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94015 : Real Estate Advice

  • All54
  • Local Info2
  • Home Buying31
  • Home Selling5
  • Market Conditions0

Activity 48
Fri Feb 10, 2017
abdives asked:
I just created a rental listing on your site. It is currently not being shown on the site when I try to search for the rental posting that I had created.
0 votes 0 Answers Share Flag
Thu Sep 8, 2016
Years ago, finding someone who did not know how much their house was worth, selling by owner, trying to save some money, was easy to find. Not any longer.

You can buy a fixer or repo, but those take more money down, unless you can do the teacher next door FHA program or something. They also have higher risk.

For some people, the "One Time Close" works pretty well. You find a piece of land with utilities nearby. We put a manufactured home on it. The final cost is usually between $150,000 to $350,000 so the down payments range from $6000-15,000. the payments are between $1050-$2500 including taxes and insurance.

I do not advocated buying a mobile home on leased land.

You have to check with the city and be sure they are going to allow a manufactured home.

The "One Time Close" is one of the loan programs I offer here. Not too many lenders do them as they are a bit complex. Feel free to call and discuss it. My phone number is 714-968-2500.
... more
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Mon Aug 8, 2016
Rich Reed answered:
Do you have a rental or lease agreement? CAR standard lease agreements say, in part: "Landlord requires all occupants 18 years of age or older and all emancipated minors to complete a lease rental application. Tenant acknowledges this requirement and agrees to notify Landlord when any occupant of the Premises reaches the age of 18 or becomes an emancipated minor." What does your agreement say? ... more
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Mon Aug 8, 2016
Sxcx28 answered:
Are we allow to state a maximum occupancy for a 3 bedroom? We originally rented our home to a family of 5 then they started gradually inviting more and more people. Currently they will have 9 people. Is there a way to let them know kindly it may be fire hazard to have so many people living in a small house? Is there any laws/rules about this? We do not want so many people living there but do not know what we can do about it. ... more
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Mon Jul 25, 2016
John Mcdonnell answered:
Generally the rule in San Mateo is you can evict for any reason once lease is up. In San Francisco, with rent control, you can not evict other than for non-payment of rent or similar "wrongs" (like wrecking the property). This is a huge issue in San Francisco (many laws and rules on it) which is why some people in Daly City might think the rules apply here. ... more
0 votes 6 answers Share Flag
Mon Jul 25, 2016
John Mcdonnell asked:
When you send me the information on the sale of a property, why don't you incclude the listing price. All I see is the average for area etc. I would like to know how much of a premium…
0 votes 0 Answers Share Flag
Thu May 19, 2016
Derek Jones answered:
Hover over the "Browse' link at the top of the page and click agent directory. There you can search for an agent and read reviews.
0 votes 2 answers Share Flag
Sun Mar 27, 2016
Susie Kay answered:
That depends on your agreement with your tenant. I would suggest that you read your contract again.
0 votes 1 answer Share Flag
Tue Nov 17, 2015
Arpad Racz answered:
Thu Mar 26, 2015
Arpad Racz answered:
Hi, may also have some commercial type properties.

Kind regards,

0 votes 1 answer Share Flag
Thu Dec 11, 2014
Robert Chomentowski answered:
You might be able to negotiate with them and offer them money to help with moving costs. If they have a long term lease in place and you sell, the lease stays in effect after the sale I believe. Buyer would have to wait out the lease term or give tenants cash for keys to get them to move. Might want to speak to a RE attorney. ... more
0 votes 6 answers Share Flag
Tue Sep 30, 2014
Mark DeWitt answered:
Mercy, Nice to catch up with you, give me a call.


Mark DeWitt
VP Branch Manager
HomeStreet Bank
(858) 212-7054 Direct
(760) 331-2063 Fax
5800 Armada Drive, Suite 350
Carlsbad, Ca 92008
... more
0 votes 7 answers Share Flag
Tue Aug 27, 2013
Sue Enos answered:
I work with many banks in both foreclosures and short sales. If you provide me with address and name of your bank I will be able to provide you with some direction and/or assist you through the process. I have been licensed since 1987 and a Top Producer in the industry. ... more
0 votes 3 answers Share Flag
Sun Apr 21, 2013
Elena Talis answered:
Like Cindy said - you need a real estate lawyer.

What is strange in your story is that your spouse, who seems to be a real estate professional, did not take any action related to the delivery of the property to the buyer. I assume that you had a signed contract with the buyers. All contracts that I've seen specify the time when possession should be delivered to the buyer. The default is that it should be done by 5:00PM on the day of close of escrow. Yes, the buyer was very aggressive in moving in but you should have been prepared. ... more
0 votes 2 answers Share Flag
Tue Mar 19, 2013
I have a loan program that will lend to foreign nationals but they need to put down 30%. The rates are in the low 3% range. I and not fmailiar with all of the codes but if H1 status alows you to have a social security number, we can do a regular mortgage.. ... more
0 votes 7 answers Share Flag
Tue Mar 19, 2013
Well in the absence of equity, there is no cost in buying out your friend, if he/she wants out, you owe them no money. In fact if it is upside down and your friend wants out, your friend owes you money as there is a negative equity.
The assumption idea may be workable because you will not have any closing costs. The thing is interest rates are real low and you have qualify anyway on an assumption , a refinance may be a better option. the only way to tell is to do the math and see which option is in your best interest. Feel free to contact me and go over the numbers there is no cost or obligation. But hurry the FHA insurance costs are going up April 1st.
... more
0 votes 2 answers Share Flag
Tue Mar 19, 2013
Well I may be able to do what is called a "short pay" refinance. That is where we get the lender to agree to accept a lower payoff than what is owed.
Let me know if you would like to consider that. ... more
0 votes 2 answers Share Flag
Sun Mar 17, 2013
charles butterfield answered:
Thank you for your question, Mary:

You state that you never removed your loan contingency because you did not get loan approval. Based on your statement, you have a very strong case to have your deposit released back to you.

The seller would be wise to sign the documents to direct the title company to release your deposit back to you. The seller can be forced to pay penalties if the seller unreasonably refuses to sign the necessary papers to release your deposit back to you.

Mediation and if necessary, arbitration is much quicker and lower cost than a lawsuit. The legal fees from a lawsuit would probably be more than the amount of the deposit.

I recommend that you start with mediation first, and if that is unsuccessful, then go to Arbitration. You will probably win.

Thank you,
Charles Butterfield MBA
Real Estate Broker/REALTOR
American Realty
Cell Phone: (408)509-6218
Fax: (408)269-3597
Email Address:
... more
0 votes 5 answers Share Flag
Thu Mar 14, 2013
Freddie Gonzales answered:
Of course it is not safe. But it depends on the buyer, if they want to proceed without an inspection even with the advice of the agent, then they are buying it at their own risk. In a hot seller's market like we are in today, some buyers are buying "ALL CASH" with no inspection or loan contingencies and a 10 day close. ... more
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