We deal with TICs all the time, and unless something new has happened very recently NCB and Sterling are the only ones doing individual fractional loans.
The other assets are great, but no security for the bank. I would need to know why you are refinancing and what you are planning to do before being able to advise you.
If you have a loan that is going to adjust badly you can always consider selling. Although TICs are tough, priced right they still sell.
Lance King/Owner-Managing Broker