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Home Buying in 95136 : Real Estate Advice

  • All48
  • Local Info2
  • Home Buying29
  • Home Selling5
  • Market Conditions0

Activity 28
Tue Sep 13, 2016
shadowfax answered:
I just got more information from seller's agent. This house has foreclosure auction on end of sept. If we dont close before that it will go to auction.
Do we have a way to talk directly with seller's lender and come up with solution? ... more
0 votes 3 answers Share Flag
Tue Apr 14, 2015
llmwest answered:
The newer trains are surprisingly quiet. And shades that work up/down-down/up can block out any trains that may be visible. That said, if you will be using the train to get to and from work and are concerned about being on time and not having to trudge a great distance or pay for parking near the train then a place close to a train is ideal. In fact, it's the primary reason I purchased my place. ... more
0 votes 10 answers Share Flag
Fri Mar 27, 2015
Sheryl Arndt answered:
Hello raymondcanete, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 95136 zip code of San Jose start from 109k for 2bd 2ba mobile home which is as low as 3.5% down payment with a minimum 580 fico score.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 2 answers Share Flag
Sat Mar 14, 2015
Arpad Racz answered:
an update to my earlier post: also has some school info.

Kind regards,

0 votes 7 answers Share Flag
Thu Mar 12, 2015
Arpad Racz answered:

Communications Hill is popular with a lot of buyers. I have shown several of the models.

Kind regards,

0 votes 9 answers Share Flag
Thu Mar 12, 2015
Arpad Racz answered:
Hi Nitin,

The area has gone through some changes recently. Trulia has the following data:

All the best,

0 votes 13 answers Share Flag
Thu Mar 12, 2015
Winston Wang answered:
Vista Roma is definitely worth considering. It's one of the few townhomes in the 95136 that were built with a fenced in front yard/porch area per unit. Trulia has a heat map section where you can look at crime data. I recommend starting there. ... more
0 votes 5 answers Share Flag
Sat Mar 8, 2014
Kelly Miller answered:
I think you might be talking about warranty and guaranty deed. As per my information in both the deed, the guarantor states that the property is neither been sold to anybody nor is burdened by any encumbrances. In the warranty deed, but not the grant deed, the grantor warrants and defends title against the claims. You can also check the trulia link where it has been discussed about the topic… ... more
0 votes 5 answers Share Flag
Wed Dec 26, 2012
Mike answered:
I'm curious to know of anyone who closed on this property. I was one of the original buyers and was kicked out by Victoria (the selling agent) for no reason so they could sell to another buyer at a higher price. I had passed all the qualification hurdles too. In my opinion, they just used me to get funding and kept delaying things. They were supposed to close in September but people didn't start moving in until December. I would ask very simple questions and Victoria would give me a huge slap on the wrist each time. I found her to be very hard to work with.

Anyone move in yet?
... more
1 vote 10 answers Share Flag
Wed Oct 24, 2012
Shawn Smith answered:
William Elias has a site where you can check whether a listed property has had an offer placed on it. You can find it at the link below:
0 votes 13 answers Share Flag
Sat Oct 20, 2012
Bimbaawaking answered:
a warranty is an instrument to safeguard the rights of a customer
0 votes 9 answers Share Flag
Mon Aug 27, 2012
Ken Kapur answered:
We give back 55% of our commission

Click the following URL to see the CMA : Similar condos sold in last month

Dr. Ken Kapur 408-691-4469
... more
0 votes 4 answers Share Flag
Fri Jul 13, 2012
Ruth and Perry Mistry answered:
Hi Ash2011

Keep us posted how did it turn out since April 2011.

If your agent requested it on a Short Sale, s/he was protecting themselves.

You can always take a bank to Small Claims and then hope to collect.

Did one bother to read the Banks Contract ? A contract agreed to with a Banks Contract
has to be read thoroughly and be explained to a buyer by his or her agent.

Good luck.
... more
0 votes 15 answers Share Flag
Mon Jun 11, 2012
charles butterfield answered:
This is a very important legal question. Many people who buy houses at foreclosure auctions lose a great deal of money because they do not know that not all liens are cleared in foreclosure auctions.

The law with respect to this issue is State Law and that law is different in different States.

I recommend that you contact an Attorney in Florida who has a great deal of experience with Real Estate Law with this question.

Thank you,
Charles Butterfield MBA
Real Estate Broker/REALTOR
American Realty
Cell Phone: (408)509-6218
Fax: (408)269-3597
Email Address:
... more
0 votes 1 answer Share Flag
Fri Apr 13, 2012
Texasrefi answered:
A husband and wife gets divorce. Divorce degrees states six months later wife is to refiance house with solely her name. She has not done so almost a year later. Now is insisting husband sign a "Special Warranty Deed". Whats the REAL deal? Does warranty have anything to do with the refinance? She also included photos of damages to the property. ... more
0 votes 2 answers Share Flag
Thu Jul 7, 2011
John Arendsen answered:
I would consult before I ever retained an attorney. You won't even get an attorney to look at this case without spending thousands of dollars. An average attorney will want a minimum of 1000 dollar retainer just to listen to your story. Then watch the meter start ticking. This isn't that difficult a deal and you would be better served doing a little grunt work yourself. ... more
0 votes 7 answers Share Flag
Wed May 18, 2011
Michelle Carr-Crowe answered:
The place to check schools listings are and
0 votes 5 answers Share Flag
Mon May 2, 2011
Michael Cheng answered:
I've just helped a client purchase a townhouse at Mission Place. The community has totally sold out and another new development by KB Homes is about to be developed. If you're looking to be in Rivermark, Mission Place is on the very edge of the community. But, what it doesn't have in location, it does offer some of the best values in Rivermark. You get a brand new 1800+ sqft townhouse with 3 bedrooms for under $600K. Agnews is a relatively quiet street and this townhouse community faces a big open parking of Sun Microsystems. The low-income housing nearby isn't a major detractor as its built in the same style as the rest of the high-end communities. In comparison, townhouses near the center of Rivermark run nearly $600K for 2 bedrooms and 1400 sqft and they're on busier/livier streets. So, those are the trade-offs. ... more
0 votes 3 answers Share Flag
Tue Apr 19, 2011
Dorene Slavitz answered:
Hi Dix,
Just interview a few agents and try to get a feel for their way of doing business. I always schedule a meeting with potential buyers so that we can understand each other and hopefully see if we have good rapport. I would not rule out new agents either. Some of the young people who are just starting out will give you 100% of their time and also have the support of a mentor and office manager. Foreclosures do requrie some special training, so if you are going after those, do ask about experience.
It's best, and more fair to the agents if you interview, and then pick one to sign contracts with and use as your Buyer Agent.
... more
0 votes 13 answers Share Flag
Tue Mar 22, 2011
Kevin Vo answered:
Hi Homebuyer1:
You are talking to the agent who works in Blossom Valley and Santa Teresa for so many years. You do not have to buy a home on blossom hill road and your children can still go to Oakgrove High. I can tell you where to buy to avoid crime if you give me a call or send me an email.

Kevin Vo
... more
0 votes 9 answers Share Flag
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