I am the President of Condo Association in Cincinnati and a Real Estate Professional. 1 of our units just was purchased at auction following forclosure by the mortgage holding financial institution. We hired an attourny to file a lien against the unit for 2 years of unpaid HOA fees. Prior to sale of that condo by the bank to an end-user, all liens will need to be satisfied for the property to close. This action forces the bank to pay the amount due in accordance with the lien we filed. However, the bank may seek payment from its former owner, I would strickly advise seeking legal counsel for a full understanding of those procedures.