I understand....and by the way, I live in the Madrid Del Lagos....very nice area. Try not to buy into the frenzied activity, it's not always the first ones in, nor the cash buyers, who get the deal. The main thing is to find the right home, then we position you to get the home.
As a listing agent, I would rather have an FHA buyer who loves the home and will work through the deal to the end, than a cash buyer who writes offers on everything they see. What I do as a buyer's agent is create a relationship with the seller's agent and clearly explain why my buyers are the best ones to work with....it can be done.
Combine this strategy with the ability to get listings the minute they hit the market....so you don't miss anything, and it really puts us ahead of the competition.
I'd be happy to work with you....if you are not working with anyone yet. If you're interested, shoot me an email and we can chat a bit more, see if we're a match.