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Home Buying in 92506 : Real Estate Advice

  • All21
  • Local Info0
  • Home Buying10
  • Home Selling1
  • Market Conditions2

Activity 10
Sat Dec 14, 2013
Sherflex answered:
I am looking for a vintage Spanish style home in Fresno Calif. What is the best area to look ,price would be 350,.0000 - 400,0000 . I want to be in a safe good location .
0 votes 8 answers Share Flag
Thu Aug 15, 2013
answered:
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.

Alex Greer
NMLS #1056079
... more
0 votes 12 answers Share Flag
Wed Apr 10, 2013
Gary Rubino answered:
Hi Maria,
Send me the address and I will give you a full report. No one can answer your question without additional information.
Thanks,
0 votes 3 answers Share Flag
Sun Sep 23, 2012
Harold Sharpe answered:
On a short sale, the sale is just like an ordinary sale when it comes to the seller disclosing to you about the property. On a foreclosure that is not the case.
All properties are sold as is.

Harold Sharpe - Broker
So Cal Homes Realty
(951) 821-8211
harold@homes-riverside.com
www.homes-riverside.com
California Department of Real Estate Broker License # 01312992
... more
0 votes 9 answers Share Flag
Tue Aug 28, 2012
Frankie Velasco answered:
To find your answer is to go see your local expert realtor so He/Her could assist you the best way possible.
0 votes 3 answers Share Flag
Wed Mar 31, 2010
Harold Sharpe answered:
Hi Pammy,
A short sale can be done on any home.
It is simply up to the lender to approve or disapprove of the short sale.
A short sale is a negotiation to get the lender to accept less than is owned as opposed to going to foreclosure.
The agent you choose to hire for the short sale has to up on negotiating and hang in there and keep trying to get the bank to accept.

Harold Sharpe - Broker
So Cal Homes Realty
(951) 821-8211
harold@socalhomesrealestate.com
www.southerncaliforniahome.info
California Department of Real Estate License # 01312992
... more
0 votes 13 answers Share Flag
Fri Mar 12, 2010
Dan Chase answered:
It has been over 2 years. Did you wait to buy, Did you rent? I hope you did not get to badly hurt by the real estate market crashing. I know, it is confusing as the bubble is really unprecedented. ... more
0 votes 12 answers Share Flag
Sat Aug 8, 2009
Brenda answered:
Karla,

Call to see my house that I am putting up for sale. 4 Bedrooms + bonues room. 2 baths. Brand new electrical rewired throuht out house.

Close to Woods streets. On dead end street. 951-255-2395 ... more
0 votes 5 answers Share Flag
Thu Mar 5, 2009
Jane answered:
It is against the law the "readdress" an appraisal as the realtor suggested. Although an appraiser may do that, it would be a violation of their license, and is unethical as well as against the law. The first appraisal was most likely inflated and that was discovered during a desk review from the bank. The agent will likely shop for another appraiser to hit the number she wants. The bank should order the appraisal from an unbaised, ethical appraiser whose fee is not based upon the outcome. ... more
0 votes 4 answers Share Flag
Thu May 1, 2008
Cindy Vedder answered:
Definitely won't qualifiy for FHA Financing. Probably means a conventional loan which would include a minimum of 5% down if not more depending upon many things. That coupled with the cost to remodel means alot of out of pocket cash expense. I can recommend a good lender, one that does what they call: Renovation Loan. You need a renovation loan consultant and you pay for it. You need to select your own contractor and he/she must be validated for the Lenders Renovation Program prior to closing. If you change contractors, the new contractor must also be validated (and a small fee applies), there is a contingency reserve fund which ranges from 10-20% to cover any deficiencies in the health and safety items of the project/home. Work change orders are required for any repair changes and must be approved. There is no loan refinancing until the last draw meaning the work has completed. Then there is a Streamline rehad loan which is a little less daunting but work MUST be completed within 6 months and allows for no extensions. The process is timely because you need multi-layered approvals to keep the project going, your lender and any city involved permits. If it is a property you love, check the comps with your local Realtor and then figure anywhere between $90.00 -$120.00 per sq. ft. to remodel as a rough estimate and allow for all the things you can't see before proceeding. Good Luck. Cindy Vedder ... more
2 votes 3 answers Share Flag
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