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Home Buying in 94568 : Real Estate Advice

  • All71
  • Local Info10
  • Home Buying43
  • Home Selling2
  • Market Conditions5

Activity 41
Alexander Gr…, Real Estate Pro in San Jose, CA
Tue Sep 6, 2016
Alexander Greer answered:
Depending on your credit score and your gross income, You could purchase price could be all the way up to $1 million and maybe more with a HELOC as a second mortgage. Your gross income and credit score are very important things to post as well. No one uses income after expenses to qualify someone.

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 3 answers Share Flag
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Fri Feb 19, 2016
Karen and Paul Catania answered:
All of the new home builders need to keep their inventory moving. If things are selling fast they don't offer discounts or free upgrades. If a house is being built or built out without a buyer they offer discounts and free upgrades to move it quick. But every release in a moving market they have a price increase so you need to figure out if full price today will or will not be a better deal than later. ... more
0 votes 5 answers Share Flag
Claudia Mull…, Real Estate Pro in Fremont, CA
Mon Dec 21, 2015
Claudia Muller answered:
A first time homebuyer need not have any more requirements than a buyer who has previously owned a home.
Your stated qualifications are more than excellent for this kind of loan.
0 votes 4 answers Share Flag
Karen and Pa…, Real Estate Pro in Cameron Park, CA
Mon May 4, 2015
Karen and Paul Catania answered:
I hear complaints about all production builders. The KB home I lived in built in San Ramon in the 90's seem to be built well and I would always consider another one. They have been in business a long time and you don't do that without building a decent home. My advise is if they are any issues contact the builder and don't give up. There is always the initial blow off but the squeaky wheel gets the grease. ... more
0 votes 5 answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Mon Apr 13, 2015
Sheryl Arndt answered:
Hello Fanny, that would be a tough price range for the payment you are paying in rent for a mortgage for a three bedroom. Are there any other cities or can you do with a two bedroom?


You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 7 answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Mon Apr 13, 2015
Sheryl Arndt answered:
Hello bansai, theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/


If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 5 answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Mon Apr 13, 2015
Sheryl Arndt answered:
Hello BuyHomeTriValley, a single family home is the best resale and value if you can afford it. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 2 answers Share Flag
Arpad Racz, Real Estate Pro in San Jose, CA
Tue Apr 7, 2015
Arpad Racz answered:
Hi,

In general, many investors seem to think single family outperforms condo's in General.

Looking at a dollar per sq. ft. and percentage difference(between the two types) market trend for Single family and then Condo's in the same area over time might be helpful.

Some data is available here: http://www.trulia.com/real_estate/Dublin-California/market-trends/

Kind regards,

Arpad
... more
0 votes 13 answers Share Flag
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Thu Mar 27, 2014
Ali Qureshi answered:
Hi,

First of all you have a great question.

Everyone has an opinion but you know best what suite you needs both personally and financially. I can share with you my experience working with buyers and sellers in similar situation as yours. 3-4 years ago there was a lot of uncertainty in the market, people were not sure which direction the market was heading. As you know, we were all waiting for the market to " Hit the bottom".. Looking back now we can say we don't remember when we hit the bottom as home values soared up abnormally within the past 2 years.

Buyers of that time and home owners now are using this abnormality in the market to sell as a means of moving up to a bigger and a more " permanent" house. They understand that they will be paying a premium to buy the next home but at the same time, they will gain on the sale of the house. So, in sum the premium gained crosses out the premium spent. So then why should you buy a house? Well, for one simple fact, interest rates! Rate are still low and you can capitalize on that for a long term perspective. Also, over the long term, single family house tends to appreciate at a faster rate as appose to a townhouse. The best part is you won't be spending dollars paying HOA dues!!!
You have all the great reasons to consider buying a single family house now while timing the market right to sell your existing home at a great price. Good Luck!!
... more
0 votes 5 answers Share Flag
 DarthBL, Real Estate Pro in Dublin, CA
Mon Jan 6, 2014
DarthBL answered:
I think Dublin/Pleasanton in general has better schools. While your kids are all in college this may not matter to you except for re-sale considerations (areas with better schools tend to be a better investment).

Stonebrae seems to offer newer/better feature homes for the same prices though. It's a tradeoff. Personally I live in Dublin and I am very happy about the community and where the city is heading in the future.
... more
0 votes 4 answers Share Flag
paul_carterjr, Both Buyer and Seller in Dublin, CA
Thu Nov 21, 2013
paul_carterjr answered:
Hi Aditi,

I'm a homeowner in Dublin. My budget was around $300K and I bought a nice condo near Bart where I commute to the SF everyday... It is very convenient and has very low crime rate and good schools. In the next 2 years, I'll be looking to purchase a single-family home in Dublin. If you're looking to purchase home on your budget, Dublin is not the place. But if you're willing to purchase a condo now and wait a couple years for that house, you should be in a very good position to get exactly what you want. There are a few condos on the market now for under $300K, pocket that $50K plus and enjoy.

Best of luck to you.
... more
1 vote 11 answers Share Flag
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Tue Nov 12, 2013
Ali Qureshi answered:
Jes,

If you can't find your agents and/or title company information then contact me. I can search your address on MLS and will be able to find the name of the realtor and title company name. ... more
0 votes 7 answers Share Flag
 DarthBL, Real Estate Pro in Dublin, CA
Tue May 14, 2013
DarthBL answered:
In general, new development is easier to appraise because they could always provide recently sold comparables. If they just sold your neighbor's house they could easily use it to justify that the appraisal of your property accordingly. ... more
0 votes 5 answers Share Flag
sreetapa73, Home Buyer in Pleasanton, CA
Tue May 7, 2013
sreetapa73 answered:
API for Dublin high is 880..
1 vote 3 answers Share Flag
Doug Buenz &…, Real Estate Pro in Pleasanton, CA
Mon May 6, 2013
Doug Buenz & The 680 Group answered:
The most likely reason is the existing homes in Dublin Ranch have larger lots, and are already upgraded and have landscaping installed. The base price for new homes is just the start. As a buyer, you have to consider the cost of upgrades, window coverings, and landscaping. These costs can be substantial.

The other advantage of buying a resale property is that you can see the neighborhood as it is. In new home neighborhoods you are often buying off a plat map, or the homes are under construction, so you don't always get an opportunity to see the neighborhood as it will be when it is built out.

Here is information on homes in Dublin Ranch for sale & sold:

http://www.680homes.com/dublin-real-estate/neighborhoods/dublin-ranch/

Good Luck!

Doug Buenz
The 680 Group at Alain Pinel Realtors
(925) 463-2000
... more
1 vote 2 answers Share Flag
Thekbhomedan, Home Buyer in Bradenton, FL
Thu May 2, 2013
Thekbhomedan answered:
Is anyone else having severe problems with their KB Home? Since September of 2012 there have been 14 KB Homes communities in the Tampa Bay FL area that have notified local news agencies of the problems existing in their homes. Problems such as water intrusion, mold (from water intrusion), failing balconies, sinking floors, shifting columns, and the list goes on. There have been a number of local news stories and you can see evidence of problems via pictures and videos on http://TheKBHome.com ... more
1 vote 6 answers Share Flag
Rama Mehra, Real Estate Pro in Danville, CA
Tue Feb 26, 2013
Rama Mehra answered:
I am not 100% sure but there is a religious/community center that was scheduled, unless plans have changed
0 votes 1 answer Share Flag
Moxley Team, Real Estate Pro in pleasanton, CA
Thu Feb 21, 2013
Moxley Team answered:
Hi Amy,
We have sold a lot of condos in the Villages community and they have for the most part always been a highly desired community. The Villas, Courtyards, Cottages and Terraces are unlike any other community in the Tri Valley and offer great commute access. The main reason for the high level of short sales is that the entire community was built and completed around the time when real estate prices were over inflated. If someone bought in 2005 and needed to sell in 2010 they likely were upside down on the home. I would not say it's a neighborhood specific problem, but more of a timing reason you see higher levels of short sales there. For more information, please visit our Dublin Ranch Condos website.

Moxley Team
... more
1 vote 1 answer Share Flag
John Juarez, Real Estate Pro in Fremont, CA
Mon Feb 18, 2013
John Juarez answered:
@Geetasahni

You need to find out what the specific BMR program rules and restrictions are for the property in which you are interested.
0 votes 9 answers Share Flag
Sally Blaze, Real Estate Pro in Pleasanton, CA
Wed Dec 5, 2012
Sally Blaze answered:
Dear Vikas:

It would be wonderful if real estate agents could predict the future! The other responses are good ones...the current "growth" in the housing market is mostly driven by low supply, and low interest rates. How long these conditions will continue can only be speculated upon.

My questions for you: what motivates you to buy a home now? Will you be living in the home for the foreseeable future? Is it an investment? Will you be living in the home or renting it? How will you be financing this purchase? Your answers to these types of questions may be a better indicator on the best time for you to make this purchase.

All my best to you!

Sally Blaze
Alain Pinel Realtors
DRE 01856137
925-998-1284
sblaze@apr.com
... more
0 votes 4 answers Share Flag
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