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95403 : Real Estate Advice

  • All29
  • Local Info4
  • Home Buying11
  • Home Selling1
  • Market Conditions2

Activity 23
Sun Apr 16, 2017
Scott Godzyk answered:
Contact the listing agent who posted it and ask them to do so. Trulia does not edit listings, they publish what has been posted
0 votes 1 answer Share Flag
Sun Apr 9, 2017
Terry Bell answered:
There is only one mobile home park in sonoma county where you own the land. Please drop me a line and I will be happy to show you what's available.
Terry Bell, Realtor
Better Homes Realty
707-292-5712
TerryinSR@aol.com
... more
0 votes 2 answers Share Flag
Mon Jan 16, 2017
Scott Godzyk answered:
Hopefully you purchased owners title insurance when you bought it, they will then take care if it for you. If not you can start by going to the lawyer who close the purchase when you bought it and ask them to fix the issue. If not you may need a lawyer to track down who can sign off. ... more
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Sun Nov 13, 2016
Trobertsonsf asked:
These could be any mix of units and we need the cost at prevailing and non-prevailing wage. Thanks.
0 votes 0 Answers Share Flag
Thu Jun 30, 2016
answered:
As of today, 6/30/2016 my 30 year rate with no lender fees is 3.25APR and my 15 year rate is 2.375APR

I am usually one of the lowest and I close very quickly and easily as possible.

My phone number is 714-968-2500

NMLS License # 287206 * there can be other factors that can cause adjustments to the rate, if there are none then this is the rate.
... more
0 votes 1 answer Share Flag
Wed Feb 10, 2016
answered:
I would back away from that deal. I could be wrong but it sounds like there is a reason it hasn't sold and they are hoping you do not figure it out.
0 votes 1 answer Share Flag
Mon Mar 9, 2015
Karen Maxwell answered:
It would depend on when your PMI was initiated. Your other option would be to refinance your current loan to drop your PMI all together. Please feel free to contact me with any other questions. ... more
0 votes 4 answers Share Flag
Tue Jan 13, 2015
Tristam Bielecki answered:
If that is their attitude, it is not likely any action will prevent them from getting mad at you. Broken cars that sit on a property are visual blight and brings down home values so you have every right to feel this way. Of course, its good to have nice relations with your neighbor so unless you are actively trying to sell your home you may want to consider ways to screen the eyesore but you have every right to report it if it bother you a lot as you are probably one of several neighbors that feel that way. ... more
0 votes 7 answers Share Flag
Mon Dec 9, 2013
John Arendsen answered:
You need more than just an RE agent for this one. I would seek out an RE professional who had both RE and MH experience. As a RE broker, Manufactured Home Dealer & Developer, General and Manufactured Home Contractor, investor in MH park/communities and MH property manager I can personally attest to the need for someone who has extensive experience in this arena due to the multifaceted question you are asking. ... more
0 votes 4 answers Share Flag
Tue May 7, 2013
John Arendsen answered:
I just came across this post on a Linkedin Manufactured Home discussion group contribute to. RE professionals may want to rethink any advice they are giving their clients or on public forums such as this. I'm sure this applies to any lease/rent to own real estate transactions:

"MH Community Fined Over Rent-to-Own
The Pennsylvania Department of Banking and Securities determined that Cumberland Valley Investments, Inc. d/b/a New Oxford Mobile Homes was engaging in unlicensed activity when they entered into rent-to-own contracts with consumers.
.
I have been telling people for several years now that Rent-to-own and Lease-to-Own contracts are treated the same as installment sales contracts in most states. They create a security interest in property, the same as a mortgage, and proper mortgage licenses are needed when originating installment sales contracts.

As such, while there is no legal prohibition against doing Rent-to-Own and Lease-to-Own, there are requirements to do so, including having the proper lending licenses, an MLO on staff, and full compliance with state and federal requirements that requires a properly trained Compliance Officer and a full Compliance Management System.

Cumberland Valley Investments, Inc. was fined and required to obtain the proper licenses as required by the Mortgage Licensing Act. The state was more lenient that the CFPB would have been, so they were lucky. At least they are still in business."
... more
0 votes 3 answers Share Flag
Sun Apr 14, 2013
Iris Stuart answered:
Bryan, as a result of the recession many people have credit problems today. The advice by Craig to seek property owned by an individual is spot on. In addition, you should write a letter of introduction to submit with your applications. Tell the owner about your family who will be living in the home and explain why your credit is bad and what you're doing to improve it. Landlords are people too so if you can show them that yes, you've had credit problems in the past, but explain why this won't affect your ability to pay rent and care for their home, they may be willing to rent to you. Sometimes offering to pay a larger security deposit may be helpful too. ... more
0 votes 2 answers Share Flag
Thu Mar 14, 2013
Ken Walker answered:
Hello Ruth,

I not sure what specific rentals you were asking about but someone who can definitely answer your questions is Jonathan Teeter of Task Property Management. He's a great guy and oversees many, many Sonoma County rentals. His phone # is (707) 579-2013.

Best, Lynn
Owner-Realtor/Flipper Chick
... more
0 votes 1 answer Share Flag
Wed Feb 13, 2013
Brad Meyer answered:
Hi Dennis have you re-listed the property and deleted the old listing?
Or have you cleared out the cookies on your web browser?
Where else have you posted the property?
0 votes 1 answer Share Flag
Sun Jan 27, 2013
rwh1429 asked:
Thu Jun 21, 2012
Craig Saxon answered:
Hello Ms. Crothers,

If you're referring to the home at 3408 Henderson Circle, then no, it is not currently in escrow. If you're interested in finding out more about the house, please send me an email at csaxon@rpadvisors.com or call my office at 707-541-2345. I look forward to hearing from you.

Craig Saxon, Broker
Real Property Advisors, Inc
... more
0 votes 1 answer Share Flag
Mon Jun 27, 2011
Dave Birkett answered:
Hello. My best advice would be to go in person to the office and ask about the rules and request an application to see what is required and expected as a resident there. You're not going to get a feel for the qualifications like you would in person. They have to consider you too. ... more
0 votes 2 answers Share Flag
Wed Feb 23, 2011
Donna Nordby answered:
Hello there.

I see you are investing. Yes, you will need to get preapproved first and then find the right agent. You will also need a great property manager who knows the area, one that creates value for the owner and will put your mind at ease and oversee tenants.

Whether it is a single family home, a multiplex, a larger apartment building or commercial purchase. the important aspect is looking at what your goal is. Do you want a single family home to rent to possibly retire in someday? Are you looking for an investment like a duplex where you can rent one or more units or are you looking for a property that is going to give you a larger return.

I'm easy to talk to and can give you a few tips being an owner and investor and property manager myself.

Best,

Donna Nordby
W Real Estate and W Property Management
Director of Management and Leasing
500 Bicentennial Way Suite 300
Santa Rosa, CA 95403donnan@wrealestate.net
... more
0 votes 11 answers Share Flag
Sun Aug 22, 2010
Essex Mortgage Bank answered:
In Valley Vista Mobile Home Park you own the land and space rent is reasonable if there is any on top of the $60.00 a month in park fees .The homes are not on foundations so it limits the type of financing that is available .You can get private or "Hard Money "or owner carry back or owner financing if you don't have all cash to purchase oit.Jeffrey Martino Young at Essex Mortgage Bank . . ... more
0 votes 6 answers Share Flag
Sun Sep 27, 2009
Allison Norman answered:
To ask "Will the value of houses EVER go up?" is like asking if the cost of living will EVER go up.....of course it will. So, the question really becomes "when?". 95403 (Northwest Santa Rosa) primarily consists of mid to low priced homes, many of which were snatched up over the last 10-12 years by first time buyers and investors, (many of whom got in way over their heads) or home-owners who saw amazing equity growth and access to "way-too-easy" money through home equity loans. 95403 also consists mainly of working class families, many of whom have seen job loss or reduced income......If you take all of that into consideration its easy to see why this area has also seen a huge majority of the city's foreclosures and Short Sales.

While we will most likely not see huge equity growth again, I beleive we are close to, if not at, the bottom in the under $350,000 price point in this area. While the 50+% equity growth of this past decade was a phenomenon that will most likely NEVER be repeated, I still firmly believe in Real Estate as a solid long term investment. I also believe that North West Santa Rosa will retain its desirability as an area of affordable, family friendly neighborhoods....and along with that desirability will come scarecity, and in turn...........appreciation. Its simply the nature of the beast.

It is important to remember several things;

1. I am speaking of homes below $350,000, which is the majority of homes in this area. In this price point as stated in the previous answers, especially in the desirable areas of 95403, we have already seen increased values....a classic example of Supply and Demand.

2. Homes above the $400,000 range and up are a different animal all together. These higher priced homes, that had seemed almost un-touched by foreclosure, have begun to slip. With more high priced foreclosures coming into play, I believe this price point has a ways to go before hitting it's "bottom".

3. Much of this question of "when?" lies in the hands of the lenders who are literally controlling the market right now. With another large round of loan resets looming and the large inventory of already foreclosed homes waiting in the wings....the direction of the market depends largely on the which direction the lenders chose to go.

So, without a crystal ball....the "when?" is all a matter of opinion and speculation.....and keeping a close eye on changes in the local market. There are several good internet based tools available that help you monitor the market movement in YOUR neighborhood.

Hope this helps ~ Allison
... more
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