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92780 : Real Estate Advice

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  • Local Info1
  • Home Buying6
  • Home Selling0
  • Market Conditions0

Activity 7
Mon Aug 7, 2017
Nicole Fedorchek answered:
Tue Jul 15, 2014
Nicholas S Nelson answered:
Prequalification are borrower specific, not state specific. If looking in a different state you do need to let lender know if it will be primary residence, second home or investment property. Also, find out if the lender does lend in the other state. Some lenders only have a footprint in certain states and do not lend outside of these states.

I have the ability to lend in all 50 states. If you would like more information on my programs and a free preapproval, please contact me at the below phone or email.

Good Luck,

Nick Nelson (NMLS#384413)
Mortgage Lender
Community Bank of Rockford, A Division of Harvard State Bank
2470 Eastrock Drive
Rockford, IL. 61108
(815) 289-0880 - Phone
nnelson@thehsb.com - Email
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0 votes 7 answers Share Flag
Mon May 28, 2012
Thom Colby answered:
Mon May 28, 2012
Felix Hung answered:
Welovetustin,

Thom provides a great answer!

The list price on a short sale is set by the agent and homeowner but it has NO barring on what the short sale lender will evaluate the property at when they do a broker price opinion on the property. If you get a huge counter - most times it's because the listing agent priced the property WAY too low in the first place.

The best advice is to find an agent locally who has short sale knowledge and understands the comps and pricing in the area. Both are needed to properly help a short sale buyer.

Felix
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0 votes 12 answers Share Flag
Wed May 23, 2012
Stephanie Hart answered:
I think it is a huge disservice when agents pass the buck on to the buyer in regards to negotiator fees. I am seeing that more and more on the MLS under agents notes. In my opinion if an agent can't negotiate their shorts, then they shouldn't take them! I negotiate all my own Short Pays... that being said I know the standard fee is only 1% of the purchase price (as staed below). So the fee you are being charged sounds extremely excessive. I would also ask for proof of the liens. You should be able to do some investigating into the Preliminary Title Report (you were most likely given by escrow). Trust is paramount, this would make me questions the entire transaction. I am so sorry you are experiencing this!


Stephanie Hart
Broker-Associate
Forecast Realty
310-918-6856
CA DRE 01338444
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0 votes 11 answers Share Flag
Wed May 23, 2012
Stephanie Hart answered:
We would really need to know if you removed all contingencies here.
Are you talking about subterranean termites? I would advise you to talk with the termite company and get their opinion on the different treatment options. I have never had a termite company tell me that a treatment isn't available. As the other agents have stated termites are a norm in CA. They are killed off and then they eventually return. It is something you will most likely face w/any property in So Cal.


Stephanie Hart
Broker-Associate
Forecast Realty
310-918-6856
CA DRE 01338444
... more
0 votes 10 answers Share Flag
Fri Nov 11, 2011
John Arendsen answered:
I'd look into hooking up an alkaline water filtering system to it. It's about the most healthy water you can drink and will clean up just about any kind of water there is coming from a domestic water supply. You can event take the system with you. If you want more info on alkaline water call Janeene Lovell at 619 884-3791. She will give you a very effective and honest overview of alkaline water and all the health benefits therin. ... more
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