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95330 : Real Estate Advice

  • All15
  • Local Info1
  • Home Buying6
  • Home Selling4
  • Market Conditions0

Activity 13
Thu Jan 26, 2017
Sheryl Arndt answered:
Hello Jeralyn, it will depend on what your LTV is and what all you want to do but you could do a cash out refinance or an FHA 203k. Either way you could go over each option and make an informed decision.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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Thu Oct 13, 2016
Michael C. Angeles answered:
Financing is available through FHA or Private lenders. Just curious, is the LLC selling the 1/31 land were the mobile home is situated? So is this a land and mobile home purchase and did the LLC have a subdivided the land through the city and county? ... more
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Thu Feb 27, 2014
Sandy Wose answered:
Typically when there are multiple offers on an REO property the bank usually replies back to all offers by asking for everybody's Highest and Best Offer. I have seen it take up to 5 days for the bank to accept an offer and as quick as the next afternoon. Just depends on the deadline to have all Highest & Best Offers received by. As long as the Highest & Best request is sent out any new offers being submitted will also need to submit first time as Highest & Best offer. ... more
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Wed Sep 11, 2013
Seth Ortiz answered:
County and city records would be the best place to start. However, I can help research a property that you're interested in.
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Wed Sep 11, 2013
Seth Ortiz answered:
Stockton likely has the highest concentrated area of crime. There are pockets in every city in the area where the crime rate rises.

South and west side of Tracy. The central part of Manteca in the neighborhoods behind the downtown area off of Yosemite Ave.

Over all these cities have great communities and neighborhoods where you will hardly see any crime.
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Tue Jul 30, 2013
John Arendsen answered:
I'd be seriously considering retaining another RE professional. No real PROFESSIONAL would ever make such a rediculous suggestion. Nothing less than a full home inspection provided by and experienced and reputable home inspector (preferably disinterested and licensed general building contractor who only does inspections and is not contracting). ... more
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Mon May 7, 2012
John Arendsen answered:
It really depends on the year the home was built in. If it's a pre HUD home, built before June 15, 1976, she may have a difficult time with 20% DP. Additionally, there are a lot of health concerns about pre HUD homes that she needs to know about.

Additionally, if it's a lease/rent park she needs to investigate the rental/least terms and make sure she's not going to get jacked on her rent. A lot of folks get build alive in MH parks where the landord keeps jacking up the rent. It can actually drive a person right out of a park.
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Wed Jan 26, 2011
Jo-el Fishburn answered:
I'd prefer that you call a local agent and ask them to complete a Comparable Market Analysis (CMA) in order to determine the value of a property. And, it shouldn't cost you anything but a thank you!!

Good Luck!
Jo-el Fishburn
"A Realtor That Cares!"
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Wed Jan 19, 2011
Carsun asked:
Wed Nov 3, 2010
Jacqueline DeLong answered:
Hello Frank, Go on the internet and lookup short sales and find out what is required of you as a buyer, or seller. Then search our a realtor that has the experience by calling agents. It is very important that everything is done in 2's and accurately. This is a timely process so have patience! Make sure you have copies of everything as things get lost in this process due to the magnitude of these transactions. ... more
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Wed Nov 3, 2010
Jacqueline DeLong answered:
The bank is obviously looking for more. Also, it can depend on how liquid you are. Cash always talks as things happen quickly with the green stuff in hand. Just because it is a short sale does not mean the bank has to sell. Often times they know the value is greater and will hold onto the property and go forclosure or REO which means the bank is now the owner. A healthy earnest money is always good plus pre-approved financing and asking for a quick close. ... more
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Wed Sep 9, 2009
Darin Redding answered:
The builder would be my first option. Second, I would attempt to identify the manufacturer of the cabinet. This information can sometimes be found in the following places:

The arm of the hinge (small, plastic insert with the company name)
The bottom of the drawer (need to take it out)
The back edge of an adjustable shelf (need to take it out, sometimes you will see a sticker)
Branded into the interior side of a drawer
Top edge of an upper door, bottom edge of a lower door

Other than that, you could remove a door and take it on a shopping excursion to HD and Lowes :). My guess is if the home is fairly new and a tract home, a custom cabinet shop did not make the cabinets. Usually tract builders use national suppliers for their cabinetry.

Happy hunting!
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Thu Apr 9, 2009
Michael C. Angeles answered:
Real Estate Market have change, like what the other Realtor have wrote on this subject, BANKS are now the seller, and it's not only one person doing the decisions on all the offers. What you also need to know is that when your offer get accepted, your loan will take at least 30 days now to be approved. There has been a backlog on underwritting. Some banks will take 21 days just to underwrite your file. So, now you will be pressured by the BANK to close your loan on time... Crazy huh.

What you and your Realtor should do is to look for more other houses around the AREA, there'a a lot and a piece of Advise, banks accepts offer close to it's Market Value, of if you try to low ball your offer, banks will sometimes don't bother looking at the offer even if you have all cash offer. Believe me, I've been there.
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