Yes I have to agree with your assements about mortgage getting 10X harder to get and it will be that way for a while+ you need 20% down for declining market . I am personally waiting as I beleive the ARMS reset for the 2006 borrows will hit he foreclosure market and will put a down ward pressure on price.
San Ramon, Dublin, Danville are declining market according to lenders.
How good a school is depends on who attend the school, do you think people just cross the street are really different? We live in Windemere, and our resident school is Hidden Hills, but my daughter is overflown to Quail Run this year (she will be back to Hidden Hills next year). We like the school, and really thought about if we should transfer her back. I would say schools around Gale Ranch/Windemere are at same level. Why Qual Run's API is lower, I don't know, but API isn't the only thing to measure how school performs.... more
Quail run has capacility of 900 kids and is able to accomodate overflow kids from Live Oak, Hidden Hills and Coyote Creek. BTW, only lower grades like KG-2 are running full in these schools. What I understand is temp. bubble with many familieswith young kids moving in neighborhood.
All 3rd and above grades are lightly loaded. Also, Gale Ranch middle school is opening coming fall.... more