Another problem licensees have is that we are not experts in criminology or public safety, and when we represent ourselves as such, we take on the same liability as an expert.
So, for example, if we tell you - as an expert - that an area is safe, and you use that expert determination to move into an area, and you get robbed . . . who told you it was safe? A state-licensed agent who represented themselves as a public safety expert.
Here's another tip - crime rates are based on the number of crimes per resident, rather than the number of crimes per user. So a downtown area with few residents but many users will have a higher crime rate, even though downtown may be safer than the front of your corner store.
All the best,