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92706 : Real Estate Advice

  • All7
  • Local Info1
  • Home Buying3
  • Home Selling1
  • Market Conditions0

Activity 7
Wed Dec 11, 2013
Jamie Tian answered:

You did not give an address to the house you are referring to.

Feel free to email me at or give me a call at (310) 717-1321 and I would be happy to find out more information about the house you are referring to, or set up a viewing. I would also be happy to send you a list of properties that are currently on the market that fit your price range and search criteria.


Jamie Tian
Rodeo Realty
(310) 717-1321
BRE #01920120
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1 vote 5 answers Share Flag
Thu Jul 12, 2012
Ingrid Ski Realtor answered:

Wanted to know what you mean by safe? We all have a different idea of safe. What are you looking for? If you are interested in crimes you can look up send me an email so I can be of more help to you.

Talk to you soon,

Ingrid Ski Realtor
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Wed May 2, 2012
Agnes Tabor answered:
My recommendation is to always work with an attorney representing your side of the transaction; to might not be too late. That being said call the agents Broker. You have many unanswered questions here.

Good luck!
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Mon Mar 19, 2012
Kawain Payne answered:
No contact at all in three weeks? . Have you tried to contact her broker? Maybe your agent is ill or had some kind of major emergency.

Working with buyers requires a lot more time than working with sellers. You need a buyers agent who is not too busy to cater to the unique needs of a buyer.

I would like to know what documents you signed. Did you actually put an offer on a property? Sometimes with REO's the listing side does not counter all offers, some offers may not get any reply at all. They simply select what they think is the best offer and move on. If this is the case your agent should keep you posted on what's going on.

As for your deposit check it should be held uncashed at your agent's office until you actually have an offer accepted. You are not at risk of lossing any funds at this point.

Try not to get discouraged. Stay engaged in the home buying process even if you have to move on to another agent.

Best of luck to you,

Kawain Payne, Realtor
Prudential Realty
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Mon Mar 19, 2012
Kawain Payne answered:
The main pitfall to buying a foreclosure is the seller (the bank) has never lived in the home so they cannot give you any history on the condition of the home. The homes are truly sold "as is". The bank often times will not make any repairs. In some cases they will not even do termite work.

Another pitfall is if you are buying using a FHA loan, some REO homes will not meet FHA conditions for funding. Because the condition of the property does not meet FHA guidelines.

The former owner in most cases has either been evicted or has already moved out by the time the REO property is put on the market, so you will most likely not have to deal with getting the previous owner out.

Best of luck to you!

Kawain Payne, Realtor
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0 votes 8 answers Share Flag
Tue Sep 9, 2008
Vicki Lloyd answered:
It sounds like you were trying to sell a rental property but that sale fell through? If the bank is foreclosing, it sounds like you aren't making your payments? Most mortgages require homeowners to keep hazard insurance policies in effect on their homes as long as they have the mortgage. If you didn't pay for that insurance, the bank probably purchased it and added the premium to your loan balance.

It will definitely damage your credit if it forecloses. Foreclosures used to clear off credit reports in 7 years, but I've heard that it may now show for 10. Either way, it will definitely affect your ability to get new credit, including refinancing.

I doubt that the bank will come after you, but you could check with Legal Aid Society

Or the California Consumer Home Mortgage site :
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