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94583 : Real Estate Advice

  • All42
  • Local Info2
  • Home Buying25
  • Home Selling0
  • Market Conditions3

Activity 33
Sun Aug 13, 2017
Susie Kay answered:
Did you and the landlord sign the contract? If so then she is in for trouble because the contract is binding. If she hasn't and the contract is only signed by you then there's no agreement between you both. Verbal agreement doesn't count, everything has to be in writing. ... more
0 votes 2 answers Share Flag
Thu Jun 8, 2017
Susie Kay answered:
Wed Apr 26, 2017
Susie Kay answered:
No one can tell you whether it is good time to purchase or not as everyone's situation is different. What motivates you into purchasing a home? Do you need a loan or are you paying cash? If you need a loan, have you talked to a lender?

I would suggest that you pick up the phone and call a local realtor to assist you.
... more
0 votes 2 answers Share Flag
Mon Sep 5, 2016
Susie Kay answered:
I would suggest that you pick up the phone and call a local realtor to assist you. I still have relatives living in Tri Valley. From what they describe one can make a conclusion that it's a hot housing market there. ... more
0 votes 1 answer Share Flag
Sat Jul 18, 2015
answered:
Hello seafoodfriedrice, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or even as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI).

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 11 answers Share Flag
Wed Mar 25, 2015
answered:
Hello Desperately needs a home, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or even as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI).

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 5 answers Share Flag
Wed Mar 18, 2015
Jackson Willis answered:
I think this could be something to be concerned about, but there's no way of knowing for sure by yourself. I would suggest talking to a professional to see if you can get any help from them. They would have a more accurate knowledge of what this is, what it can do, and if it merits concern. I think you should figure that out if at all possible.
http://www.wellservicetampabay.com/Pump_Repair_Brooksville_FL.html
... more
0 votes 15 answers Share Flag
Wed Jan 14, 2015
answered:
Well there are some options that may work.

We may be able to get the short sale removed from your credit or go with an FHA loan or something. anyway there are a couple of options.

I have some lenders that will do it. We need to review your situation and determine if one would save you enough money to be worth your while.

Give me a call to discuss it.


Rich Littlefield
Mortgages
9555 Warner Av. D Fountain Valley Ca 94708
office 714-968-2500
cell 714-421-1037
Fax 714-844-9202
Licensed by the CA Department of Real Estate License 01080071 NMLS License 287206
Equal Housing Lender
... more
0 votes 5 answers Share Flag
Thu Dec 4, 2014
Jason Zaitz answered:
Hello,

This property closed escrow on 1/10/2013 and is not currently on the market.

Let me know if you have any other questions.

Regards,

-Jason

Jason K. Zaitz
Realtor
BRE License #01398381
Direct - (925) 242-8971
Re/Max Accord
... more
0 votes 3 answers Share Flag
Wed Dec 3, 2014
Jason Zaitz answered:
Hi Monica,

I work in the Marketplace in San Ramon and I know the piece of land you're referring to just to the left of the hospital parking lot and right behind the Norris Canyon Terrace community. I believe that a portion of that land is owned by the San Ramon Regional Medical Center and a portion is owned by Norris Canyon Terrace.

It's rather hilly so if you're concern is future construction, I wouldn't be overly worried.

Let me know if you have any additional questions.

Regards,

-Jason

Jason K. Zaitz
Realtor®
BRE License #01398381
NAR®, CDPE®, NRBA®
Direct - (925) 242-8971
Fax - (925) 242-8900
www.JasonSellsRealEstate.com
JasonSellsRealEstate@gmail.com
Re/Max Accord
... more
0 votes 1 answer Share Flag
Fri Jun 27, 2014
Therese & Glenn Mendell answered:
Our policy is a 50% rebate on commissions offered by builders (they always handle the escrow part, so less work for us). Several of the comments mentioned about you needing to visit with an agent the first time around. This is correct in most cases. Some San Ramon builders are more flexible than others. KB, Shapell/Toll, and others may or may not pay an agent if you already visited, but the market is cooling a bit with all the new homes being built and higher inventory, so your chances are improving. Some of them will also add some closing cost credits and upgrades if you or your agent can work it. ... more
0 votes 13 answers Share Flag
Thu May 16, 2013
John Arendsen answered:
Great answer Carl. I think you've educated a few folks on this one.
0 votes 5 answers Share Flag
Sun Sep 23, 2012
The Medford Team answered:
Harinder:

The Hayward Hills areas are mostly unincorporated, meaning that you are not in the City of Hayward proper, but instead in an unincorporated section of Alameda County called Fairview (often referred to as the unincorporated section of Hayward). Property taxes in both the Country AND the City of Hayward are $1.25 per thousand dollars of purchase price. As an example, taxes for a home costing $400,000 would be approximately $5,000.00 a year.

Additionally, there is the one-time transfer tax at the point of sale. As long as you buy in the unincorporated section of Hayward, you only have Country transfer taxes at the point of sale. These would be $1.10 per thousand dollars of purchase price, or $440.00 – and this is normally paid by the seller.

If you buy in the actual incorporated section of Hayward, you would also have City transfer tax at the point of sale. Hayward city transfer taxes are $4.50 per thousand dollars of purchase price. If you buy a $400,000.00 home in Hayward proper, your one-time transfer taxes would be $1,800.00. Normally, this is divided 50/50 between buyer and seller. If you buy in Fairview, there is no City transfer tax – only county transfer taxes.
... more
0 votes 2 answers Share Flag
Thu Sep 13, 2012
Listing Specialist- Mona Koussa answered:
Hi Julieanna,

Gale Ranch is at the top of the list for being one of the most sought after areas in San Ramon. The great schools, community ammenities, proximity to transportation and beauty of the area offers families with children everything they can want for a high standard of living. As a result, you will find homes in Gale Ranch move very quickly if they are priced right. There are several different neighborhoods in Gale Ranch to choose from. Everything from townhomes to mid size family homes to large estates. For the price and the value that Gale Ranch offers buyers from throughout the bay area are seeking to make San Ramon their home. I have been a resident for 10 years and have really enjoyed the sense of community and lifestyle San Ramon offers. You're on the right path and if you would like more information, feel free to call or email.

Hope this helps you!!

Best,

Mona
... more
0 votes 7 answers Share Flag
Thu Sep 13, 2012
Listing Specialist- Mona Koussa answered:
Norris Canyon Estates is truely a unique development nestled amongst rolling hils on the west side of San Ramon. If you want an environment which feels like your far away from the hustle and bustle yet close to everything...this is the area for you. Many homes offer panoramic views of either the city or canyons. I'm a homeowner in the development and have loved living here. As a Realtor, I know the tri-valley San Ramon area very well and can tell you Norris Canyon Estates for the value is the best their is. ... more
0 votes 16 answers Share Flag
Sat Jun 2, 2012
Shiven answered:
Thank you all for excellent response. This is certainly helpful. As suggested, I will look into Gale Ranch area and may also consider Danville area. Thanks again.
0 votes 6 answers Share Flag
Mon May 21, 2012
Rose V. Boas answered:
Check out: http://scheduledopenhouses.com/
0 votes 11 answers Share Flag
Sun May 6, 2012
Carolyn Zeigler answered:
Yes, the freeway will affect the value of the home; you will purchase the property at a lower price and when you go to sell it, you will have to sell it a lower price than someone who has a home which does not have the freeway noise. It is all relative.

I do not believe we will see the trend of decline which we have seen in the majority of Contra Costa homes especially with low inventory which we have experienced since December of 2011. When the inventory is low, and the demand is high, there are frequently multiple offers on properties which will tend to raise prices.

If you would like to discuss this further, please feel free to call me or email: zrealestatelady@pacbell.net.

Best of luck,
Carolyn Zeigler, CRS
Re/Max Accord
... more
0 votes 2 answers Share Flag
Mon Apr 30, 2012
John Juarez answered:
Steve Mohseni’s answer should earn him a “Best Answer” mark.
In order to get a clearer, more detailed answer you really should sit down with a Realtor to talk about specific communities in which you may have an interest. ... more
0 votes 6 answers Share Flag
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