95206 : Real Estate Advice

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Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Are closing costs and escrow fees the same?
A lot of the fees are fairly fixed...like escrow fee at title company. So that doesn't matter if it is a $60,000 loan or $600,000 loan.....it makes the lender look bad, when a lot of ... more
1 vote Share Flag Thu Jun 11, 2015 Home Buying in 95206
Raymond Crot…,  in Stockton, CA
Raymond Croteau answered:
Is it worth doing a mortgage litigation over a loan modification?
It's imperative to hold the banks accountable for the malfeasance they have committed. They are not honoring the settlement plan put in place and are rewarding bank employees for deny ... more
0 votes Share Flag Thu Jun 20, 2013 Market Conditions in 95206
Romel Ambarc…, Other/Just Looking in Stockton, CA
Romel Ambarchyan answered:
I am looking for a lawyer to help me go after Green Tree, mortgage lender.
Romel Ambarchyan, Real Estate Lawyer/Broker, Glendale, CA

Real Estate litigation against lenders are at a all time high. Most cases involve lawsuits based on fraud, breach of contra ... more
0 votes Share Flag Tue Mar 12, 2013 Market Conditions in 95206
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
My home was foreclosed and my name was the only on the loan.
Chris - this is a legal question. You should consult with a bankruptcy attorney to make sure you are doing the right thing.
0 votes Share Flag Wed Feb 6, 2013 Foreclosure in 95206
Chris, Home Owner in California
Chris answered:
My foreclosed home has my name only on the loan. Will i have to add my wifes assets to figure out if Im insolvent?

The asset im talking about is her life insurance which i believe was acquired before we got married. Do you know if i have to add this. Im guessing not since it was before we ... more
0 votes Share Flag Tue Feb 5, 2013 Foreclosure in 95206
Cindy Mello, Real Estate Pro in Ripon, CA
Cindy Mello answered:
is mortgage litigation a scam?
Depends on who you ask I guess. Attorneys and Loan Mod specialist will tell you no. Unless you have a limited supply of funds to fight the lender's legal team to save your house, which ... more
1 vote Share Flag Fri Jan 4, 2013 Market Conditions in 95206
Cindy Mello, Real Estate Pro in Ripon, CA
Cindy Mello answered:
The bank wants to sell my home. The lawyer that I was working with to do a modification said we will processed into litigation. What are my chances?
LItigation is expensive and time consuming. Do you think your attorney can fight the banks huge legal team? Do you have the money to pay for that? I know it sounds romantic to go after ... more
0 votes Share Flag Fri Jan 4, 2013 Market Conditions in 95206
Carolyn Mcca…, Real Estate Pro in Stockton, CA
Carolyn Mccann answered:
how do I officially foreclose on my home? and what will my liabilities be?
A foreclosure is a result of non-payment of your mortgage payments. Relative to tax liability, suggest you contract your tax or legal advisor for advice. You might want to consider s ... more
0 votes Share Flag Tue Oct 9, 2012 Foreclosure in 95206
John Arendsen, Real Estate Pro in Leucadia, CA
John Arendsen answered:
Property manager keeping deposit
If it were me I'd find out if the PM is the licensee and file a complaint. If she's not find out who her broker is and tell them that you intend to file a complaint if your deposit is n ... more
0 votes Share Flag Thu Sep 27, 2012 Rental Basics in 95206
Steven Ford, Real Estate Pro in Memphis, TN
Steven Ford answered:
How can I determine why a house has been on the market for 9 months? I can't find any flaws in it and it looks pretty good.
Just read Ron's answer...it can't be stated better. One other thing though.....it might have been waiting on you. If it is listed at 140...try a lower number and salt in some ... more
0 votes Share Flag Fri Aug 12, 2011 Home Buying in 95206
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
i just bought a house 6 months ago, i did not liked it that much. can i sell it and buy another house?
Short answer: Absolutely

Long Answer: It may cost you more than it’s worth. As mentioned below, you need to factor in the following:

• Selling costs, commissions, etc ... more
0 votes Share Flag Mon Jun 6, 2011 Home Selling in 95206
Christopher…, Real Estate Pro in Methuen, MA
Christopher Lefebvre answered:
got a letter stating that I need to move out The lawyer that I am working with to do a modification said to proceed into litigation. am I safe?
I think this is a question best suited for your attorney. What is he or she saying to you?

I wish you luck.
0 votes Share Flag Wed May 11, 2011 Market Conditions in 95206
John Arendsen, Real Estate Pro in Leucadia, CA
John Arendsen answered:
Can my lender bump my interest percentage to 18 during a modification even after the home loan is brought current?
It would help to know who your lender is. This is not a standard operating procedure for most reasonable and ethical lenders.
0 votes Share Flag Thu Mar 17, 2011 Foreclosure in 95206
Helpfordad, Other/Just Looking in Chino Hills, CA
Helpfordad answered:
What happens to existing financial assets during foreclosure and to Job ?
My father owns a home, however, has made an agreement years ago that my brother take the house over.
My brother has been delinquent with making payments for over two months now. The b ... more
0 votes Share Flag Sat Feb 12, 2011 Foreclosure in 95206
Bishop, Home Owner in 95206
Bishop asked:
we have a signed forebearance contract and the mortgage company breached the contract, we kept up are end of the deal can they foreclose? we have already gone to an attorney and we do not have that kind of money for litigation. we are taking hisadvice and filing for bankruptcy and doing deed in leiu of foreclosure. But what…
0 votes Share Flag Thu Dec 9, 2010 Foreclosure in 95206
Scott Sorgent, Both Buyer and Seller in Stockton, CA
Scott Sorgent answered:
i am currently behind on my mortgage and an inspector came by today from the bank. what does this mean ?
Hello Bubblez,
I'm a Professional Real Estate Investor who is looking for a motivated seller like yourself who needs help. I'm working with a new real estate company who is ... more
0 votes Share Flag Sat Oct 2, 2010 Foreclosure in 95206
Kristina Joh…, Real Estate Pro in San Joaquin, CA
Kristina Johnson answered:
I need some Jan 2008 comps to use as evidence for an assessmetn appeal. Any adivce where to look?
Hi Wayne,
Any real estate professional should be able to provide comps for you from January of 08...however, should not and cannot give a true value with only your zip code. I would b ... more
0 votes Share Flag Wed Aug 4, 2010 Market Conditions in 95206
Wayne, Other/Just Looking in Weston Ranch, Stockton...
Wayne answered:
we have a mortgage that we may soon not be able to pay due to job loss.we also own property outright in ga
Check out the UP program for unemployed. There are numerous criteria:
This program will be available on or before July 1, 2010 to eligible unemployed homeowners through participating ... more
0 votes Share Flag Sat Jul 3, 2010 Foreclosure in 95206
Bob Movin-On,  in Hartford, CT
Bob Movin-On answered:
If I was to walk away from my primary residence and make my rental, my primary residence, could the banks come after it in Texas?
As of last week walk aways are open for any type of liens, judgments, bank attachments, wage garnishments and worst of all, you will not be eligible for any type of mortgage, refi, or h ... more
0 votes Share Flag Sat Jul 3, 2010 Foreclosure in 95206
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