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93291 : Real Estate Advice

  • All15
  • Local Info1
  • Home Buying7
  • Home Selling2
  • Market Conditions0

Activity 9
Thu Feb 9, 2017
Markalisea723 answered:
Recently my house went into foreclosure on February 9th 2017 new body purchased it the bank took it back what are my options I'm staying in the residence till on the homeowner do I have days months years what are my options ... more
0 votes 11 answers Share Flag
Wed May 25, 2016
Amlindberg85 asked:
I am on the hope program and I am currently repairing my credit. They told me that the websites they go through for rent to own homes are trulia and zillow. However, I have not found any…
0 votes 0 Answers Share Flag
Wed May 6, 2015
Simon Watson answered:
One way for sale by owners to show up on the Trulia listings is to
post it on a web site called FIZBER.COM, it will show up on Truila within 24-48 hours

Simon Watson
Keller Williams Realty-East Bay
VA Buyer Experts
(925) 286-7112
(510) 859-4773
BRE 01881304
simon@myrealtorsimon.com
... more
0 votes 4 answers Share Flag
Mon May 5, 2014
Anna M Brocco answered:
See link for helpful information http://www.homepath.com/financing.html
0 votes 1 answer Share Flag
Wed Oct 9, 2013
answered:
No, until the divorce is finalized you will need your "soon to be ex " to sign a quite claim deed, and allow the lender to run a credit report, the debts on the credit report may be counted against you.

If you can not qualify with those debts and or if she will not sign, you should probably cancel the escrow quickly. Make sure you state in your reason for withdrawing one of the contingencies that written into the contract so that they have to give you back your deposit. So you would not say I am withdrawing because of a divorce but rather the inability to obtain a mortgage.

Remember the contingencies have time periods, if you wait too long and cancel after the contingency period, the seller has legal justification to keep your deposit and maybe even sue you for damages.

When buying a house you need a lender who understands the homebuying process. Few do.

Rich Littlefield
949-297-1207
... more
0 votes 6 answers Share Flag
Fri Sep 20, 2013
Bill Mauch answered:
The average home price sold in August for zip 93291 was $121 per sq ft. The average home price for all of Tulare County was $107 per sq ft. The average for North West Visalia was $121 per square foot. Most of the rest of Visalia was at $105-$107 per sq ft. Bill Mauch 559-805-4982 ... more
0 votes 3 answers Share Flag
Tue Jun 4, 2013
Michael Hughett answered:
You can use a Freddie Mac loan that allows for a non-owner occupied co-borrower. Yes this would need to be disclosed to your wife and you and your mother would be on title together. It would not affect your wife in any way but since the divorce is not completed yet she would need to sign a inter spousal that would in affect say this is your house and liability. Hope that helps!! ... more
0 votes 5 answers Share Flag
Fri Oct 26, 2012
Don Tepper answered:
It depends on your local MLS and the information posted there. Some (such as the one I use) shows the financing arrangements. It's easy enough to do a search on ones that weren't financed. Check with a local Realtor for more information about your area.

Hope that helps.
... more
0 votes 2 answers Share Flag
Thu Feb 2, 2012
Karen Dean answered:
Jerry,
When interviewing agents to assist you with short sales you want to make sure you find an agent that has experience handling short sale transactions. Short sales are in many ways different than traditional and foreclosure sales. The agent must be willing to contact the bank on a weekly basis and have exceptional negotiating skills and know how to work with the banks and know what the banks are looking for before getting started with the process. A successful Short sale agent will be have first hand knowledge the guidelines acceptable depending on the different types of loans and different banks involved.

First and foremost the Realtor should should know the short sale market and be able to price the home correctly.
Many times an inexperienced agent, new to the short sale process will price the home too low, the seller will accept the offer, it will get sent to the bank and after 3 months time has passed by the bank rejects the offer because it was not at market value and the buyer walks, not being able to qualify for the actual value the home should have sold for originally.

I am a licensed Realtor in Visalia since 1999. I have been successfully listing and closing short sale properties since 2007. I would be happy to discuss the process with you further and explain in more detail the pros and cons and give you all the information you need to make an informed decision. My number is 559-804-1963 or you can email me at karendean@kw.com. You can also find me on facebook under Karen Dean-Realtor

I am here to assist you in anyway that I can.
Karen Dean
Keller Williams Realty
559-804-1963
... more
0 votes 5 answers Share Flag
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