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94044 : Real Estate Advice

  • All24
  • Local Info3
  • Home Buying9
  • Home Selling4
  • Market Conditions0

Activity 22
Fri Aug 19, 2016
Neil Roxas answered:

You can add or edit the photos of your property if it is listed as for sale or as active listing. However if your property is off market, you will not be able to add or to edit the photos of your property.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Thu Mar 10, 2016
Rleernfa asked:
Fri Jan 15, 2016
Leo Chaudoir answered:
Linda Mar is one of the least foggy parts of Pacifica. Summer sun stays most of the days.......
0 votes 9 answers Share Flag
Sat Aug 22, 2015
Homes in CA are basically taxed based on the purchase price. In the above case the taxes would be $6000 a year plus assessments.
Governor Moon Beam is trying to change that for investment properties. Of course the ones who will be paying the tax increase proposed will be the renters. ... more
0 votes 1 answer Share Flag
Tue Mar 31, 2015
Hello pixystix39, you will need to determine your qualifications as well as the value of the home to make a decision. A market value can be determined with the address with a CMA, comparative market analysis. Once you know your purchasing power and the value of the home you can decide what to do from there.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs. How much are you paying currently for rent, your qualifications and the address for a value will be the determining factors.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The purchase currently in 94044 zip code of Pacifica start at 525k for 2bd 2ba condo and 558k for 3bd 2ba single family home. It only takes a few dozen questions to qualify and go over your options and email you listings to study and compare the value or other properties of interest. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or

If my response was helpful, consider clicking Thank, Link or Best Answer.
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0 votes 3 answers Share Flag
Thu Dec 11, 2014
Alexandra Rodriguez answered:
Foreclosed homes that are been offer for sale has many disadvantages! The asset manager are basing their listing price with an online appraisal. It shall not stop anyone from making an offer. As a buyer’s agent I would put a CMA together and submit the offer! Local agents are familiar with the market and the CMA of a local broker along with the offer is the way to make an offer to an over price listing. ... more
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Fri Feb 14, 2014
John Juarez answered:
The zip code 94044 is for Pacifica, Ca. – a delightful seaside community on the coast south of San Francisco. Scroll up to the top of the page where you can see the link for Local Info. Click on that link for more information about Pacifica. ... more
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Mon Jan 13, 2014
John Juarez answered:
Some test answer .
0 votes 1 answer Share Flag
Thu Jan 9, 2014
Cynthia Mills ABR, CNE, SRS, SRES answered:
Yes, it can all be resolved with a flash score process. I can help you figure out what documents you need to complete this and process them with the credit agencies. I would need to discuss it with you by phone or in person.

Also banks only look at the last 2 years tax return for income qualification. Let me know if you need further help. Cheers, Cynthia 650 219-4770
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0 votes 6 answers Share Flag
Sun Feb 17, 2013
David Tapper answered:
If you pay down your mortgage by making extra principal payments, you can knock off years to your mortgage.

You might also do some updating at the same time so you can enjoy your home while you are there. Many times owners live in their homes for years and don't update it until it's time to sell. If you are going to be there for awhile, enjoy it, it's your home.

Good question RMS.


David Tapper
Coldwell Banker
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0 votes 16 answers Share Flag
Wed Dec 5, 2012
Sue Vaterlaus answered:
Janice, I was just wondering if you attended any auctions or if you bought a house in a regular sale. Just wanted to know what your experience was with the auction.
0 votes 7 answers Share Flag
Fri Sep 16, 2011
David Tapper answered:
Congrats on getting in contract. Pending W/O a release means you are in contract, and are not purchasing the home either subject to selling, or a short sale. Pending with release means just that.

W/O release also means you are still going through the contingency period. Once you remove ALL your contingencies, then it will be pending, do not show.

I hope this helps. If you want a little bit more of a detailed answer for all the statuses, visit my blog at


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1 vote 2 answers Share Flag
Fri Feb 25, 2011
Savannah Bowman answered:
Like the others, I suggest you taking a close look at your lease agreement. This is the agreement, and it should be notated specifically to be inforced. If you still have questions, you could request legal advise from a real estate attorney.....or you might just decide to move to a less stressful environment.

I sincerely hope all parties involved are able to find a comfortable resolution.
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Mon Sep 20, 2010
Ulrike answered:
Sat Jun 5, 2010
Gilbert Richards answered:
I agree with Dave Tapper. It's easy to find out through references.
0 votes 3 answers Share Flag
Fri Jun 4, 2010
Emelia Sanchez answered:
Hello Clayton,

Homepath is a loan product than is offered by Fannie Mae on their foreclosed homes. Not every lender is a vendor. In CA I use Prospect Mortgage or you can go to the Homepath website and see if there is a lendor near you.

3% Down Payment, FICO 680, No PMI, No Appraisal Fee. A lot of their homes are carpeted and freshly painted. they give first time homebuyers an opportunity to purchase before they sell to the investor. They have incentives like down payment assistance you will need it because you need to pay some of their closing costs in addition to yours. Higher interest rate than FHA.
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Sun Apr 11, 2010
Cuerkie answered:
I checked on craig's list and the answer seems to be about $2,100. Sounds about right. You could get more if it had 2 baths and a view.
0 votes 1 answer Share Flag
Sat May 9, 2009
Sue Vaterlaus answered:
I am not sure where this $505,000 price came from. I looked it up and could not find any MLS listing at $505,000. (unless it was only listed out of area which is not smart.) This was a redone house with an extra bath. It is not a 4 bedroom one bath but a 3 bd 2 bath. Obviously since someone paid $575,000, it was worth it. I showed this house too. ... more
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Fri May 8, 2009
Sue Vaterlaus answered:
I agree that it is hard in this market to come up with comps. Often the best comps are the pending sales because they are the latest sales. I sold 1043 Oddstad and it is an "F" plan. It was bank owned, needed work and my client paid cash. They got a great buy. Another TH on Oddstad just closed escrow for $363,000. It was a "D" plan and all fixed- smaller but in better condition.
Do you mean 1369 Terra Nova? It is tenant occupied so therefore harder to show and is now $325,000
1435 Terra Nova closed for $350,000. It was very nice and was vacant and easy to show.

There are many factors but in townhomes it is easier because you compare, location, model, and condition. Like everyone else says- work with a local agent who knows the details.
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Tue Nov 11, 2008
Sue Vaterlaus answered:
I am glad that some people can predict the future. With bailout and Incentives no one knows what will happen at the end of 2008. I am also mazed that a person from Tustin ,CA wants you to use him as an agent since he would realy have no clue about what is happening in Pacifica. Short sales are not foreclosures and one person correctly stated that. They are not short and should be called Long Sales. They can take 8 or 9 months and may end up as forecloures anyway. Real Estate Owned properties are also listed on the MLS so everyone has a chance to sell those properties. Make sure you choose an agent who is actualy in the area where you want to buy because they are the most knowledgeable about everything in the area. ... more
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