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95626 : Real Estate Advice

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Thu Jun 30, 2016
answered:
We could all guess or you could go down to the city hall and they could tell you the exact number.
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Thu Jun 25, 2015
Sheryl Arndt answered:
Hello Cos40, yes because VA/CalVet home loans are not fico score based loans. We as a mortgage broker have a few banks that have no fico score requirements However, VA or CalVet do have credit profile guidelines. I am also a Veteran and love assisting Veterans.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
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0 votes 8 answers Share Flag
Lori Najera, Real Estate Pro in Antelope, CA
Fri Apr 25, 2014
Lori Najera answered:
Hello Juliakral, What is your price range? I've lived and worked in Elverta/Rio Linda for over 14 years. I often see homes with dual living space. If you could let me know what you are looking for as far as the area & price, I'd be happy to look for something for you. Thanks, Lori ... more
0 votes 2 answers Share Flag
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Wed Aug 21, 2013
Jessica Bateman answered:
There are a select few lenders willing to go down to a 600 score sometimes lower for VA but they are hard to find. I would recommend The Lenders Network they have helped several of my clients with lower scores get approved.

Good luck!
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0 votes 3 answers Share Flag
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Sun Jul 21, 2013
Jessica Bateman answered:
Yes you get a home loan now. I tell all my clients with lower scores to visit The Lenders Network, I have had several of my clients get approved and close with scores under a 580. So if anyone can get you a loan they can..

Good luck
... more
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