I agree with the suggestion to get your broker involved. If your problem is due to pure innocent ignorance on your part, your broker can make the case to the lender that a broker cannot work for free. The liability of the transaction still rests with you and your broker. If there is a complaint made by the buyer, you and your broker will be included in the complaint.
As an aside, how do E & O insurance companies look at a situation like this? I canâ€™t believe that they are thrilled insuring and agent and broker for a transaction for which there is no offsetting income. I canâ€™t believe that you broker wants to pay premiums for coverage on a transaction that generates liability with no offsetting income.
Please let us know how this comes out. Great learning experience for all of us.