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93012 : Real Estate Advice

  • All28
  • Local Info0
  • Home Buying17
  • Home Selling1
  • Market Conditions0

Activity 24
Tue Mar 7, 2017
Domonique Rodriguez asked:
Hello, For some reason, accurate status is always severely delayed with Trulia. Can you please change the status to match MLS, which is that the listing is no longer available? Address…
0 votes 0 Answers Share Flag
Tue Jun 21, 2016
Arpad Racz answered:
Hi,

Perhaps a Rentback Agreement would be one topic worth discussing.

Kind regards,

Arpad
0 votes 1 answer Share Flag
Mon Jun 15, 2015
Swaraj answered:
Hello,
I would suggest to contact Melissa Loeffler who is a great mortgage broker. She recently helped me buy my first home and was tremendously helpful. You can reach her at:

https://www.inzopa.com/pro/mortgage-broker-melissa-loeffler

I also found several other brokers in your area:

Rob Spinos- https://www.inzopa.com/pro/mortgage-broker-rob-spinosa
David Lawver- https://www.inzopa.com/pro/mortgage-broker-david-lawver
Chad Geyer- https://www.inzopa.com/pro/mortgage-broker-chad-geyer

Good luck with your refinance!
... more
0 votes 4 answers Share Flag
Sun Apr 5, 2015
Sheryl Arndt answered:
Hello Deefone, what is your question? Do you want listings emailed to you to study and consider?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 2 answers Share Flag
Mon Sep 15, 2014
Peggy Sue Tierney answered:
It is customary in our area of California that the seller pays the commission and commission is negotiable. Did your agent tell you that they are charging you the 3%commission? It sounds like the agent is double dipping and also getting paid from the listing broker. I would contact the Broker that the agent works for first to discuss this. I agree you should contact a local attorney to discuss this if you don't get resolution from the Broker. ... more
0 votes 12 answers Share Flag
Mon Sep 15, 2014
SCOTT URQUHART, CRS answered:
From condos to estate size homes...VillageAtThePark.org
0 votes 6 answers Share Flag
Mon Sep 15, 2014
Peggy Sue Tierney answered:
First of all you will want to research the online Alquist-Prieto Earthquake maps and get the specifics of possible past activity. Always use this tool when searching for a home in California. Get very familiar with areas that may be at risk. This will help you narrow down your specific criteria! ... more
0 votes 3 answers Share Flag
Mon May 5, 2014
Kent Turansky answered:
Hello Katie,

Keep flagging the spammers. It will only make the Trulia community better.

Kent Turansky
www.HomesForSaleOakHills.com
0 votes 3 answers Share Flag
Sun Jan 5, 2014
Raymond Whitby answered:
This depends on the contingency in the agreement or contract you signed. What does the agreement say as to exactly when the inspection periods are and when is your earnest money forfeit due to non performance on your behalf. The purchase agreement should without question spell all this out and sometimes a tile officer will confuse the issue, so make sure your agent explains to you exactly what's going on first. ... more
0 votes 3 answers Share Flag
Sun Jan 5, 2014
Raymond Whitby answered:
This completely depends on who forced you and was it a negotiation or forced? In the short sale process there is a lot of haggling and negotiating going on and that includes the sellers too... Often times the bank only cares about the net to them, and however it comes together to reach that figure is how the deal gets done.... I would re-examine what had to take place for you to kick in 1k! ... more
0 votes 4 answers Share Flag
Wed May 15, 2013
Blanca Dover answered:
Hello Marzzy,

I hope that all went well for you. Sounds like you were a bit concerned about moving forward with the purchase of your home. Curious to know if you went through with your purchase? It does help to ask specific and complete questions about any concerns you may have.

Blanca Dover, REALTOR

Century21 Hometown Realty
Cell: 805-427-5646

Website: http://www.blancadover.com
... more
0 votes 2 answers Share Flag
Wed May 15, 2013
Blanca Dover answered:
Hello Marzzy,

Sounds like you were a bit concerned with your purchase. Curious to know if you went through with your purchase? It does help to ask specific questions about any concerns you may have in order to a professional opinion.

Blanca Dover, REALTOR

Century21 Hometown Realty
Cell: 805-427-5646

Website: www.blancadover.com
... more
0 votes 4 answers Share Flag
Tue May 14, 2013
Robbie Starr answered:
I included a cat in my offer! Seller accepted, seemed as kitty did not want to move..
0 votes 3 answers Share Flag
Fri May 3, 2013
Blanca Dover answered:
Sounds like they used a third party to handle the short sale and you already agreed to the fees when you submitted your offer. I don't think that you would have much of a case to contest. I hope that you enjoy your new home! ... more
0 votes 15 answers Share Flag
Mon Feb 20, 2012
Albert Goldberg answered:
Hi,

There are certain federal & state tax laws you must be careful of. I would like you
to call me so I can alert you to these, which you should take up with your attorney &; tax man, as that I cannot give legal or tax advice.

Al Goldberg Broker
30+ years experience
800-765-3609
amgrel@yahoo.com
... more
0 votes 5 answers Share Flag
Thu Dec 29, 2011
Blanca Dover answered:
It's never easy to say what the prices will be next without giving a price range. I see that last year the prices were in the high 100k and now they are selling in the low 200k.
0 votes 10 answers Share Flag
Mon Nov 29, 2010
Blanca Dover answered:
I assume that you have found your rental by now but if you ever in need help in buying or renting a home I would be happy to assist you.

Blanca Dover, REALTOR

Century21 Hometown Realty
Cell: 805-427-5646

Website: www.blancadover.com
... more
1 vote 3 answers Share Flag
Mon Sep 20, 2010
Team Komar answered:
Darla-

Buyer beware. Be very careful what your being asked to do. That is normally only done when your
short becomes approved by the lender.

Give him JUST a copy of the check.


Good luch Darla.

Ray Komar
BROKER
Camarillo
... more
0 votes 12 answers Share Flag
Thu Jun 10, 2010
Barry Shapiro answered:
Hello Marzzy,
We have 3 experienced agents on our team that are CDPE Distressed Property trained to assist homeowners in avoiding a foreclosure. Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA. The HAFA program is working directly with a large group of servicers including (but not limited to), Chase, Citi, Bank of America, Litton, Ocwen, Wachovia, and Wells Fargo to help as many homeowners as possible. The Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating. ... more
0 votes 2 answers Share Flag
Sat May 22, 2010
Anna M Brocco answered:
Attorney fees can be negotiable, some are flat fee some are hourly--you can check with your local Legal Aid Society or the Bar Association, etc., for area referrals.
0 votes 1 answer Share Flag
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