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Home Buying in 95035 : Real Estate Advice

  • All98
  • Local Info7
  • Home Buying71
  • Home Selling8
  • Market Conditions1

Activity 68
Mon Sep 18, 2017
connoranne answered:
when i was trying to buy a home my mortgage rep told me to look into getting the repo removed because it would work better if it wasnt there. he had told me about a company called Select Us could help me which they did i had got the repo removed thanks to them and also they had helped me get a few other collections taken off my score went up more then i had thought it would have. ... more
2 votes 11 answers Share Flag
Mon Sep 11, 2017
Eddy answered:
If you're unsure whether it has good resale value, you should contact an expert to give you some insight on the potential of the house. Check out upnest.com you get to pick and compare top realtors in the area that can assist you. ... more
0 votes 1 answer Share Flag
Wed Aug 16, 2017
answered:
Hello houseguy9, You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice.you need to know your qualifying perimeters and maximum payment you are looking to achieve.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may consider from as low as 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million.

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

The existing inventory of 3bd 2ba condos of 1,462sf built in 2013 start from 918k in 95035 zip code. The existing older single family homes start from 835k for 3bd 2ba 1,168sf updated but built in 1963 in 95035 zip code.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sat Aug 5, 2017
Gcat5252 answered:
You only need to find a buyer that loves trains.
0 votes 20 answers Share Flag
Tue Jul 4, 2017
Trulia answered:
There is a Union Pacific spur track next to Pulte. I don't live there yet but I did ask a resident and said said in 7 months, he's only heard is 3 times, but it is loud. There is some talk on the Milpitas gov site about relocating it *eventually* but that isn't confirmed.

There a a new school being built right there too, mccandless elementary school, opening in 2018. And The Fields,
... more
0 votes 2 answers Share Flag
Fri Apr 28, 2017
Alan May answered:
Your mother's poor credit (the car getting repossessed) will certainly impact her ability to get a home loan. Talk to a lender to find out just how poor her credit is, and what you can do about it.

A repossession can seriously damage her credit.
... more
0 votes 1 answer Share Flag
Thu Jan 19, 2017
Sam Shueh answered:
Milpitas will be what Sunnyvale was 10-15 years ago. Like it or not that will be the ideal residential for people one head north and other taking 237 to Silicon Valley.

Regardless of the STW odor it has been there before WW 2. You can close your windows or pay more head other neighborhood. 95035 is still an affordable neighborhood for newer homes. But hurry, not long


Sam Shueh
... more
0 votes 4 answers Share Flag
Wed Apr 20, 2016
answered:
Yes.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com ... more
0 votes 3 answers Share Flag
Sun Feb 21, 2016
Projectlab4 answered:
Thu Jan 7, 2016
Tina Fellows answered:
Hi,

There are ways to generate the search results to fit the criteria you are looking for though the MLS as well as other websites. I can send you the website links.

What type of property are you looking for?

Please contact me at tina.peters@cbnorcal (dot) com or at 408 637.8884
I can help you find the newly constructed home you are looking for

Best wishes!

Tina
... more
0 votes 3 answers Share Flag
Mon Jul 6, 2015
Antonio Prado answered:
Hello Pushpa,

There is a new listing at 934 BELLHURST Avenue , San Jose that might work for you. Let me know if you would like to see it.

Sincerely,
Antonio Prado
Better Homes and Gardens - Real Estate
antonio.prado@gobhg.com | 650-270-3589
facebook: https://www.facebook.com/antoniopradorealtor
Instagram: prado_antonio
... more
0 votes 4 answers Share Flag
Wed May 20, 2015
Bob Oatmeyer answered:
If it might cause issues for your pavement I would definitely cut the tree down. You may already need repairs so you may want to take a look at the paving as well. If it is damaged then I would recommend taking out the tree and taking care of the repairs for your pavement as well. http://www.hamiltonpavingideas.ca/en/ ... more
0 votes 24 answers Share Flag
Thu Feb 12, 2015
joettamcfadden asked:
Anyone else purchase a home from this community? If so, what has your experience been like so far?
1 vote 0 Answers Share Flag
Sat Jan 31, 2015
r_tpownall answered:
I will have to disagree with most of your answers on the point of the bank not seeing the home. Any home that has gone through a foreclosure has been serviced by a property management company and their vendor/contractors are required to inspect and report back in writing and pictures all that is wrong with a home. So the bank is well aware of any defects or hazardous situations. I know this because I work for one of the top property preservation companies in the US and have uploaded photos and reports on these properties. So I don't think it should be legal for banks to not adhere to the full disclosure act. ... more
0 votes 13 answers Share Flag
Sun Jan 4, 2015
agentman97 answered:
We are also thinking of buying a home in this community.
We have visited the place at least 4-5 times (at different times of the day), and also talked to 3 neighbors. All of them gave a positive feedback. ... more
0 votes 1 answer Share Flag
Tue Dec 16, 2014
Ruth and Perry Mistry answered:
Generally, you can start right after you close provided you have a No pre payment penalty.

Best regards
P Mistry


www.ruthandperry.com
1 vote 13 answers Share Flag
Thu Nov 20, 2014
Ali Qureshi answered:
I have heard nothing but great reviews about this community. I recently helped my client get a house in this community. The sales office was not inclined to negotiate much but together we were able to get reduced price and credits. All the best. ... more
0 votes 1 answer Share Flag
Mon Sep 29, 2014
Grace Hanamoto answered:
For Harmony in Milpitas, the only service provider is Comcast--at least, for now. I suspect that as the area is completed and more of the lines are drawn into the area, you'll see AT&T offered in the future. As for satellite dish services, because these are condominiums and NOT planned developments, homeowners are likely to be unable to add dishes to the exterior roof of the home, but might be able to put a dish on a stand on a balcony of the home. The Federal Telecommunications Act of 1996 does not have provisions that requires any homeowners association consisting of condominiums to allow satellite dish installations within the community.

Good luck!
Grace Morioka
Allison James Estates & Homes
Buyer Rebates and Low Cost Listings to Home Sellers
... more
0 votes 1 answer Share Flag
Sun Sep 7, 2014
allan erps,ABR,SFR answered:
As far as I know the number of months is generally around 2 months in reserves.
0 votes 11 answers Share Flag
Sat Jul 5, 2014
Dorene Slavitz answered:
Yes they do because the new development has to pay for the new infrastructure associated with the development.. Utilities, gas, sewage and all city services. There usually is a time limit for Mello Roos (if that helps) ... more
0 votes 2 answers Share Flag
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