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94501 : Real Estate Advice

  • All53
  • Local Info6
  • Home Buying17
  • Home Selling6
  • Market Conditions0

Activity 45
Tue Oct 18, 2016
eveial14 answered:
I was in my apartment for 13 yrs and pm services are charging me 4,990 in damaged which I disputed in a letter to them .what is considered normal wear and tear?
0 votes 6 answers Share Flag
Thu Aug 18, 2016
Valoansfinance.us answered:
I know a loan consultancy, who can help you a lot to find out a lender in SF-Bay area, and the consultancy is VALoansFinance.com.
0 votes 2 answers Share Flag
Mon Jul 4, 2016
June Buerkle answered:
If you are in a hot sellers market .... it won't matter much. As long as it has floors it will sell.

If you are seeking a high end buyer or buyers have lots of choices .... you will want to refinish the floors so they will pop and bring in a top dollar deal. ... more
0 votes 2 answers Share Flag
Sat May 21, 2016
Tfriend436 asked:
Tue May 10, 2016
Sheryl Arndt answered:
Hello Mahathi Kuchi, I am not sure of the glitch you are speaking about to clearly? Are you looking for anything in particular? Are you looking for listings to buy?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 1 answer Share Flag
Fri Apr 1, 2016
Munirashami12 asked:
I have Section 8 I am looking for 3 bed rooms 2 bath I work at college of alameda and I live in san lorenzo
0 votes 0 Answers Share Flag
Thu Nov 19, 2015
Craig Bosse answered:
We do these all the time!

Our portfolio "2nd Chance" Jumbo loan allows a recent Short-sale or Foreclosure with no waiting period.

You'll need 20% down of your own funds and 6 months reserves ( 6 x monthly payment) . It's a very straight-forward program , there's no extenuating circumstances needed.

We do these in 46 states and lend up to $4 million.

See the link below for more info -
... more
0 votes 9 answers Share Flag
Thu Aug 27, 2015
Karen Peyton answered:
Understanding location is critical when making a buying decision, I agree a potential buyer will consider the house next door when making an offer on yours. Since you too have understanding of this fact, why haven't you inquired about this sooner, enlisting the help of city and county building, fire, and safety codes to have the property condemned and razed? A vacant lot would be better in my opinion than a house slipping off it's foundation.

You mention recoup. Recoup from whom? If the house next door is literally falling down, it's likely the owner doesn't have a pot or a window. That, or they simply don't care. If you are able to prove damages, with time and expense you can take them to court, and "may" (if you are lucky) receive a judgement. Now what? It could be blood from a turnip.

If it were me, and I were you, I'd employ self-help methods. You know what you've got. It can only get better.

Wishing you success!
... more
1 vote 1 answer Share Flag
Wed Jun 24, 2015
Pacita Dimacali answered:
If it's your home, you certainly can do what you wish as long as you are not violating any laws.

If you advertised single occupancy at a certain rate, you are not obligated to have the same rate for double occupancy.

I don't know of a law that will prevent you from charging a higher rent for double occupancy, especially if it's in your own home. Double occupancy also means higher chances of wear and tear in the room.
... more
0 votes 1 answer Share Flag
Thu Jun 18, 2015
Richard M answered:
I was approached by this cell of scammers too last year when I was searching. Pretty nice sounding, honest approaching cell. I use the word cell because I do not know so much about who it really is. They mask themselves behind this unregulated sphere of electronic cover. I was excited, and then disappointed that I would think for a minute that I would give them the time of day. But I did give them a thought, contacted the named source, and was asked for information and money. That was the extent of my being involved. Now this year during my search, I was approached again. I ignored them and they went away. I do not ignore people as a common practice. But these whoever they are, dishonest needy thieves? I'm on a quest to find them out. Protect yourself and good luck! ... more
0 votes 3 answers Share Flag
Wed Sep 10, 2014
Pacita Dimacali answered:
Someone asked this question and this is what I found
Here's a link that may describe what's considered basic wear and tear versus items that would be considered damages

http://rhol.org/rental/WEAR.HTM

Here's another link that addresses carpet

CALCULATING THE ACTUAL COST OF CARPET DAMAGE
http://www.rentlaw.com/repairs/carpets.htm

One common method of calculating the deduction for replacement PRORATES the total cost of replacement so that the tenant pays only for the REMAINING USEFUL LIFE of the carpet the tenant has damaged or destroyed.

For example, suppose a tenant has damaged beyond repair an 8 old carpet that had a life expectancy of ten years, and that a replacement carpet of similar quality would cost $1,000. The landlord could properly charge only $200 for the two years’ worth of life (use) that would have remained if the tenant had not damaged the carpet.

ORIGINAL COST OF CARPET $1,000
Expected life of carpet 10 years
Depreciation charge ($1,000 / 10) $100 per year
Age of carpet 8 years
Carpet Life Years Remaining 10 years - 8 years = 2 years
Value of 2 years Carpet Life Remaining 2 years * $100 per years = $200

TYPICAL DAMAGES in RENTALS

-Holes in wall from hanging pictures, removal of Decals on the walls. Larger gouges etc.

-Tear in carpet, animal stains (even if landlord knew you had a pet). Burn marks - iron, cigar, cigarette, ground in stains.

-Doors with holes. Doors or windows broken. Glass etc.

-Clogged drains caused by your misuse of sinks or toilets. If you rent to women (college girls for example) be sure to remind them to dispose of feminine products in the trash, not the toilet.

-Broken or missing blinds or curtains. If they were there when you moved in, they must be there when you leave. If you don't want them, discuss this with your landlord. If he says "I don't care" send him a letter to confirm...as we discussed..

-Eliminating Flea infestations caused by tenants animals. The same for smoke damage from smoking or burning candles.

-Excessive Bathroom mildew. Use a good cleaning product like Tilex or Spray 409 weekly.

-Broken shelves in a refrigerator. Excessive dirt/dust in the refrigerator vents. This is the area under or behind the unit. Vacuuming improves performance. Every time you vacuum, vacuum around the unit,

-Excessive dirt or filth in an oven or refrigerator. Defrost the refrigerator if not frost-free. Stoves can take 2-3 hours to clean if you have it cleaned. Use Easy-off. That's why the named it that.
... more
0 votes 4 answers Share Flag
Mon Dec 2, 2013
Kate Fomina answered:
I recently moved to Alameda and I am loving it! It is a very safe family oriented cozy city. I live near Shoreline St beach close to the shopping center. My office is in San Francisco and commute has been ok so far. I think any area South will be very safe. You can find apartments in your price range there.

Good luck!
... more
0 votes 4 answers Share Flag
Wed Oct 30, 2013
Dianna Wyman answered:
As long as the buyer still has an investigation contingency he can cancel for any or no reason.

Mark Wyman,
Broker
Bayside Real Estate
Lic.# 01018021
0 votes 14 answers Share Flag
Thu Sep 26, 2013
Candy L. answered:
I find that unethical for a agent to tell you to use their loan officer. She probably gets a kick back for it. Find a new agent. Just myon personal opinion .
0 votes 9 answers Share Flag
Thu Aug 29, 2013
Pacita Dimacali answered:
From time to time, there will be properties sold at Woodstock Cooperative in Alameda. This property is one of them. There's another one for sale on 1813 rd St listed for $309,500 (NOT $64,935), although offers were due Aug 27.

Please note that because this is a cooperative, there are certain restrictions
Must be Owner occupied only
Buyer must be approved by HOA
Buyers should only use NCB for co-op financing 1-866-622-6446 x 3425.

I don't know where you saw a price of $64,935 --- but you can't find anything to buy at that price in Alameda where as of this writing, the least expensive property, 1 BR/1 BA condo is listed for sale at $239,900.
... more
0 votes 2 answers Share Flag
Sun Jul 28, 2013
Jessica Bateman answered:
Thu May 30, 2013
Pacita Dimacali answered:
Why are you posting the question in Alameda, but you're in Vancouver

Depending on your location....are you talking about flowering pots in a balcony overlooking someone else's balcony or patio? In that case, if I were the landlord, I'd say no, to, for safety purposes.

Pictures on the wall --- this is very common. If you hang pictures, then you'll be liable for damage to the walls. I.e, you'll have to patch up walls and repaint in order to restore the property in good condition when you leave.

Windchimes would be considered annoying/noisy to other neighbors, too.

So you probably should either suck it up, or find another place to live.
... more
0 votes 1 answer Share Flag
Fri May 3, 2013
Pacita Dimacali answered:
I answered a similar question last year from a landlord.

Here's a link that may describe what's considered basic wear and tear versus items that would be considered damages

http://rhol.org/rental/WEAR.HTM

Here's another link that addresses carpet

CALCULATING THE ACTUAL COST OF CARPET DAMAGE
http://www.rentlaw.com/repairs/carpets.htm

One common method of calculating the deduction for replacement PRORATES the total cost of replacement so that the tenant pays only for the REMAINING USEFUL LIFE of the carpet the tenant has damaged or destroyed.

For example, suppose a tenant has damaged beyond repair an 8 old carpet that had a life expectancy of ten years, and that a replacement carpet of similar quality would cost $1,000. The landlord could properly charge only $200 for the two years’ worth of life (use) that would have remained if the tenant had not damaged the carpet.

ORIGINAL COST OF CARPET $1,000
Expected life of carpet 10 years
Depreciation charge ($1,000 / 10) $100 per year
Age of carpet 8 years
Carpet Life Years Remaining 10 years - 8 years = 2 years
Value of 2 years Carpet Life Remaining 2 years * $100 per years = $200

TYPICAL DAMAGES in RENTALS

-Holes in wall from hanging pictures, removal of Decals on the walls. Larger gouges etc.

-Tear in carpet, animal stains (even if landlord knew you had a pet). Burn marks - iron, cigar, cigarette, ground in stains.

-Doors with holes. Doors or windows broken. Glass etc.

-Clogged drains caused by your misuse of sinks or toilets.

-Broken or missing blinds or curtains. If they were there when you moved in, they must be there when you leave. If you don't want them, discuss this with your landlord. If he says "I don't care" send him a letter to confirm..."as we discussed.."

-Eliminating Flea infestations caused by tenants animals. The same for smoke damage from smoking or burning candles.

-Excessive Bathroom mildew. Use a good cleaning product like Tilex or Spray 409 weekly.

-Broken shelves in a refrigerator. Excessive dirt/dust in the refrigerator vents. This is the area under or behind the unit. Vacuuming improves performance. Every time you vacuum, vacuum around the unit,

-Excessive dirt or filth in an oven or refrigerator. Defrost the refrigerator if not frost-free. Stoves can take 2-3 hours to clean if you have it cleaned. Use Easy-off. That's why the named it that.

SUGGESTION

You should bring it up to your landlord about repainting the property.....you can even offer to do it yourself (i.e., if you know how) if they will pay for expense or give you credit off your monthly rent.
... more
0 votes 1 answer Share Flag
Fri Jan 18, 2013
Pacita Dimacali answered:
I live in Alameda.....and can easily get to Daly City in 30-45 minutes without traffic. But during rush hour....forget it, especially when going through the toll plaza.

One less stressful way to travel is to take the BART. Get on the bus in Alameda to the BART station(s) in Oakland, and take it from there. ... more
0 votes 2 answers Share Flag
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