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Home Buying in 95608 : Real Estate Advice

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  • Local Info1
  • Home Buying10
  • Home Selling1
  • Market Conditions0

Activity 10
Tue May 31, 2016
Leilani Barnett answered:
There are dozens of down payment assistance programs for Sacramento, Yolo and Solano County residents. Check which you qualify for at www.SacDown.com.
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Tue Jan 19, 2016
Karen and Paul Catania answered:
Although this is an old question and I haven't seen 22 offers on a property lately we are getting into multiple offer season again. With any high amount of multiple offer situations the seller most likely will be accepting the highest and best offer. Don't expect any counter offers. The Sellers usually get more than they wanted and the offer are really clean so they will accept a great offer quick. Keep in mind that a seller dealing with 22 offers knows they are disappointing 21 other buyers and most likely are pretty stressed out. If you are going to offer on a multi offer property and you really want it, you need to put in all you can and make it as clean as possible for the sellers. It's an irritating word but it really needs to be your 'HIGHEST AND BEST'. If your agent tells you they will probably multi counter you, don't count on it. Excellent offers get passed up so don't feel bad if you did all you could from the start. ... more
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Tue Jan 19, 2016
Karen and Paul Catania answered:
Fannie Mae will only lend to owner occupied properties. If you want to borrow their money you need to follow their rules. Most lenders also do not lend on land and/or add any value to land as part of their appraisals so any structure on the land such as a mobile home, workshop, garage, ect has to be valued at the overall price of the property. A $50,000 mobile home on a $100,000 piece of land will never pass a lenders appraisal for a loan. ... more
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Thu Oct 2, 2014
Derek Jones answered:
You can check here: http://www.barretthillsneighborhood.org/ or call the local HOA
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Thu Aug 25, 2011
answered:
Al, Since your question is from March, I have to assume you found some resolution or you gave up! However, I think a consumer in your situation may have more options than you think, A thorough conversation with a mortgage professional may just get the deal done. I know I just pulled a transaction from the fire pit over a sudden drop in credit score and all it cost the client was $40.00 for one trade line and one bureau on a Rapid Rescore. I got the 45 points I needed to make the transaction work. Docs are being drawn tomorrow and the loan will close on time 8/30. Oh, I received the loan application last Thursday afternoon. Sometimes, there is more than one way to accomplish a goal...good ole BofA just declined the loan. I am grateful to them for the opportunity to help my, now very loyal, client. ... more
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Thu May 6, 2010
Tamara Dorirs answered:
Hi Jennifer,

No way would I wait if I could swing it. My economist, Howard Blum, predicts prices have def. bottomed out and will be on the rise ASAP.

Good luck!

Tamara
1 vote 6 answers Share Flag
Sat Apr 10, 2010
Jim Walker answered:
Is Manzanita and Winding Way close enough for you? that is where my new listing at $250,000 is located.
(Barrett Hills part of Carmichael. ) see the link for details.
0 votes 5 answers Share Flag
Tue Feb 16, 2010
Keith Sorem answered:
Jennifer
Are you working with a Realtor? It sounds as though you are not, and you should be talking about this with someone who knows the market (perhaps Sue Archer).

Look at the link below. It appears that home values have dropped. Interest rates have dropped. What would it take for you to believe that this is the right time to buy? ... more
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Mon Apr 21, 2008
Sara asked:
least that is what it says and i do not even think these have MLS numbers yet. How does one buy a property like this?
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Mon Apr 21, 2008
Ute Ferdig answered:
Hello Angelina. Which properties are you talking about? Are you talking about properties on Trulia that come from RealtyTrac? If so, most likely you are not seeing asking prices as RealtyTrac includes preforeclosure properties and the amounts that you'll see are only the loan amounts, not the asking prices. Could you please give more detail so that we can answer your question better. Thank you. ... more
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