We are considering a home in Bayshores on the ocean side of PCH. Is the black soot from planes flying overhead also a serious issue in this neighborhood? Where else can you get two private beaches and a gated community? Not sure if the plane noise would bother us as much as PCH:). Perhaps subjective but would like an opinion.... more
Hello Bkwstylist, yes you could qualify as we have Jumbo options from 4 years after a BK and up but you will need a minimum 680 fico score to qualify. You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.
Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
These are full documented loans. You will need to gather some documentation for each applicant.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
NMLS# 297251... more
If your search is within the same county, searching through that county works well. If across multiple counties, well, for that scenario, separate searches for each, or contacting a realtor to assist will help.... more
Aren't you working with a Realtor? What does he/she say? It may depend on your contract, but the contracts I use say that the Buyer may request that Seller make repairs or take any other action regarding the Property (during the inspection period). Seller has no obligation to agree to or respond to Buyer's requests. Without respect to your contingencies and cancellation rights you can ask a Seller to make repairs anytime. The Seller, of course, would not be obligated.... more
I realize your question is from 2013, and I hope that you have settled into a new nice home in Newport Beach. Newport Beach is my hometown, and I am very familiar with all the neighborhoods. If you are still looking, please contact me, and I would be happy to assist you!
Nicole Fedorchek, Tarbell Realtors
Gold Circle of Excellence
DRE 019203470... more
Its about listening. Always about listening. Somehow there is a pre-concieved notion that its always about the price. I have buyers that have a certain price range, but are willing to overlook frugality to obtain form and function. In fact, worrying too much about getting the best price possible is what can let the best ones slip through the cracks.
I am not just talking about user buyers, investors too! Having worked with investors for 14 years in SoCal, I have learned its not always about price. Sure, no investor wants to overpay for a property, but losing out on profit because of haggling can be just as frustrating. Especially in this market, where deals are slim, and property moves fast.
Price sensitivity is all relative to the main objective. Because in the end we all know, you get what you pay for.... more
Looks like your in Virginia trying to buy a place or here in California? Each state will be different.. Are you working with a Realtor? That would be the first person you talk with.. If not, then whomever your main contact is ask them why? What is the normal priocess? How many delays are their typically? How long is the priocess? What kinds of things can you expect? Need to ask mopre questions so you know whats happening and why...
Ingrid Ski Realtor
I doubt that you will find a 3000 sqft lot that doesn't have a Townhouse on it:
That sounds like a lot designed for a Townhouse, that would be part of a Development; the lot wouldn't be up for sale separately, because it is PART of the Development.
Most city lots would be 8-9,000 sqft minimum. (A 1/4 acre lot is about 10,000 sqft).
If you are serious about this; please contact a Realtor and do it right.... more
Hey there, using a real estate market expert is the best way to go, they know the market and can get you the highest rent possible for your property earning you that much more passive income each month. If you have any questions, my team and I are more than happy to answer them.
Best and Happy Holidays!
Irwin Group Real Estate
2549 Eastbluff Dr., Ste. 140
Newport Beach, Ca 92660
Postlets allows you to post a property for rent or for sale but doesn't have a category for lease to own. I suppose you could use it that way, but there isn't a specific category for it. Perhaps you could post in both.
Also, as Karen mentioned, I'm curious about the question as your profile says "home buyer"?... more
Michael is correct. Trulia doesn't accept FSBO listings at this time. However if you choose to work with either a flat fee or full service broker or agent in the future, he/she can submit your home to our search engine via the link below.