue Nov 20, 2012
jujai9 answered:
Thanks Sue and Jim. I appreciately your speedy answers. I was thinking of taking legal action as well but I wasn't sure. Now, I can proceed with getting my hard earned money back. First with a formal letter, then small claims if it doesn't work out

The loan officer admitted that it was a mistake on the phone. He preferred to speak over the matter on the phone. If he replied in an email, it could be used as evidence of his wrong doing.
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0 votes 3 answers Share Flag
Mon Nov 19, 2012
Jim Walker answered:
experienced Agents in the Sacramento Area that are good at negotiations?

Well of course.. We are like the children of Lake Woebegone, Wisconsin that are ALL above average. (Prarie Home Companion reference);; We are ALL good at negotiations! ... more
0 votes 4 answers Share Flag
Sun Sep 23, 2012
Rich Pulido answered:
If you are filing in Sacramento County Here is the link :
0 votes 1 answer Share Flag
Fri Sep 21, 2012
Brenda Koster answered:
As you can see there are many varied and different answers to your question based on each agent/lenders experience and or requirements. Of these answers, they all have excellent information for you to move forward. The BEST answer, once you have put all of your information together based on all of the knowledge gained through this post, truly, is ask your lender. I wish you much success in your house hunting/buying in this very difficult market right now. ... more
0 votes 8 answers Share Flag
Mon Aug 6, 2012
Keisha Mathews answered:
Ditto to the responses below. See the link as well for more info:

Hope that helps.

Keisha Mathews, REALTOR®
CDPE®, HRC®, HAFA® Certified
The Short Sale Lady(sm)
Century 21 Landmark Network
(916) 370-1803 cell/direct
(916) 405-3886 fax
lic#: 01439130
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0 votes 3 answers Share Flag
Sun Jul 15, 2012
Debra (Debbie) Rose answered:
spa, as in jetted tub - part of the bathroom, or as in separate hot tub - inside or out?

In any case - make sure it's in proper working order, and that the tenants are responsible for any damage done, or repairs needed, if it is misused...maybe also make sure they hold you harmless for any injuries sustained while using it, and they are responsible for any maintenance/upkeep required while in use.

Our leases usually have the tenants repsonsible for repairs up to $100 each occurance........ this may not be typical in your area, so check with a local agent
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0 votes 1 answer Share Flag
Wed Feb 8, 2012
James Tan answered:
I agree with Tina and Ron. If you have "Buyer's Remorse" and you no longer believe it is a good investment, your best option is to get out.
Unless you find some serious issue with the property, (e.g. structural damage - in which case you do not want it anyway), you probably will not be able to get seller to reduce by 15%. Just cancel the deal during the 7 days inspection period. Usually, the seller will let you have your earnest money back. Next time, you may wish to contact a good realtor, who will do the research and due diligence for you. ... more
0 votes 5 answers Share Flag
Tue Apr 26, 2011
Kamal Randhawa answered:
Depends on the area and what you are looking for. I can send you a list if you like.
0 votes 2 answers Share Flag
Tue Mar 29, 2011
Aznen4cer answered:
Greetings everyone,

Thank you for all your advice and input. This community is truly helpful and I really appreciate it. I will be staying with my current agent (as I have no choice) but I will make sure they are well prepared for all possible scenarios. Negotiations will take place and failure to bargain at least upgrades will not be accepted. Wish me luck, I'm going in tomorrow and if all goes well, I'll sign a contract and own my first home!!

Thanks again everyone.

Best Regards,
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1 vote 11 answers Share Flag
Tue Jul 20, 2010
Debra (Debbie) Rose answered:
You think it's bigger?
It's just in a different place!
I do have a one liner I could use, but I am sure it would be deleted! ha

The " old question resurrection ploy" for purposes of spamming and/or increasing one's points really annoys me, too...........hey you in the mirror!..... funny! Yes, huge staff of one, or 2 if he has a split personality, which could grow to 4 if looking in the mirror.....ok - I will stop now........ ... more
0 votes 7 answers Share Flag
Thu Apr 29, 2010
Jim Walker answered:
Yes Anna, for market comparison price per square foot is only one tool in the toolbox.
The factors you mentioned, Condition, "Location, age of home, amenities and comps within 1/2 mile of similar homes" are more important than a ppsf average.

But Joeroy asked the question because he is
"Trying to get info for home insurance comparisons, thanks"

For that purpose knowing the PPSF for a narrowed size range (say 1400 to 1700 square feet) No fixers, no condos no land, no converted garages. Getting a targeted ppsf for something comparable to the home he wants to insure does make sense. He just did not give enough info for it. Perhaps his insurance agent asked him to get this answer?

And guess what? I just ran the Targeted search on sold houses (last six months using the narrowed criteria. My result was almost identical to Mary's answer and Norm Roberts answer. Even though I eliminated fixers, smaller and bigger houses.

Average: $125 per square foot on a list of 68 sold homes that fit the narrower criteria.
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0 votes 4 answers Share Flag
Mon Oct 12, 2009
Jim Walker answered:
Almost $12,000?

... My calculator coughed up $12,880 as the minimum FHA down pay on $368K and $13,125 as the minimum down pay on.

If you put down a $1,000 deposit when you wrote the offer. - That would have been part of the $12,880. Leaving you to pay an additional $11,880 at the close of escrow.

More on commission. Probably Not. In residential sales the seller pays the entire commission to both his own agent and to the buyers agent, almost always.

Buyers have other closing costs that buyers must pay OR get someone else to pay them. That sounds lke that is what the 3% from sellers most likely was to pay your loan origination fee, loan processing fee, loan underwriting fee. Any other loan fees. You may have gotten closing statement credit back out of the 3% for your appraisal, credit bureau report and home inspection. The 3% may have paid for some recording fees, some escrow fee, notary fee, Title insurance fee.

You also had to pay for a years insurance policy upfront and put something aside for the property taxes.

Clearly closing costs can be be as high as a down payment.
Many consumers, especially first time buyers, do not realize this.
Even repeat buyers forget how many and how much is put out in fees.
Although house prices have dropped drastically, fees and prepaid expenses such as insurance have not.

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0 votes 5 answers Share Flag
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