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Home Buying in 94603 : Real Estate Advice

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  • Local Info2
  • Home Buying5
  • Home Selling2
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Activity 5
Thu Feb 25, 2016
answered:
You are eligible now.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
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0 votes 1 answer Share Flag
Thu Feb 25, 2016
MCM_STL answered:
I totally agree with the others. Talk to a local agent because even if you have to price low and sell as-is, content included, you will very likely make more than if you give your house away to Homevestors or similar.

If you were in my market, I'd talk to you about buying your whole estate. I'd consider it a dream situation to acquire a house and it's 60 years worth of contents!
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0 votes 4 answers Share Flag
Wed Jun 25, 2014
Jaime Novoa answered:
http://www.oaklandplumbingandsewerrepair.com/trenchless-sewer.html
0 votes 12 answers Share Flag
Thu Aug 11, 2011
Mark Payne answered:
You can cancel your offer but you may not get your earnest money deposit back.
0 votes 11 answers Share Flag
Mon Oct 13, 2008
Tara-Nicholle Nelson answered:
It depends. Frankly, with the current credit crunch, some lenders will use a last-minute "surprise" as an excuse not to fund the loan. However, what will likely happen is that the monthly payment you have agreed to make with the state will be added to your other monthly obligations so that the lender can calculate an accurate debt-to-income ratio for you - if the debt-to-income ratio thus calculated falls within their guidelines, you're golden.

If not, you may have a problem. In that case, your loan officer will need to apply for an exception and potentially even apply for a loan with another lender with a more generous guideline for debt-to-income ratio, but such a loan might have a higher rate or other less desirable terms - if you have to apply for a different loan or use a different lender, make sure you read your good faith estimate so you know what changes you are in for!

If your loan falls apart, and you need a referral to another mortgage broker for any reason, feel free to give me a call or drop me a line - I'd be happy to connect you with a mortgage pro with an incredible track record for finding ethical, honest and smart solutions to such issues:

tara@rethinkrealestate.com
510.910.6713
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