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94043 : Real Estate Advice

  • All51
  • Local Info2
  • Home Buying29
  • Home Selling8
  • Market Conditions1

Activity 48
Tue Mar 21, 2017
Brachah6 answered:
Can be considered a misrepresentation the fact that the listing mention "AC/heating central" and the expert find out that the system is 35 years old and did not work for at least 10 years? ... more
0 votes 15 answers Share Flag
Wed Jan 25, 2017
Graham asked:
I found other Help Center questions ( and…
0 votes 0 Answers Share Flag
Thu Oct 20, 2016
Shaukat Hayat answered:

There are few Tesla Chargers on Pear Ave across Seven Eleven by the Computer History Museum in Mountain View and our community is pretty close to it. We do have residents who get their cars charged over there.

Thanks & have a great day.

... more
0 votes 2 answers Share Flag
Wed Aug 31, 2016
Very few lenders lend on these, I am assuming it is on leased land. That is a very good deal in today's market for a mobile home on leased land.
If you own the land it is a different ball of wax. ... more
0 votes 1 answer Share Flag
Tue Feb 10, 2015
Benni.gholami answered:
If you've got a good agent helping you with your house for sale or putting your apartment up for rent, I can tell you that having an open house and staging the scenes of each room is almost a requirement! People have imaginations to envision what they would do with a certain room here and there, but it never hurts to give them a little nudge to help them along the way. In any case, isn't is wonderful to see the living floor and bedrooms so clean and well put together? ... more
0 votes 12 answers Share Flag
Tue Jun 3, 2014
Phil answered:
MV, did you buy in the end? If you did, how do you feel about the situation now?
1 vote 4 answers Share Flag
Sun Jun 1, 2014
Sam Shueh answered:
A lot of has been posted on what criteria to use. The choice of realtor is really how much your realtor is focusing on your interest instead of his or hers.

Assuming your agent has 10 properties on the market, he/she is unlikely to give you much help after the sign off of contract. I have yet to find the assistant/team have or any idea what has been done or you are going.

Most homes in MV sells by itself with internet/mls. 99% will say the same thing.
... more
0 votes 10 answers Share Flag
Wed May 28, 2014
Dan Tabit answered:
Your contract contains the answer to your question. If the answer isn't clear to you or your agent, get an attorney to review it. We don't have your contract and that is the controlling document for this transaction. If a paragraph states that emails are an acceptable means to cancel, then the deal is off. If it states, all terms are solely contained within this contract and other communication, both verbal and written shall not override these terms then you may get to keep the deposit or pursue other remedies. Read the contract and/or consult an attorney. ... more
0 votes 5 answers Share Flag
Mon May 12, 2014
Terry Bell answered:
Well, it's a year since this question was posted, and as you can see, the market in Silicon Valley is far from crashing! Especially now that companies are finally hiring more people and there is an influx into the area, business is booming as we can see by the growth of the stock market. As the IPO market comes back there will be only more competition for homes in this area. The good news is that more and more people are able to work from home, and able to buy homes in the outer bay areas, or have investments in real estate for retirement for the future. Please drop me a line if I can help you with information about opportunities in the wine country of Sonoma County, please drop me a line! Best, Terry Bell, Realtor
Creative Property Services
Santa Rosa, CA
... more
0 votes 16 answers Share Flag
Sun May 11, 2014
Kim Benedict answered:
Tell them you want to cancel, and it sounds like the agent don't want to seek it. You can go directly to the broker and let them know the situation and they should release you from the contact. ... more
0 votes 6 answers Share Flag
Fri May 9, 2014
RonS answered:
Not necessarily. While the Mortgage Debt Foregiveness Relief Act expired at the end of 2013 and has not been resigned or extended as of this writing, you may still escape taxation of you meet the insolvency test with the IRS (See IRS form 4681). Note that you may still be subject to state taxation even if you meet the federal guidelines.

As always, consult your tax professional as the opinions on this forum are just that.
... more
0 votes 9 answers Share Flag
Thu May 8, 2014
Terry Bell answered:
Well, I think the place to start is to contact your tax accountant and see what the effect would be for your selling this year instead of waiting. I think everyone has gotten very nervous about the quick upswing of the market after the disasterous fall of the economy. While there may be some fluctuations in the market along the way of recovery, I think the trend will continue to go up especially in your area where all the tech companies seem to be booming and adding more employees.
If your tax accountant feels that it would not make a significant difference to sell this year instead of next, I would suggest selling this year. However, It sounds like you are talking about your tenants wanting to leave before the end of their lease. If so, why not negotiate with them to stay a month or two more and then put the house up for sale with a close of escrow right after the new year. Why not run the idea by your tax accountant and see if that would meet the requirements.
... more
0 votes 3 answers Share Flag
Wed Jan 15, 2014
Geof McLaughlin answered:
Even under the new Qualified Mortgage (QM) guidelines that just took effect, it's still possible to get a mortgage with less than a 20% down payment. However the days of low down payment mortgages may be coming to an end with the eventual unwinding of Fannie Mae and Freddie Mac.

Fannie Mae and Freddie Mac used to have a 3% down payment program for low to moderate income borrowers, but both of those have been discontinued (Fannie Mae was the last, but it was discontinued the end of last year).

The only remaining low down payment programs for typical borrowers are FHA (3.5% down payment) and state affordable housing programs like MassHousing in Massachusetts (see below).

I would check to see if California has a state affordable housing program as that type of financing will no doubt offer significantly better financing terms than a FHA loan.
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0 votes 12 answers Share Flag
Sat Dec 14, 2013
m.ch4545 answered:
The soil and ground water are contaminated
0 votes 5 answers Share Flag
Thu Sep 26, 2013
Robert Chomentowski answered:
Hi Mike,

You can get a VA loan only 1 year after a short sale. Give me a call and I can discuss assisting your get approved.
0 votes 3 answers Share Flag
Fri Aug 9, 2013
Here is what I do, if the the seller of a buyer I have pre-approved needs a pre-approval from another lender, I send over my package. It is all done.

That way the buyers do not have to apply over and over.

I also have a policy that if any of the other lenders were to have better pricing, I would then have the buyer borrow the money from them. So far I have not had anyone come in better.

I cater to people buying houses and have found ways to save people time and money when buying a house.

If you would like more information feel free to call me at


NMLS 287206
... more
0 votes 12 answers Share Flag
Fri Aug 9, 2013
Septic system is what you have to do if there is no public system
0 votes 7 answers Share Flag
Thu Jun 6, 2013
John Walin answered:
Thats the prob with 2nd liens, they hold a lot of power, can change there minds up to closing day! first, is the seller compliant with the bank doc requirements? Too often I have seen sellers faking compliance with bank in order to stall the process and live there for free as long as they can. ... more
0 votes 4 answers Share Flag
Tue Aug 14, 2012
Zofia Morse answered:
Do you have an agent? There are homes coming on the market everyday, so by regulary checking listed homes you may find your dream place
0 votes 1 answer Share Flag
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