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95129 : Real Estate Advice

  • All67
  • Local Info4
  • Home Buying28
  • Home Selling6
  • Market Conditions1

Activity 60
Mon Feb 13, 2017
Arpad Racz answered:
Hi,
I frequent this part of San Jose, and many of the newer homes are pretty fancy. When you ask for a price quote, did you get into the specifics on the type and quality of the construction? Did you receive an itemized breakdown of costs? Are you looking to build a home that is generally the same quality and style as many of the new homes in that area? We can do some research on the area new homes for examples if you like. You can reach me from my profile.

Thank you,

Arpad
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0 votes 19 answers Share Flag
Thu Jan 19, 2017
Sam Shueh answered:
probably need documentation and letter to

http://www.ntnonline.com/contact-us/
0 votes 18 answers Share Flag
Wed Sep 28, 2016
Arpad Racz answered:
Tue Sep 27, 2016
Maricris A answered:
Hello,

Currently, we do not have a tool for the consumers to remove their home photos. Please provide your complete property address and I will be able to assist. You may also send your request together with your complete address via the link below.

Regards,

Maricris
Consumer Care Advocate
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0 votes 1 answer Share Flag
Sun Aug 28, 2016
Tinoresident answered:
Where is your project. You asked at zip code 95129, but it appears you are in Spokane, Washington. The construction cost would be very different between these two cities.
0 votes 1 answer Share Flag
Thu Aug 18, 2016
answered:
The new ones are much better than the old ones, I would just point out not to put one on leased land.

I have a loan called a "One Time Close" loan that will enable you to buy the land, the modular home and pay for the improvements all in one package.

It has a low down payment of 3.5% and is a FHA program so it has low rates in the 4%APR range.

Call me at 714-968-2500 for more information

License number 287206 bre 01080071
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0 votes 2 answers Share Flag
Sun Aug 14, 2016
Tinoresident answered:
Santa Clara County Assessor has been treating the “leave one wall up” construction “as new” for at least 10 years. This construction will be treated as a new house in terms of assessed value, not as a remodel. In this instance, the homeowner receives no tax advantages, but the County property record also shows this house’s age all the way back to the original construction date.
For example, if you leave a wall up in your house that was built in 1960; your project expands the house from 1,200 to 2,000 square feet; you totally rebuild the house in 2016. Your 2015 improvements (house) value per Assessment was $120,000 because you bought the house many years ago. After the new house is done, the County Assessor would likely reassess the “as new” improvements (house) value to $700,000, estimating that your neighborhood’s average construction cost is $350 per square foot. The estimated construction costs may vary based on the neighborhood you live. You maybe able to reduce the new assessed value some by filing an appeal and show your actual construction cost is less, but you need to produce very detailed records; if you do not, you are likely to lose the appeal. The County Assessor asks for design contract, permit receipts, construction contracts and material invoices, etc. Before the appeal, a County Assessor staff will visit your house to see the finish work and may make a settlement offer before the appeal. I have seen most of my friends settled rather than going to the appeal.
If you are in a slow real estate market without multiple bids, the savvy buyer or agent may negotiate down the selling price by stressing your house is not a brand new construction, but a remodel and expansion to an old house.
Overall, I feel this is not a good way to go. You are not getting property tax advantage. Your house’s government record shows an older house. You might as well construct a brand new house.
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0 votes 3 answers Share Flag
Fri Jul 1, 2016
Maricris A answered:
Hello,

Thank you for contacting us regarding the erroneous foreclosure status on this property page. I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a request regarding the removal of the erroneous foreclosure information for your home on Zillow. Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Wed Jun 22, 2016
Rockhard.mdd answered:
Being over 40 years old, Meridian Woods condos are in good condition, unlike others of this age. Condo living has rules, regulations, codes that must be followed in order to keep the community in a smooth running manner. Although owners at Meridian Woods only get involved when a special assessment arises, they start claiming they have no money to pay for new roofs, unless of course it was their roof that was needing the special assessment. Not many understand how the common areas are the entire HOA responsibility from the ground up and all around. The only thing you own is the air and your belongings in that air portion of the condo. Do your research before you move into any condo HOA you don't understand how it works or learn to be appreciative of what you were able to afford in that area. June 2016 ... more
0 votes 10 answers Share Flag
Tue Mar 8, 2016
Five Stars answered:
We can help you with the following:
1 loan up to $850,000 - 95% financing, no monthly PMI.
Combo 1st and 2nd mortgage up to $1,000,000 - 95% financing. No PMI
680 credit score needed.

These programs are full documentation (assets and income) We offer other solutions for reduced documentation, investor and vacation homes has well, please contact us below to discuss the details.


Five Stars Mortgage
National Home Loan Resource
7 days week - 9am-8pm
Ph: 800-871-2636
http://www.FiveStarsMortgage.com
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0 votes 12 answers Share Flag
Sun Jun 28, 2015
Ben answered:
The planning department will not tell you what their fees will be. They need to see at least some kind of plans first. My last client paid around $900.00 for a bathroom addition. the fees are based on their estimate of the cost of construction. ... more
0 votes 5 answers Share Flag
Sun May 3, 2015
Sheryl Arndt answered:
Hello YS, These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 95129 zip code of San Jose start from 498k for 1bd 1ba condo and 499k for 2bd 1ba condo and up.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
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0 votes 2 answers Share Flag
Tue Apr 21, 2015
YS answered:
Hi Vidhya,

What is your current experience, we are planning to move to this place.

Regards.
0 votes 8 answers Share Flag
Sat Mar 28, 2015
Arlene Campbell answered:
I think it 's best if you contact a buyers agent who will represent you and work best for your interest. Don't forget to google the crime rate in the area.
0 votes 3 answers Share Flag
Fri Mar 27, 2015
Chrisles_2 answered:
Yes, hire an attorney and he will sort it out your issue with the property.
0 votes 14 answers Share Flag
Sun Mar 22, 2015
Sam Shueh answered:
If it comes from MLS and the house is sold, it is too late. You can try to contact MLSLISTINGS.com

Sam Shueh
Silicon Valley, CA
0 votes 2 answers Share Flag
Wed Feb 25, 2015
Terry Bell answered:
It's not helpful for either the buyer or seller for the seller to be present! The buyers ends up being distracted and not being able to imagine themselves in the house. The seller is defensive about their possession, and will be attaching faces to any offers lower than asking. And of course, the worst possible scenario is the seller saying something to a potential buyer that ends up contradictory to something written in the disclosures. ... more
0 votes 22 answers Share Flag
Wed Dec 17, 2014
Ruth and Perry Mistry answered:
No, not a tough problem to handle. It is quite a common occurence in San Jose.
.
Requires concrete removal and pouring of new concrete. Also check with the city
on tree removal.


Good luck.
Perry

www.ruthandperry.com
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0 votes 13 answers Share Flag
Wed Sep 17, 2014
cmef37 asked:
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