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92503 : Real Estate Advice

  • All41
  • Local Info6
  • Home Buying22
  • Home Selling1
  • Market Conditions0

Activity 36
Tue Jun 20, 2017
Gpaytaryab asked:
There is no option to delete a listing. My phone number is on the listing and I'm getting a lot of messages because of it. I just want to be able to remove my number, or change it to…
0 votes 0 Answers Share Flag
Mon Jun 19, 2017
NANCY asked:
Thu Jan 26, 2017
answered:
Hello Tsunamisue49, yes you should be eligible for the cash for keys program thru the bank that owns the home. They usually offer up to 120 days to find another rental without paying rent or cash for keys to move out within 30 days.

You should check with the local rental management companies for their inventory. How much do you pay in rent for you and your brother?

The rentals in Riverside 92503 zip code start from $850 for 1bd 1ba apt, $1,095 for 2bd 1ba apt and the single family homes start from $1,295 for 2bd 1ba home.

The purchase start from 170k for 2bd 1ba condo and up which you could buy with less than it cost for any rental.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Tue Nov 22, 2016
Neil Roxas answered:
Hello,

Unfortunately, we didn't get enough information about your problem to resolve the issue. Please provide us with the complete property address by replying to this and we will be happy to assist you.

Regards,

Neil
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Sat May 7, 2016
answered:
Of course you can, but would you get showing after you list it on FSBO?

read this article about that: http://itz-sold.com/why-we-get-no-showings-after-listing-for-sale-by-owner/
0 votes 4 answers Share Flag
Tue Mar 24, 2015
answered:
Hello tammikakelly, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. The purchase in 92503 zip code of Riverside start from 135k for 2bd 1.5ba condo which is as low as $675 down payment with a minimum 580 fico score.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank or Link.
... more
0 votes 1 answer Share Flag
Tue Mar 24, 2015
answered:
Hello Genene, you are a first time home buyer if you have not owned a home in the last three years. Why do you ask are you looking for a first time home buyer loan program or down payment assistance?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. The purchase in 92503 zip code of Riverside start from 135k for 2bd 1.5ba condo which is as low as $675 down payment with a minimum 580 fico score.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank or Link.
... more
0 votes 6 answers Share Flag
Mon Apr 28, 2014
Sonny Cox answered:
The commute from Riverside down into the Anaheim area is a tricky one. I would have to say depending on where you're going to in Anaheim it can be anywhere from 30 minutes to 90 minutes. It really just depends on the day of the week, weather, accidents, and if school is in or out which actually does impact the traffic. It also depends on the time of the morning your leaving. Their will always be traffic congestion right as you pass Green River Exit and then again as you get closer to Weir Canyon. Now coming home you will hit traffic usually around Imperial Highway and then it will be stop and go from that point on. The bottom line is its the 91 freeway and it will never change, just go into it knowing your going to hit traffic in either directions. ... more
0 votes 8 answers Share Flag
Tue Apr 22, 2014
Sonny Cox answered:
Generally speaking from my experiences the traffic flows at a pretty decent speed until you pass the Temescal Canyon RD and then it starts to be stop and go traffic up to the 91/15 interchange. The traffic is really bad once you hit E Ontario Ave to the 91/15 and then once you pass the interchange it will speed up for about 2 miles then it will be stop and go traffic until you hit the 60 freeway. Normally once you pass the 60 freeway it will slow down around the 10 freeway interchange and then pick back up until you get close to Beech Ave and then it slows down all the until you pass the 15/215 interchange in Devore then you should have smooth traffic from that point on into Vegas with some slow down in the High Desert area every once in awhile. ... more
0 votes 5 answers Share Flag
Wed Dec 18, 2013
Kawain Payne answered:
Hello Mr. Hernandez,

I am so happy to hear your son is on his way to homeownership!

You are actually on a great site to find an agent.

I suggest you read the answers you get to your question. Then red the profiles of the agent who answered. Select one you feel would be a good fit for your son.

I wish him the very best!!!

Kawain Payne, Realtor
... more
0 votes 13 answers Share Flag
Fri Jul 19, 2013
sherrybivin answered:
How can I find out the percentage of violence of each high school in Owensboro Ky?
0 votes 15 answers Share Flag
Tue Jul 9, 2013
Wendy Martins answered:
In my experience this should not be an issue. If you need a good Lender to answer your questions you can contact Mike Rolston at Pacific Foresight Financial 951-318-8221. He has never steered any of my clients wrong. ... more
0 votes 4 answers Share Flag
Mon Apr 29, 2013
christine kankowski answered:
I can look it up for you if you like, or you can go to the county assessors office and look it up yourself.
There are some scams on trulia and craigs list, you are smart checking it out up front!
If you send me the address, I can also pull up if it has a notice of default on it, etc.
Good luck to you!
... more
0 votes 7 answers Share Flag
Thu Apr 25, 2013
answered:
Lisa,
Since your question was from 2008, I hope that you successfully got into a nice home. If you didn't--or if anyone else out there has the same question, here's my answer:

It would be an excellent idea to talk to a mortgage lender about this, since we have a number of ways to help with closing costs. The most-often used are lender rebates and grant or first-time buyer programs. In the current 2013 market in the Inland Empire, competition to get your offer accepted is too tough to handicap it by asking the seller for help in the traditional way of making an offer at a certain price and then requesting that the seller pay $2000-6000 in closing costs. Generally speaking, the best way for a buyer to proceed is to get their financing plan all lined up by working closely in advance with a local lender so that they can beat out the buyers who haven't done this.

Be patient, do your homework and you will win! I wish you the best of luck.
--Kevin
... more
0 votes 4 answers Share Flag
Sun Apr 14, 2013
Abu Musa answered:
It is depend on saler and your offer .Reasonable offer may can get accepted.
0 votes 9 answers Share Flag
Tue Jan 22, 2013
Hena Martin answered:
Depends do you like the house is the location nice ,there are variations when purchasing a property that need to be taken into consideration ,if you are looking for advise and have an agent representation looks like you do not trust your agent all the way .Good luck hope you work it out .
HENA MARTIN (BROKER)
... more
0 votes 2 answers Share Flag
Fri Jan 18, 2013
Hena Martin answered:
Call the bank again ,explain what happened do keep looking for that job you just got in ,try to send it the payments somehow.You can do it ..HENA
0 votes 7 answers Share Flag
Fri Jan 18, 2013
Hena Martin answered:
If you are on title it is your house too,can you make the payment or do you depend on him for making the payments ,is he behind because you have come through to some hard times call me I can help there are options ,atleast talk it out in detail ,I work in all cities ,have worked here as a short sale specialist ..or e mail me .HENA MARTIN (broker) ... more
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