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93306 : Real Estate Advice

  • All19
  • Local Info2
  • Home Buying9
  • Home Selling3
  • Market Conditions1

Activity 17
Sat Sep 5, 2015
Olga Jones answered:
You can ether apply with the bank to short sale it or wait till the value of your home is up. You'll be surprised how many home owners thought they were under water and they didn't . Most are now selling regularly. I'll be able to determine for you with just your address and a 5 minute inspection to your property.

Olga Jones 661-304-2598
... more
0 votes 4 answers Share Flag
Tue Jan 6, 2015
Cindy Davis answered:
You can try the customer service number at trulia: 1 (888) 466-3501
0 votes 1 answer Share Flag
Tue Dec 23, 2014
Gary Geer answered:
FMV can best be determined by having your agent do a Market Analysis of the property. This is the best information you can get.
0 votes 6 answers Share Flag
Tue Dec 9, 2014
Next Buyer answered:
Kern County, CA (covering the city of Bakersfield) property tax rate is 1.179% assessed value of the home. The average home ownership insurance is about 0.5% value of the home.
Your property tax and insurance should be about $170 per month. You have to include the mortgage, maintenance fee and possible flood insurance in case your home located in the flood zone. For more information, download a free property report at http://www.searchq.com ... more
0 votes 5 answers Share Flag
Tue Jan 21, 2014
Shetal Mehta answered:
have your parents found a house to buy? i have quite a few in the 55+ community..

call me
661-201-5456
0 votes 2 answers Share Flag
Sun Apr 21, 2013
Steven Ornellas answered:
Hi dianaybarra,

The truth of the matter is there a THREE classifications of “tax” that may be part of any purchase in CA, which you can read about here:

"Estimating Property Taxes in CA"
http://www.trulia.com/blog/steve_ornellas_mba_re_mastersgri/2010/05/estimating_property_taxes

-Steve
... more
1 vote 2 answers Share Flag
Sun Sep 9, 2012
Dee Oliver answered:
I see you posted this question over a year ago. We have seen prices go up in the Bakersfield area since your post. In fact, we have a real shortage of single family residences available for sale right now. If you are still interested in finding out what your home might be worth today, please call me at 661-747-7763. Thank you. Dee Oliver - RE/MAX MAGIC, Bakersfield CA. ... more
0 votes 3 answers Share Flag
Sun Sep 9, 2012
Dee Oliver answered:
I have done some research to attempt to answer your question. According to Google, the telephone prefix for the purported property manager is in New York. Secondly, I could not find a real estate agent in California with the name of Jaime S Guandique. I also Googled him, found a Facebook page and one other person by that name in Linked In. No mention of being in real estate. I then Googled the address on "Merton" in Bakersfield. Found nothing but I did find 5312 Menton in Bakersfield and looked that up for you. That house is presently listed for sale as a short sale. If you wish more information, please contact me. I would be very careful since there are have been many instances where unauthorized persons have listed homes for rent, taken money from the renter, renter moves in and then the REAL owner shows up. Not sure if this is the case, but there have been repeated news stories about this in the last few years. Please feel free to contact me if you wish to find out whether you might be able to purchase a home.Dee Oliver ... more
0 votes 1 answer Share Flag
Mon Apr 2, 2012
Thomas Hansen answered:
The City of Bakersfield and Kern County Sheriffs Department both have web sites that may assist you with crime reports. If you have further questions regarding real estate please feel free to call or email. Thomas Hansen, Realtor, Coldwell Banker Preferred 661-616-3660 tdhrs@aol.com ... more
0 votes 2 answers Share Flag
Thu Jan 26, 2012
Chasity Goodson answered:
Hi Rich,
That is a very common question. The very first step is to meet with a loan officer to see if you qualify. The 3 things we want to see are

1.) Consistent verifiable income
2.) Acceptable credit
3.) Ability to cover the down payment,

Sometimes everything fits and you walk out with a prequalification letter. Then you would take the letter to an agent who will help you find a home. Other times one or more of these items will need some work but we will make sure you leave with specific instructions on how to get all 3 in line. It's a win win!

If you're interested in setting up an appointment, please give me a call 661-324-2525


Best wishes,

Chasity Goodson
Loan Officer at Pacific Funding Mortgage Division, PFMD
4825 Calloway Dr Suite H-101
Bakersfield, CA 93312
Phone: 661-324-2525
E-Fax: 661-206-4029
Email: chasity@bak.rr.com
DRE License # 01877009
NMLS License # 317122
... more
0 votes 8 answers Share Flag
Thu Oct 28, 2010
David Fuentes, GRI answered:
In 93306 there are many different neighborhoods, hundreds of Homes from poor, average, good and excellent and then we have the Gated communities and the Golf Communities. Older Cozy Homes to Spacious, gorgeous floor plans; So your question doesn't have an answer. Give me a real home with all the particulars of the home and then I can tell you a real answer. Hope this works for you. ... more
0 votes 2 answers Share Flag
Thu Jun 18, 2009
Kat answered:
hi Allen,
Bakersfield is a hotspot for short sale/ reo's , a property can be active then changed to pending or contingent when a bank accepts a bid , please realize that these properties more often than not go into multiple bid as soon as the same daythat they are listed this is not your REALTORS fault. Banks ask their agents to ask for highest and best which in turn they tell your realtor and your realtor should tell you, sometimes there is no highest and best and the bank just picks one.maybe because of another problem the deal might fall apart and be put back on the market...hurray go get it!! SAMPLE:as a recent event ,a hvvc has been put into place and now with apples[3 bdrms] being compared to oranges [4bdrms]appraisals cannot be challenged even though it might be an appraiser from out of town,appraiser doing wrong comps,appraiser not knowing towns MLS System or a variety of reasons.Dont blame the realtor,ask the questions! ... more
0 votes 5 answers Share Flag
Sun Apr 5, 2009
Crestico Realty answered:
Dear Dan,

Is It A Good Time To Buy A Home? The simple answer is YES! It is still a good time to buy a home. With the help of the right agent, you can make this "good time" into a "great time" for you and your family. The news is full of stories about the housing crisis, homeowners losing their homes, and the overall bad state of the economy. Not all of this news, however, has to translate into dissuading you from buying a home. In fact, right now is a very good time, especially for some, to jump in and achieve the American dream of home ownership. As of late, the housing market is starting to look better. Read on for more information about why it is still a good time to buy a home.

First, the government is looking to help you. If you are a first time buyer (which, to the government, is defined as anyone who has not owned a home in the last three years), you are entitled to a maximum $8,000 tax credit. Additionally, interest rates are at all-time lows and the Federal government is taking steps to insure and make these loans available to more and more people.

Leverage. Leverage is defined basically as borrowing money to supplement existing funds for
investment. Imagine if you invested ten thousand dollars in stocks and those stocks earned ten percent, you would have earned one thousand dollars. But investing ten thousand dollars on a home, and having that home's value increase ten percent; effectively, you would have earned ten thousand dollars. Which sounds like a better investment to you?

Next, you have to live somewhere. And so does everyone else. According to nationwide statistics, approximately 800,000 new households are created each year in the United States alone. Each of these households will need housing, regardless of the state of the economy. This fact alone ENSURES the recovery of the housing market.

Cycles. The economy is a cycle, and like a cycle, what goes down must come back up. Once this happens, it will create INSTANT equity for you. That means you will have earned FREE money just by living in your home, which you are going to do regardless of where you live. Why not buy a home and earn free money in the process?

Mortgages. Many people think a mortgage is just like paying rent, right? WRONG! With the right fixed-rate mortgage, you are basically ensuring the same payment for thirty years. If you try to rent an apartment for thirty years, odds are that every year or so, your rent will be increased. That does not happen with mortgages.

Ownership. Owning a home is a GREAT accomplishment and it allows you to express yourself in the best way possible. You can decorate it any way you want, furnish it, paint it, and improve it and all the while you will be increasing its value and the value of your investment. Ownership also gives you and your family a sense of stability and a place to lay your roots.

These are only a FEW of the reasons why right now is a good time to buy a home. A qualified agent will be able to answer any questions you may have and also give you more reasons to consider investing in your next home!

I hope this has been helpful!

Thank You!
... more
1 vote 3 answers Share Flag
Sat Aug 16, 2008
John Hickey answered:
Hi Ken,

Scott & John are not in California and are not aware of our tax structure. A constitutional ammendment in the 1970's provides that taxes are based on the purchase price of the house. It may only be adjusted upwards by 2% per year and it may be reduced temporarily in times of declining prices.

You're figure of 1.211% is pretty close. What we use is the Purchase Price as reported to the county from the sales contract times 1.25%

Hope that helps.

John Hickey
Dilbeck Realtors, GMAC
818-541-7311
John@JohnHickey.com
... more
0 votes 4 answers Share Flag
Thu May 1, 2008
Cindy Vedder answered:
Your tax assessors office usually has a list of properties available for tax sale. For instance ours has a website (office of the treasurer-tax collector) that indicates when the next tax sale auction is and what the process is right on line. Check with yours. Good Luck. Cindy Vedder ... more
0 votes 1 answer Share Flag
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