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Home Buying in 94109 : Real Estate Advice

  • All40
  • Local Info2
  • Home Buying20
  • Home Selling1
  • Market Conditions0

Activity 18
Wed Jun 28, 2017
Arpad Racz answered:
Hi Abby,

Getting an initial home inspection and then follow-up with a contractor is one way to do things.

Kind regards,

Arpad
0 votes 28 answers Share Flag
Wed Jun 14, 2017
Mo Moore asked:
Sat Aug 6, 2016
Arpad Racz answered:
Sun Apr 3, 2016
Ryan Rudnick answered:
http://thefrontsteps.com/2014/06/26/case-shiller-new-jump-in-bay-area-home-prices/

This link will show you some great information regarding changing home prices over the past 30+ years. ... more
0 votes 1 answer Share Flag
Sun Nov 29, 2015
Karen Peyton answered:
Call your broker. Trust me, they won't mind! Better to spend 10 minutes on the phone now, than hours trying to fix things later.
0 votes 3 answers Share Flag
Wed Apr 29, 2015
Robert J. RAPP answered:
Get a better sense as to what you can afford by talking with a mortgage broker/lender.

Then you can pair up with an agent and review the inventory, get a better sense of the neighborhoods and what you like.

From there on, it's a very exciting and fulfilling process.
... more
0 votes 10 answers Share Flag
Sat Feb 15, 2014
Barry Moon answered:
Many of my home inspectors I work with are or use to be general contractors. If your thinking about getting leads for jobs by being the inspector for the home during a sale, this is a conflict of interest. A home inspector can not perform the work they found during a inspection, the only party that can do this is the pest inspector. Hope I cleared this up about the stigma on giving them your contractors business card after a home inspection. You would have to separate the two some how or do one or the other. ... more
0 votes 4 answers Share Flag
Fri Feb 14, 2014
Josh Perkins answered:
There are many benefits of getting a low rate mortgage! ESPECIALLY when long term interest rates are so low, it makes sense to utilize leverage instead of spending all your cash. Once you spend all your cash, it's GONE, and cash can be a very nice thing to have around, for many reasons. Why not use someone else's money for very cheap, and keep your cash on the sideline? If you keep a good deal of cash on the sideline, that would allow you to buy more real estate in the future if the real estate market takes a dip. ... more
0 votes 18 answers Share Flag
Thu Feb 13, 2014
Juan C Sanchez answered:
May be yes, may be not, all depends on how we think. Let's be positive and allow the contractor do his or her job, but make sure all phases of the job are inspected up to code and take all the necessary pictures. Protect yourself. ... more
0 votes 3 answers Share Flag
Tue Dec 17, 2013
Robert Spinosa answered:
David,

Most of the buyers with whom I work would tell you that coming up with the down payment is the biggest hurdle. And, of course, there are still many buyers who think they need to come up with at least 20% to buy.

In the Bay Area and much of CA, we are actually able to permit 10% down to a purchase price of $1.5MM with some of our programs.

Rob Spinosa
rspinosa@rpm-mtg.com
... more
0 votes 1 answer Share Flag
Sat Oct 26, 2013
Bradley Neumann answered:
They are bank of enormous size and that slows things down. They also can hire loan officers that aren't licensed. Direct mortgage lenders like our company move much quicker and each loan officer must be licensed. Call or email for a free pre-approval and free credit report.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
... more
0 votes 15 answers Share Flag
Fri Sep 27, 2013
Keith Jean-Pierre answered:
I would suggest you try the regular rental sites:

http://www.craigslist.com
http://www.apartments.com
http://www.trulia.com (Rentals Section)
http://www.zillow.com (Rentals Section)
http://www.realtor.com (Rentals Section)

Between all of those, you will get a very clear picture if you can find what you are looking for. Good luck!
... more
0 votes 1 answer Share Flag
Thu Apr 11, 2013
Shanna White answered:
0 votes 10 answers Share Flag
Mon Nov 19, 2012
Gary and Karina Youngman answered:
Look for one who understands the market - the area - and the business.

There are many occasions in which a seasoned professional can be a huge advantage.

Negotiating skill are critical - in both securing the property and the price!

Gary Youngman (561) 306 7653
... more
0 votes 9 answers Share Flag
Thu May 10, 2012
Matthew Goulden answered:
Hi Jon B,

It depends on so many factors and where in the bay area you are. I have know people build for around the $200 sqft that you have researched but some people spend $300 and more.

I can only recomend that you talk to a couple local builders. If you are looking for referrals then please contact me.

Matthew
... more
0 votes 10 answers Share Flag
Thu May 10, 2012
Matthew Goulden answered:
Hi Nil Lab,

You can try with Wells Fargo to do a group loan if you have enough downpayment and all your finances meet the requirments or go with a local TIC lender.

I would be interested to hear what your agents has advised as there is a seller and three buyers in the transcation already.

Matthew
... more
0 votes 8 answers Share Flag
Tue Mar 1, 2011
Eric Michael Abrams - California Real Estate Broker answered:
As those before me have mentioned, it's imperative that you contact a real estate lawyer as soon as possible. The longer you wait, the less likely it will be that you'll be able to void your purchase. It is possible to redact the purchase of a home, and it can cost less than you would think, both in legal bills and emotional hassel.

But, make sure that is what you want to do. And above all else, you must act yesterday. If your condo just began leaking, contact a plumber to mitigate any further damage (which you may have a legal duty to do) but, do not wait to contact an attorney. Doing so, may indicate acceptance of the condo, even though there is an apparent defect and judging from the tone of your post, that's the last thing you want to do.

The above does not constitute legal advice, I am not an attorney, and it represents my opinion only. ;-)

Best and good luck. Let us know how it turns out. You can find some excellent attorneys by going to the website Martindale Hubble at Martindale.com.

Sincerely,
Eric Abrams
CA Broker
... more
1 vote 6 answers Share Flag
Sun Aug 16, 2009
Michael Young answered:
Generally, yes, but...the City's definition of a First Time Homeowner is that you cannot have purchased a property(or on title) for the past 3 years. So you could still qualify even though you bought a condo 10 years ago and sold it 5 years ago, given you also meet the income restrictions. ... more
0 votes 5 answers Share Flag
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