This is a hard question to answer from the distance of a Real Estate wed site. Most likely you have bought your condo at pretty much the bottom of the market, but condos are the first to drop when the market goes down and the last to rise when the market starts going up again, all things being equal.
Without seeing your unit, knowing what biulding you are in, and what you paid for it, if it is the average 2 bedroom in the 94610 your unit is probably not worth much more than you paid for it a year ago. Again, without seeing your unit, this is highly speculative.
You should contact the agent you used to do a comparative market analysis of your unit to get a better idea of its value.
If it is possible, you may want to think about getting a new fixed rate loan. Rates are really good now, and you could save yourself from future worry.