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94080 : Real Estate Advice

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  • Local Info0
  • Home Buying17
  • Home Selling0
  • Market Conditions0

Activity 30
Wed Sep 28, 2016
Tanzania.austin answered:
Fri May 29, 2015
Steve Garrett answered:
I am able to lend on them @ Armed Forces Bank.
0 votes 13 answers Share Flag
Mon Jun 23, 2014
mark.ray answered:
I am a direct lender that specializes in non warrantable condo financing. I can help.
Mark Ray
nmls 259741
Rabobank
916 225-5626
mark.ray@rabobank.com
0 votes 4 answers Share Flag
Fri Mar 21, 2014
Crystal Shetaya answered:
Hi Kayelee

How many beds and baths were you looking for? Send me an email with the information at crystal@luxorres.com and I can help you look!

Thanks
Crystal Shetaya
BRE: 01929658 ... more
0 votes 1 answer Share Flag
Sat Nov 2, 2013
The Medford Team answered:
I think you entered the wrong zip code - your question is showing up in California ...
0 votes 1 answer Share Flag
Mon Jun 3, 2013
Henry answered:
This is my the LO said to me. I don't know what this means!!!

On the GFE, that’s where the costs started…that’s how much that rate should cost. If you look on the Here’s How the Numbers Work…that is a current depiction of costs. You aren’t paying any points for that rate. ... more
0 votes 6 answers Share Flag
Sun Jun 2, 2013
George Raymondo answered:
What you are saying makes no sense so that's why you're wanting clarity. Your Loan Officer should have explained it better or you should have told them that you don't understand and please explain it again.

You NEVER pay interest on PMI. You only pay interest on money borrowed. You need to ask your LO these questions if you don't have the answer.

1.) Since my appraisal came in low, am I expected to pay the difference dollar for dollar in addition to my normal down payment?

2.) Or, are you trying to secure additional financing for me so my down payment isn't so high?

3.) How are you handling the PMI for the loan? Am I doing a Single Premium to buyout the PMI? Or am I doing monthly or LPMI? (lender paid mortgage insurance)

If you are doing LPMI, then that make sense. Instead of paying monthly PMI, the lender increases the interest rate therefore your loan is self-insured. I hope you get it worked, I really hate to hear it when borrowers are confused about how their loan is going. Seems to me a failure on your Loan Officer's part.

Best of Luck!
... more
0 votes 5 answers Share Flag
Fri May 17, 2013
David Tapper answered:
Henry, I just saw your reply, you said that two of the comps were high and one wasn't due to a short sale.

I would fight till the end. What did your agent tell you and what did your mortgage professional say?

Tap
... more
0 votes 8 answers Share Flag
Fri May 10, 2013
Ron Thomas answered:
Are you supposing that the cheapest insurance you found, is the best?
The Insurance Industry is closest guarded industry in America.
Watch the commercials on the Telly; they tell you that they are the cheapest and they will show you!
And if they do talk about other aspects; they use words that cannot possible be disputed in court.
On says that they have a 97% approval rating! What does that mean?
... more
0 votes 1 answer Share Flag
Tue May 7, 2013
Henry answered:
A question that they all ask is how much will it cost to rebuild your home entirely. How do you determine this. Do we just give them a ball park figure on what we think it'll cost?
0 votes 4 answers Share Flag
Mon May 6, 2013
Henry answered:
Well we are moving forward with the purchase as there is a permit. We are in the process of closing escrow. It sucks that it takes so long as we want to move in as soon as possible. Thanks for everyone's responses! ... more
0 votes 12 answers Share Flag
Thu Jan 17, 2013
Harold Bradford asked:
0 votes 0 Answers Share Flag
Fri Jul 29, 2011
Jeanne Feenick answered:
Thanks for the heads up - we are all wise to be wary - especially when money is exchanging hands.

Best,
Jeanne Feenick
Unwavering Commitment to Service
0 votes 5 answers Share Flag
Tue Apr 5, 2011
Roswell Moore, answered:
Chapter 7 NO

Chapter 13 - YES, after 12 months of timely payment & the Judge's OK...
0 votes 1 answer Share Flag
Wed Jan 5, 2011
David 'Tap' Tapper answered:
Hi Cathy,

Every HOA is different in regards to pets. I don't know if the HOA's can restrict you to certain dogs, but some have a weight restrictions.

Your best bet would be to work with a local Realtor and have them to the leg work and probe around for you. I believe the townhouses on Sneath Lane, Squail Point might allow dogs besides the Peninsula Place in San Bruno.

Good luck,

Tap
... more
0 votes 1 answer Share Flag
Thu Dec 16, 2010
J Mario Preza answered:
Most purchases leave a lot to be desired in the way of what you want and what you might get. However, a Freddie Mac home sale has some provisions to make repairs when it involves ";health and safety" concerns, and usually after inspections have been done.

If you see issues with the target house and they have been disclosed or noticed by the listing agent as being as is, where is, then this house may not suite you on that level. I would say check it all out thoroughly because you will not get too much help and cooperation from the seller or seller's agent after the close. So, if you find something that needs to be fixed, put your requests/conditions in writing (on the contract or addendum) to be given the right consideration. You may be pleasantly surprised. However, don't discount the possibility that someone else might also like the house and buy it "AS-IS" -- the preferred method of sale through such programs.
... more
0 votes 6 answers Share Flag
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