The Folsom city as a whole was not as badly affected by the recession and did not take as much of a beating as compared to the other markets.
If in 3-4 years you decide to sell , you can always also rent it out if you do not see as much appreciation. But real property has always appreciating in the long run. Rental market is also very hot in Folsom.
You can also consider an older homes as they are relatively better priced than the newer homes. The return on investment could be better. But again you need to sit down and discuss all your options,