I had a terrible experience with bank of america. Buyers went into contract, removed all contingencies and ready to close. On the 27th day of closing bank of america denied buyers loan due to hoa litigation.They had known about HOA litigation from the very beginning and had given us an OK to proceed. Because the buyers had removed there contingencies, they had to loose there Deposit amount of 20k. So it was an awful experience with bank of america, considering other banks like Chase were lending in the same community.