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Home Buying in 94103 : Real Estate Advice

  • All20
  • Local Info3
  • Home Buying4
  • Home Selling1
  • Market Conditions1

Activity 4
Wed Aug 11, 2010
Andrew Hoag answered:
I worked with West Group (Irina in particular) twice in fact. She did a great job giving me confidence about making in an investment in this uncertain market, and recommend her unequivocally. ... more
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Mon Oct 19, 2009
Michael Novia answered:
PPSF - Certainly depends on views. Actual sales prices can be all over the place though. Developers study the market and make decisions every day on pricing - depending on what offers they have and what inventory is left. A good indicator is what else is going on in the neighborhood.

Offer process - Pretty simple at a new development. The abbreviated version is - determine what you want to pay - make an offer - more than likely you will receive a counter offer from the developer - agree on a price - thoroughly read disclosures and make list of questions - submit all required docs to your lender - meet funding and closing dates.

If you decide that you want to speak with a REALTOR I can be of great assistance. I worked at a new development myself (still do weekends at Radiance from time to time), have done deals throughout SoMa (Park Terrace, Infinity, One Rincon) and my wife is even a manager at one of the new developments right now. New Developments are a specialty of mine.
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Thu Mar 5, 2009
Paula Deliso answered:
Hi Nate,

A mortgage broker I know recently made me aware of a loan program with very competitive interest rates on a 5/1 ARM with as little as 11% down. This loan product requires that you have reserves, and the reserves can be in a 401K or other retirement account. The maximum loan amount for this program is $1.875M. For more information about this loan, contact Ben Miller at 415-577-2265 or

Best of luck to you.
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Fri Jan 9, 2009
Sugar answered:

Its interesting to see the answers below. I love Ed's response. He's the quintessential shopper like us who knows where to look for value.

South Beach and SOMA have some fantastic new construction but occupancy levels tell you that no one is really buying them at these prices anymore. Arterra prices are down atleast $100K for every unit and 250 King recently had a $750K appt go on foreclosure and be listed for $600K.

Banks are calling their loans and at pretty soon these builders will have to slash rates to meet the loan requirements. I'd hang in there. Also the smaller the unit the more ridiculous the price.

Look at Cubix Yuerba over $700/sq ft...they're selling walk-in closets calling them studios..Eventually, there will be no best time..just clinch the best deal you find...Best of luck!
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