The best way to know for sure is to contact a mortgage professional. There are many factors to consider, such as credit score, credit history, purchase price, property type, occupancy, down payment, debt-to-income ratio, etc.
Please feel free to contact me to discuss your options.
Elva A. Wormley
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093